Jennifer Ferguson-Mortgage Lender

02/16/2026

Wanting to use this holiday time to get the ball rolling on buying a new home or seeing if you qualify? Banks may be closed but we are OPEN and ready to serve you! We are in office until 5 and after hours by appointment. Walk ins are welcome!

01/24/2026

Imagine being able to have a new place to call home in 2-3 weeks! Now that’s a SWEET thought! It may be easier than you think. I would love to be able to make you ownership dreams come true…let’s talk!

01/19/2026

🏡 Thinking about a rental property or vacation home?

Whether you’re investing for income or buying a second home for work or pleasure, we offer competitive investment and second-home loan options designed to help you qualify.

✨ Bonus: Rental income may be used as part of your qualifying income!

Why rent when you can own and build long-term wealth?
📲 Message me today to explore your options!

01/17/2026

Free Consultations 7 days a week. No pressure or commitment required. Call or text 936-590-2452

Visit www.pineywoodshomeloans.com to apply. NMLS #2776361

01/16/2026

Wondering if your tax refund could help you buy a home?

I offer free consultations to walk you through potential costs and assistance programs designed to help make homeownership more affordable.

📩 Message me to get started!

01/09/2026

Rates are on FIRE! Now is the time to get pre-approved so you can be READY to SHOP!!

A list of current mortgage rates, historic mortgage rates, charts and interest rate news.

01/09/2026

Check out this listing by Sarah Bailey!!

01/04/2026

One of the most common questions I am asked is “What does it take to qualify for a home loan?”. Stay tuned as I dive in to seven key components of qualification over the next week!

01/04/2026

Accounts like Affirm and Klarna that are so enticing for short term loans can actually cause delays in your home loan process! These show up on your credit report and underwriters will typically require additional documentation explaining the terms of the charges. I just read about a client of a colleague who was denied because his spouse took out an additional klarna note which made their debt to income ratio exceed the approval rate. So if you are in the market for a home loan be cautious. If documentation can be provided, the payments can typically be omitted but it’s not always easy to get proper documentation from those platforms. Feel free to reach out if you’d like to learn more or see how a specific scenario would affect you!

01/02/2026

01/01/2026

In 2024, I had the opportunity to help 13 clients become homeowners. In 2025, I helped 34 clients become homeowners!! My goal was to double my 2023 numbers and am so excited to have surpassed my goal! My goal for 2026 is to help at least 75! To love what you do makes work so easy and helping clients become homeowners is one of the biggest rewards I have had at work! I would love to help you be next!

12/31/2025

We are so thankful for our Pineywoods team, realtor partners, insurance, and title agents! It takes a team to help make homebuyer dreams come true and we strive to do just that as seamlessly as possible!

⭐⭐⭐⭐⭐
Teamwork makes all the difference!

I’m grateful to work alongside amazing real estate partners to make the home-buying process smooth, clear, and stress-free for our clients. When we collaborate, your goals come first—and the results speak for themselves.

Ready to get started on your home loan journey? Let’s make it happen! 🏡✨

📞 936-280-4377
📧 [email protected]