Laura Ray - Mortgage Loan Originator

Laura Ray - Mortgage Loan Originator FL Licensed Mortgage Loan Originator serving Florida for Conventional, FHA, VA, & Investment Loans. Specializing in Self Employed Borrowers

Ready to save time and energy by downsizing? Maybe you're ready to retire to a different part of the state. Whatever sta...
12/26/2024

Ready to save time and energy by downsizing? Maybe you're ready to retire to a different part of the state. Whatever stage of homeownership you're in, I can help you explore your options. Call, email or send a DM to get started on your next chapter of homeownership.

Another happy mortgage client!Purchase Agreement 9/2Submit 9/49/4 Approved with only Appraisal and Title left on the loa...
09/04/2024

Another happy mortgage client!
Purchase Agreement 9/2
Submit 9/4
9/4 Approved with only Appraisal and Title left on the loan...and Closing Disclosure out before the appraisal on 9/5!

This one will close fast. That's the difference of diligence and experience.
239-427-3988 if you want the same fast mortgage closing!
[email protected]
http://linktr.ee/LauraRayMLO

Just closed on my home that I contracted in Early July! It's surreal. Lots of big changes in my life right now. Some e...
08/29/2024

Just closed on my home that I contracted in Early July!

It's surreal. Lots of big changes in my life right now. Some extremely hard, some (like this) feel good. It will be weird to be on my own after all these years, but I've got this!

Update: Sorry to drop a bomb! I'm pretty quiet until I'm not lol

In the world of mortgages, it's not just about finding a lender; it's about finding the right one. I'm not tied to a sin...
07/12/2024

In the world of mortgages, it's not just about finding a lender; it's about finding the right one. I'm not tied to a single lender, which means I can cast a wider net to find the right mortgage solution for your unique situation. Contact me.

Divorce and Your Mortgage: Don't Stress, We've Got You Covered!Going through a divorce can be overwhelming, but navigati...
04/25/2024

Divorce and Your Mortgage: Don't Stress, We've Got You Covered!

Going through a divorce can be overwhelming, but navigating your mortgage doesn't have to be. Here, we'll guide you through your options and help you find a housing solution that works for you.

Because let's face it, dealing with heartbreak shouldn't involve financial headaches!

Here are 3 Top Tips to navigate your mortgage after divorce:

Refinance: Consider refinancing the mortgage into one person's name, allowing the other to walk away cleanly.

Sell the House: Selling can be a fresh start, and the equity can be divided. We can help you understand the market!

Keep the House Together: If you both want to stay, explore co-ownership options (but tread carefully here!).

Remember, you're not alone! We're here to answer your questions and help you make informed decisions during this difficult time.

Don't forget to like, follow, and share this post to empower others going through a divorce! ➡️ [linktr.ee/LauraRayMLO]

Myth Busted! Access Cash After Buying a Home with Cash - Unlock Your Home's Equity!Thinking you're stuck house-rich, cas...
04/24/2024

Myth Busted! Access Cash After Buying a Home with Cash - Unlock Your Home's Equity!

Thinking you're stuck house-rich, cash-poor after buying a home with cash? Think again! Delayed financing lets you unlock your home's equity and turn it into cash – even after a cash purchase!

Here's the Common Misconception: You have to wait months to refinance after buying a home with cash.

The Truth: With delayed financing, you can refinance as soon as one day after closing to access a cash-out loan. That's right, turn that equity into opportunity!

Imagine you buy your dream home with cash, but then need money for renovations or investments. Delayed financing lets you tap into your home's value without selling!

Don't wait! Let's chat about how to unlock the hidden potential of your cash purchase. ➡️ [linktr.ee/LauraRayMLO]

Escrow Escape: Ditch the Confusion and Dive into Homeownership Bliss!Feeling like escrow is holding your mortgage dreams...
04/23/2024

Escrow Escape: Ditch the Confusion and Dive into Homeownership Bliss!

Feeling like escrow is holding your mortgage dreams hostage? Don't worry, be happy! Let's navigate the world of escrow waivers and make your home buying journey smooth sailing (and maybe even a little fun!).

Confused by escrow jargon? That's what I'm here for! I'm your friendly neighborhood mortgage expert, ready to answer all your questions and make the process crystal clear.

Don't wait! Text or call me today, and let's turn your homeownership dreams into reality! ➡️ [linktr.ee/LauraRayMLO]

04/22/2024

Can Spring Be the Season You FINALLY Own Your Dream Home? (Here's How!)

Dreaming of blooming into a homeowner this spring, but worried about a hefty down payment? Fear not! With a low 3% down program, that dream home could be closer than you think!

Here's the Question: Can I really buy a home with only 3% down?

The Answer: Absolutely! Several loan options allow you to put down as little as 3%, making homeownership more accessible than ever.

Don't wait! Let's chat in the comments and explore how to turn your dream into reality this spring! ➡️ [linktr.ee/LauraRayMLO]

Examine the Cost Benefits: Renting Versus Buying a Home
https://www.libertymortgageloans.com/laura-ray/blog/examine-the-cost-benefits-renting-versus-buying-a-home

Address

5288 Summerlin Commons Way
Cape Coral, FL
33907

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12392402849

Website

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