Efraysa Ramos - Field Underwriter

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Blackrock received some media attention for the harsh forecast they unveiled for this year. But what are the underlying ...
01/07/2023

Blackrock received some media attention for the harsh forecast they unveiled for this year. But what are the underlying reasons behind their outlook? Here's a helpful overview.

The world's largest asset manager is anticipating trouble. Insider's Phil Rosen explains - and catches up with an investing executive.

The U.S. has seen strong job growth recently, which is normally a good sign for the economy. But in the new normal, it m...
01/05/2023

The U.S. has seen strong job growth recently, which is normally a good sign for the economy. But in the new normal, it might be a result of trends that have the Federal Reserve concerned. Here's why:

Hiring slowed slightly in November amid rising interest rates. But the U.S. job market remains unusually tight. Employers added 263,000 jobs in November while unemployment held steady at 3.7%.

Most Americans plan on "aging in place" for retirement rather than moving to a facility, but fewer have established how ...
01/02/2023

Most Americans plan on "aging in place" for retirement rather than moving to a facility, but fewer have established how they'll cover in-home care costs. This article can help get you started.

A recent study found 7 out of 10 Americans want to age at home, but only 10% have long-term care insurance. Here's how to fund home health-care services.

When is a deduction worth the effort, and when are they most beneficial? This overview of common questions and types of ...
12/30/2022

When is a deduction worth the effort, and when are they most beneficial? This overview of common questions and types of deductions can help provide some context.

Should you itemize or use the standard deduction? Take a few minutes to understand the variables that determine the best choice for you.

Have a holiday bonus or some gift money to spend? Here are five spending ideas that have hidden strategic value for pers...
12/27/2022

Have a holiday bonus or some gift money to spend? Here are five spending ideas that have hidden strategic value for personal finance (or just five really good excuses to splurge a bit).

You could call your next vacation a financially savvy move.

Whether you're planning for retirement, saving for your future or growing your portfolio, together we can help make 2023...
12/24/2022

Whether you're planning for retirement, saving for your future or growing your portfolio, together we can help make 2023 your year of growth and resilience. Get in touch so we can discuss your goals.

Sign up and stay tuned for this week's posts.

What can you do if you and your partner have different levels of risk tolerance? These money management techniques can h...
12/22/2022

What can you do if you and your partner have different levels of risk tolerance? These money management techniques can help you prevent arguments and make a productive plan.

Learn to match your risk tolerance with your spouse, and you'll have marital harmony and a growing investment account. Here's how.

Recent losses and layoffs within big tech are making some investors feel like the dot-com bubble is back. However, not e...
12/19/2022

Recent losses and layoffs within big tech are making some investors feel like the dot-com bubble is back. However, not every big name in the industry is following this downward trend.

Tech stocks that led the market for much of the past decade have fallen on hard times.

Going to college can be a big financial undertaking. After taking the plunge, which majors turn into regret most often? ...
12/16/2022

Going to college can be a big financial undertaking. After taking the plunge, which majors turn into regret most often? More importantly, what factors help make a degree a worthwhile investment?

Graduates entering the workforce with good career prospects and high starting salaries are the most satisfied with their major, according to ZipRecruiter.

Knowledge can be a valuable asset. Twice a month, newsletter subscribers get fresh insights to enhance their wealth of w...
12/10/2022

Knowledge can be a valuable asset. Twice a month, newsletter subscribers get fresh insights to enhance their wealth of wisdom and help make the most of their hard-earned funds.

Sign up and stay tuned for this week's posts.

This guide can help both employers and employees tackle the topic of increasing wages to reflect a larger workload.
12/08/2022

This guide can help both employers and employees tackle the topic of increasing wages to reflect a larger workload.

Asking for or providing extra pay for additional duties shouldn't be nerve-wracking. Here's a guide for both employers and employees.

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Central Islip, NY
11722

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+19293758588

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