07/17/2022
THIS is why you SHOULDN’T close your credit cards!
History makes up 15% of your credit score. That’s way more than you think. Closing your card HURTS your score because you lose all the history attached to it. So you should never close cards OR delete accounts that have been open for a long time.
This includes: STUDENT LOANS especially if they are in good standing. A lot of my clients want to remove their perfectly fine student loans and I won’t let you RUIN your score 🙌🏽
If you want to know what’s EXACTLY on your report, check my bio to get your FREE CREDIT REPORT and follow me for more tips!!