Guardicares Health Insurance

Guardicares Health Insurance Guardicares specializes in Health Insurance, Individual, Group, Medicare, Annuities, and Life insurance. 26+ years experience.

States we write in Florida, Minnesota and Wisconsin. We take the time to help you determine the right policy.

🚪 The Non-Compete Is Over…Welcome Back. 💼🔥There’s something powerful about an experienced agency owner or agent stepping...
06/17/2026

🚪 The Non-Compete Is Over…Welcome Back. 💼🔥

There’s something powerful about an experienced agency owner or agent stepping back into the industry they know best.

Not as a beginner. Not starting from scratch. But returning with wisdom, relationships, resilience, and years of real-world experience.

Sometimes life forces a pause. But talent, knowledge, and leadership never disappear.

To every seasoned professional making their comeback:✨ Welcome back.✨ Your experience still matters.✨ Your next chapter may be your strongest yet.

The industry needs leaders who understand service, relationships, and how to truly help clients.

Here’s to new beginnings, bigger opportunities, and building something even greater than before. 💙

— Guardicares Insurance“Protecting Your Future”. Serving Florida, Minnesota and Wisconsin.

💼 Small Business Owners — Good News About Healthcare Options! 💼Traditional group health insurance isn’t the only option ...
06/17/2026

💼 Small Business Owners — Good News About Healthcare Options! 💼

Traditional group health insurance isn’t the only option anymore.

With an ICHRA (Individual Coverage Health Reimbursement Arrangement), employers may be able to:
✔️ Help employees with healthcare costs
✔️ Offer more flexibility and plan choices
✔️ Control business healthcare budgets
✔️ Potentially reduce costs compared to traditional group plans
✔️ Support employees with individualized coverage options

This newer approach is helping many small businesses rethink employee benefits in a smarter, more flexible way. 🌿

Every business is different — and the right strategy matters.

At Guardicares Insurance, we help business owners explore healthcare solutions designed to fit their company, workforce, and budget.

📞 Questions about ICHRA plans or employee benefits? We’re here to help.

Guardicares Insurance
“Protecting Your Future”

⚠️ Business Owners: Is Your Workers’ Comp Experience Mod Costing You Thousands? ⚠️Many business owners don’t realize how...
06/17/2026

⚠️ Business Owners: Is Your Workers’ Comp Experience Mod Costing You Thousands? ⚠️

Many business owners don’t realize how much their experience mod (EMR/X-Mod) impacts their workers’ compensation premiums.

A high mod can mean:
❌ Higher insurance costs
❌ Fewer carrier options
❌ Difficulty winning contracts
❌ Increased underwriting scrutiny

Your experience mod reflects your company’s claims history compared to others in your industry.

The good news?
There are ways to improve it. đź’ˇ

✔️ Strong safety programs
✔️ Return-to-work strategies
✔️ Claims management
✔️ Proper payroll classifications
✔️ Injury prevention training

At Guardicares Insurance, we help business owners better understand workers’ compensation and risk management strategies that can help protect their business and bottom line.

đź’Ľ Knowledge matters. Protection matters.

Guardicares Insurance
“Protecting Your Future”

🎨💜 My Mother's Hands Created Beauty 💜🎨Today, I found myself going through some of my mom's artwork and art supplies.Each...
05/30/2026

🎨💜 My Mother's Hands Created Beauty 💜🎨

Today, I found myself going through some of my mom's artwork and art supplies.

Each brushstroke, each project, each unfinished idea tells a story of a woman who poured her heart and soul into creating beauty. She had a gift. Not just for art, but for seeing the world through eyes of wonder, color, and possibility.

Dementia is a cruel disease.

It slowly steals memories, words, and pieces of the person we love. Yet as I held her artwork in my hands, I was reminded that while dementia can change so much, it cannot erase the beauty she created or the love she gave.

There are so many difficult moments on this journey. Moments of grief, even while our loved one is still here. Moments of sorting through treasures that carry a lifetime of memories.

Today was one of those moments.

But mixed in with the sadness was gratitude.

Gratitude that I was blessed to have a mother whose creativity touched so many lives.

Gratitude for the reminders she left behind.

And gratitude for the love woven into every piece she created.

Some souls leave their fingerprints on our hearts forever.

My mom is one of them. ❤️

Julie Evans

Guardicares Insurance

🇺🇸 Memorial Day ❤️Today I honor the memory of the brave men in my family who served our country with courage and sacrifi...
05/25/2026

🇺🇸 Memorial Day ❤️

Today I honor the memory of the brave men in my family who served our country with courage and sacrifice.

In loving memory of my Grandfather who served, my Grandfather-in-law who earned the Purple Heart in WWII, and my Uncle Jack who served in Vietnam — a man I never had the chance to meet, but whose sacrifice and legacy will never be forgotten.

Because of heroes like them, we live in freedom today.

Forever grateful.Forever remembered. ✨

— Guardicares Insurance

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedo...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedom. 🇺🇸

Their courage, service, and sacrifice will never be forgotten.

As we spend time with family and loved ones, may we also reflect with gratitude on those who gave everything for this country.

From all of us at Guardicares Insurance — thank you to our fallen heroes and the families who carry their legacy

Planning for retirement starts before retirement begins.If you’re turning 65, your Medicare decisions today can impact y...
05/25/2026

Planning for retirement starts before retirement begins.
If you’re turning 65, your Medicare decisions today can impact your healthcare costs, coverage, and peace of mind for years to come. 💙

At Guardicares Insurance, we help you understand:
✔️ Medicare options
✔️ Supplemental coverage
✔️ Prescription plan choices
✔️ Retirement protection strategies
✔️ Health plans that fit your lifestyle and budget

Turning 65 is more than enrolling in Medicare — it’s preparing for the next chapter with confidence. 🌴

📞 Guardicares Insurance
Serving Florida, Minnesota & Wisconsin
763-370-8105

“Helping you protect your health, retirement, and future.”

Turning 65 or already on Medicare?Medicare doesn’t have to be confusing.At Guardicares Insurance, we help simplify your ...
05/23/2026

Turning 65 or already on Medicare?

Medicare doesn’t have to be confusing.
At Guardicares Insurance, we help simplify your options so you can make confident decisions for your health and retirement future.

✔️ Medicare Advantage
✔️ Medicare Supplements
✔️ Prescription Drug Plans
✔️ Dental, Vision & Hearing
✔️ Life Insurance & Retirement Planning

Local support. Real guidance. Personalized help.

We’re here to help you understand your choices — not pressure you.

Guardicares Insurance
Protecting your health. Securing your future.

❤️ Life Insurance Is More Than A Policy…It’s Love. Protection. Peace of Mind.We insure our homes, our vehicles, and our ...
05/21/2026

❤️ Life Insurance Is More Than A Policy…
It’s Love. Protection. Peace of Mind.

We insure our homes, our vehicles, and our health — but protecting the people we love most is one of the greatest gifts we can leave behind.

Life insurance can help provide:
✔️ Financial protection for your family
✔️ Help with final expenses
✔️ Income replacement
✔️ Mortgage or debt protection
✔️ Peace of mind for the future

No one likes thinking about the unexpected… but planning ahead is an act of love. 💙

At Guardicares Insurance, we help families protect what matters most with guidance you can trust.

✨ Protect your family. Protect their future.

Guardicares Insurance
“Protecting Your Future”

🌴 Retirement Planning Isn’t Just About Money…It’s About Peace of Mind. 💙You worked hard for your future.Now it’s time to...
05/20/2026

🌴 Retirement Planning Isn’t Just About Money…
It’s About Peace of Mind. 💙

You worked hard for your future.
Now it’s time to protect it.

A strong retirement plan should help you:
✔️ Protect your income
✔️ Prepare for healthcare costs
✔️ Create financial stability
✔️ Reduce stress about the future
✔️ Enjoy the lifestyle you’ve earned

At Guardicares Insurance, we help individuals and families navigate retirement with confidence — from Medicare planning to protecting what matters most.

✨ Retirement should be about living… not worrying.

Guardicares Insurance
“Protecting Your Future”

Address

627 Cape Coral Parkway W, Suite 202
Cape Coral, FL
33914

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12394993040

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