Two Agencies Inc

04/19/2026

We are en route to Medicarians in Vegas to acquire new skills. Meeting of the minds!

01/16/2026

📣 Medicare Open Enrollment Period (OEP) is Here! 📣 You still have time for Marketplace Plan

🔔 Important: If you lost your Medicare plan in December or experienced a coverage change, you may still have options available during this time.

During OEP, you may be able to:
✔️ Switch to a different Medicare Advantage plan
✔️ Return to Original Medicare (and explore a supplement, if eligible)
✔️ Find coverage that better fits your doctors, prescriptions, and budget

At Two Agencies, we provide personalized, one-on-one guidance to help you understand your choices—at no cost to you.

💬 If you’re unsure what applies to your situation, don’t wait. A quick review can make all the difference.

📞 Contact Two Agencies today to review your Medicare or Marketplace options.

11/14/2025

Medicare open enrollment ended December 7th; do not delay until the last minute.

10/03/2025

The new website is up! Yay

We assist individuals, families and business with health insurance enrollments.

09/25/2025

📘✨ Medicare 2026 Updates Are Here! ✨📘

Important changes are coming in 2026, including updates to Medicare Advantage, Part D drug coverage, and other benefits. Staying informed will help you choose the best plan for your health and budget.

👉 The NEW Medicare 2026 Handbook is now available!
Message me today to learn how to get your copy and review the updates together.

💙 At Two Agencies Inc., we’re here to guide you step by step so you feel confident about your Medicare choices.

⸻

📘✨ ¡Llegaron las actualizaciones de Medicare 2026! ✨📘

En 2026 habrá cambios importantes, incluyendo actualizaciones en Medicare Advantage, cobertura de medicamentos (Parte D) y otros beneficios. Mantenerse informado le ayudará a escoger el mejor plan para su salud y su presupuesto.

👉 El NUEVO libro de Medicare 2026 ya está disponible.
Envíeme un mensaje hoy para recibir su copia y revisar juntos las actualizaciones.

💙 En Two Agencies Inc., estamos aquí para guiarlo paso a paso y darle confianza en sus decisiones de Medicare.

09/22/2025

When you wanted to be the coolest kid on the block you knew just what to do: Grab a baseball card and attach it to your bicycle spoke. If you used a baseball card to make your Schwinn sound like a Harley, you may be ready for a Medicare supplement insurance plan. Americans born in 1960 are now eligible. Contact me to learn about Medicare solutions from Mutual of Omaha Insurance Company and its affiliates.

Medicare supplement insurance policy forms are underwritten by Omaha Supplemental Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Policy forms: SM20, SM24, SM25, SM35, SM36. Not all policy forms may be available in every state. Select policy forms are only available to individuals wh...

09/21/2025

Medicare Basics

Did you know Medicare is not one-size-fits-all?
There are different plans that fit different needs. If you’re turning 65 or helping a loved one, knowing your options can save you money and stress.

Learn more on my website: http://www.two-agencies.com/

Click to explore your choices today

We assist individuals, families and business with health insurance enrollments.

05/06/2025

If you use diabetic test strips and have Medicare Supplemental coverage or an Advantage Plan, this is important!

Each plan covers different brands — and getting the wrong one could cost you hundreds, even if your plan says you have a $0 copay.

I recommend working with ADS — they make it super simple. They will figure out exactly what strips your plan covers and ship them right to your door. No hassle, no guessing.

Tell me i should send you a link to refer you. This way you dont get in a loop of sales calls.

Take the stress out of getting your supplies — they’ve got you covered!

10/01/2024

I eagerly anticipate this annual period, when we focus on Medicare Open Enrollment this month and review the recent revisions and enhancements.

No applications may be submitted until October 15!

09/25/2024

Understanding Medicare can feel like learning a new language, but it's a crucial part of planning for healthcare as we age. Let's break down the fundamental differences between Medicare Parts A, B, C, and D. This is your roadmap through the alphabet soup of healthcare coverage!

**Medicare Part A: Hospital Insurance**

Think of Part A as your cover for essential inpatient services. It generally includes:

- Hospital stays
- Skilled nursing facility care
- Some home healthcare
- Hospice care

Most people do not pay a premium for Part A if they or their spouse paid Medicare taxes while working. However, there are deductibles and co-insurance that you'll be responsible for.

**Medicare Part B: Medical Insurance**

Part B revolves around outpatient care, covering:

- Doctor visits
- Outpatient care
- Preventive services
- Certain home health services

There's a monthly premium for Part B, typically based on your income. You also face deductibles and a 20% co-pay for services after your deductible is met. It’s a trade-off of regular costs for comprehensive doctor and outpatient care.

**Medicare Part C: Medicare Advantage Plans**

Part C offers an all-in-one alternative to Original Medicare. These plans are:

- Often inclusive of Parts A and B
- Sometimes bundled with Part D
- Offered through private insurers approved by Medicare

Medicare Advantage plans might offer additional benefits like vision, hearing, and dental. Network restrictions often apply. The cost varies by plan, but they tend to limit out-of-pocket maximums.

**Medicare Part D: Prescription Drug Coverage**

Finally, Part D tackles prescription medications. It's all about:

- Reducing drug costs
- Providing coverage through private plans
- Being elective yet essential to avoid late penalties

Similar to Part C, premiums and coverage options vary, so there's always a need for comparison to get the best fit for your medication needs.

Understanding these parts helps prepare for any future healthcare needs while navigating retired life with confidence. Medicare isn't just a program; it’s essential to taking control of your golden years with foresight and informed decision-making! Ready to explore your Medicare options and maximize your coverage? Let’s dive into discussions or leave a comment below!

08/21/2024

Medicare Enrollment Periods: Unlocking the Key to Your Health Journey 🚪👩‍⚕️ Navigating the world of Medicare can feel like deciphering a complex puzzle, but…

05/10/2024

Recognizing the vital role that mothers play in shaping our lives.