Fawcett Healthcare Consultants

04/19/2026

SPRING INTO APRIL!
It’s time to celebrate the fact that winter is behind us and spring has sprung! It’s a season marked by renewal and filled with endless possibilities. Let’s dive right in by learning about National Financial Literacy Month, why cost doesn’t have to hold you back from staying active, how to make fresh spring roll bowls that are simple yet impressive, some interesting facts about April, and a whole lot more.

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Patrick Fawcett

send an email to [email protected] to get started.


APRIL IS FINANCIAL LITERACY MONTH!
April is Financial Literacy Month This month is a great opportunity to review and strengthen your financial knowledge. According to the Office of the Comptroller of the Currency, National Financial Literacy Month highlights the importance of helping consumers build the skills and confidence needed to make informed financial decisions. During this month, banks are encouraged to promote financial literacy by supporting quality educational programs, services, and resources. You can take an active role by seeking out tools to help you develop a budget and build upon your financial knowledge. If you ever have any questions or would like to learn more, please feel free to reach out to me anytime for professional guidance. I am always here to support your long term financial stability and growth.

SOURCES: Office of the Comptroller of the Currency and National Day Calendar


LIFE INSURANCE OFFERS A WEALTH OF BENEFITS.
Life Insurance Policy Whether in its basic form or enhanced with riders, a life insurance policy can be valuable in so many ways. Yes, life insurance allows your beneficiaries to receive a payout when you pass away. In addition, many people don’t realize that it can also help cover long-term care costs, provide access to cash if you become disabled, offer benefits for the terminally ill, support your favorite charity, help pay for a child’s education, and even reduce taxes during retirement.

The bottom line: When comparing life insurance options, it’s important to understand all of the benefits you could reap and which benefits are included at each price point. I’m here to help you get the greatest value for your needs. Simply reply to this e-mail or give me a call anytime to discuss your options.

SOURCE: U.S. News & World Report


COST DOESN’T NEED TO BE A BARRIER TO STAYING ACTIVE.

Seniors exercising outdoors Choosing to be physically active at any age can be a positive choice for your overall health. However, some people hold back because of limited access to exercise facilities or expensive equipment. The experts at the National Institute on Aging point out that you shouldn’t let cost get in the way of getting the physical activity you need. That’s because there are many free or inexpensive options. First, taking a walk at your own pace is an accessible activity for many people. If you’re concerned about air quality or bad weather while walking outside, you can walk in a mall, large retail store, or community center. Next, try free online exercise videos. You can also use items you already have at home (such as detergent jugs or books) to strengthen your muscles. Lastly, turn on your favorite music and dance! As long as you’re being safe, you can try different low- or no-cost ways to be as physically active as your abilities allow. If you’re unsure about what will work for you, talk to your doctor about which activities are approved for your personal abilities and goals.

SOURCE: National Institute on Aging


WITH A GUARANTEED LIFETIME ANNUITY, YOU’LL HAVE A STEADY INCOME FOR LIFE.
Annuity A guaranteed lifetime annuity can provide you with exactly what its name promises: a secure income for life! Income from an annuity can start immediately or be deferred to a future date. Also, annuities are arguably the best protection against longevity risk, the possibility of outliving your savings. This has become a real concern for many retirees, especially as life expectancies increase. With an annuity, there’s no need to worry about market fluctuations either. The payments you’ll receive will be stable and predictable, making it easier for you to plan for expenses.

Want to learn more? I can fill you in on all the details and help you find an annuity that gives you peace of mind. Simply reach out anytime for a conversation.

SOURCE: Investopedia


Good Taste, Good Health
THEY’RE EASY TO MAKE AND MEATLESS: SAY HELLO TO SPRING ROLL BOWLS.

Spring Roll Bowls
Making an appearance just in time for spring, it’s delicious spring roll bowls with sweet garlic lime sauce! They’re so simple to put together … yet, so beautiful and flavorful that you’ll feel like a chef. You can always add a protein if you want to supplement this meatless version. Plus, you can also choose to use your favorite sauce or make your own.

INGREDIENTS FOR THE BOWLS:

7 to 8 ounces of rice noodles
¼ cup each of basil, mint, and cilantro
1 serrano pepper
½ cup of chopped peanuts
2 avocados
2 carrots
1 red bell pepper
1 cucumber
INGREDIENTS FOR THE SAUCE:

3 cloves of garlic
2 tablespoons of rice vinegar
¼ cup of agave or brown sugar
¼ cup of fish sauce
⅓ cup of lime juice
⅓ cup of vegetable oil
DIRECTIONS:

If you’re making the sauce, pulse all of the sauce ingredients in a blender or food processor.

To make the rice noodles, cook by soaking them in cold water for about 30 minutes. When they’re softened, transfer them to a pot of boiling water for just a minute or two before quickly draining again.

Meanwhile, mince the herbs, slice the serrano pepper, dice the avocado, and peel or julienne the vegetables.

Toss the noodles — hot or cold, your choice! — with the sauce and all the other ingredients. Makes three to four servings.

SOURCE: Pinch of Yum


BE IN THE KNOW WITH THESE APRIL FACTS.

Famous Birthdays - Jack Nicholson

April 3, 1860 – In the American West, the Pony Express service began. For five dollars per ounce (or five dollars per half-ounce, according to some reports), letters were delivered up to two thousand miles within ten days. The Pony Express riders traveled 75 to 100 miles before handing the letters off to the next rider. The service lasted fewer than two years, ending due to the completion of the overland telegraph.

April 6, 1896 – After a break of 1500 years, the first Olympics of the modern era was held in Athens, Greece.

April 14, 1828 – The first dictionary of American-style English was published by Noah Webster as the American Dictionary of the English Language.

April 15, 1912 – In icy waters off Newfoundland, the luxury liner Titanic sank after striking an iceberg just before midnight. Over 1,500 people drowned while 700 were rescued about two hours later.

April 30, 1789 – George Washington became the first U.S. President. He was administered the oath of office on the balcony of Federal Hall at the corner of Wall and Broad Streets in New York City.

SOURCE: The History Place



APRIL CELEBRITY BIRTHDAYS: Jack Nicholson (April 22), Barbra Streisand (April 24), Renee Zellweger (April 25), Carol Burnett (April 26), Jerry Seinfeld (April 29)

SOURCE: Holiday Insights


CHECK OUT THIS MONTH’S SENIOR FINANCIAL GLOSSARY.
Calculator with the word Finance in the display window A 401(K) PLAN is a tax-advantaged, company-sponsored retirement savings plan in which employees can contribute a percentage of their income. Employers often offer to match at least some of these contributions. There are rules governing when you can withdraw money without penalty. There are two major types of 401(k): traditional and Roth.

A BULL MARKET is a period in which financial market prices are climbing or are anticipated to go up. The common threshold that marks a bull market is a 20% rise in stock prices. The opposite of a bull market is a bear market, in which prices trend downward.

A HOMEOWNERS ASSOCIATION (HOA) is an organization that governs a community’s common areas and enforces property rules, funded by member fees. These fees support maintenance, amenities, and reserve funds, and can include special assessments for unexpected expenses. An HOA’s board is often composed of community residents.

SOURCE: Investopedia


Quote of the Month
“An investment in knowledge always pays the best interest.”
– Benjamin Franklin, American Founding Father

sudoku puzzle
View Last Month’s answers

SOURCE: BrainyQuote©


For information about Medicare or Claiming Social Security, please visit patrickfawcett.myasbagent.net. Should you have any questions, please email me at [email protected] or call 917-721-7990.

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Copyright © American Senior Benefits 2026

Email: [email protected]
Phone: 917-721-7990

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*We do not offer every plan available in your area. Currently we represent organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

02/19/2026

February Newsletter

THERE’S A LOT TO LOVE ABOUT FEBRUARY.
Welcome to the shortest and sweetest month of all! When you think of this month, you may think of Groundhog Day, Valentine’s Day, and Presidents’ Day. Well, there’s even more to discover about February. Get ready to party “hearty” by learning about American Heart Month, how drinking water could be the key to a healthier you, how to make a heart-healthy soup, some interesting historical facts about February, and so much more!

Get in Touch

Patrick Fawcett

If I can help you with any insurance needs, please call 917-721-7990 or send an email to [email protected] to get started or check out my website Www.get-medicare.org

FEBRUARY IS AMERICAN HEART MONTH.
February is American Heart Month American Heart Month has been commemorated each February since 1964. It’s a time when the nation spotlights heart disease, which is the leading cause of death in the United States, according to the Centers for Disease Control and Prevention. Throughout this month, the American Heart Association aims to raise awareness and support for research efforts to ensure that millions of people live longer and healthier lives. In many cases, heart disease is preventable when people treat high blood pressure, exercise moderately, refrain from smoking, control blood sugar and cholesterol, and get regular physical exams.

SOURCES: Centers for Disease Control and Prevention and American Heart Association


IF YOU WANT PREDICTABLE OUT-OF-POCKET COSTS, CONSIDER A MEDICARE SUPPLEMENT PLAN.
Medicare Supplement Medicare Supplement Plans — also known as Medigap — help fill the coverage gaps left by Medicare. There are multiple benefits to having a Medicare Supplement Plan, but one big reason is that your out-of-pocket costs will be much more predictable and easier to budget. You won’t need to worry about how much you’ll owe every time you go to the doctor or are hospitalized.

There are even more reasons to choose a Medicare Supplement Plan. I can fill you in and set you up with a plan that fits your personal needs. Reach out any time by phone or by clicking “reply” on this e-mail to send me a note.

SOURCES: Medicare.gov and Forbes Health


LEARN THE MANY REASONS WHY DRINKING WATER MATTERS!
Group of people drinking water on a bench Have you been thinking about some ways you can be healthier in the new year? According to a study from the National Institutes of Health, a great, easy way to boost your health is to drink more water. The study finds that well-hydrated adults have a lower risk of developing chronic diseases and may live longer than people who do not get enough fluids. Drinking water helps prevent dehydration, lubricate your joints, maintain a normal body temperature, regulate blood pressure, and even ease constipation. The National Academy of Medicine recommends that adults over age 50 drink about 91 ounces for women and 125 ounces for men. If you take medications that affect fluid balance, check with your doctor about the optimal amount of water to drink each day.

SOURCES: eBioMedicine and AARP


LIFE INSURANCE CAN BE ABOUT SO MUCH MORE THAN FUNERAL EXPENSES.
Life insurance Yes, covering funeral expenses is among the most popular reasons that people buy life insurance. However, it’s important to know that life insurance can have a myriad of other benefits. Life insurance can help protect your family’s future by replacing income and paying off debts like auto loans, mortgage, and credit cards. It can also fund continuing education for a loved one or be used to provide a legacy for your favorite charity. Plus, life insurance can build cash value over time. For example, every time you make a premium payment on a permanent life insurance policy, part of that amount goes into a cash value account. That account can be accessed during your lifetime, if you need it, through withdrawals or borrowing against it. Bottom line: While covering funeral expenses can certainly be a significant reason to have life insurance, it’s not all there is.

Want to talk about all the benefits of life insurance and what type of policy is best for your personal needs? Simply reply to this e-mail or give me a call any time.

SOURCE: Policygenius and New York Life


Good Taste, Good Health
FOR A COZY, HEART-HEALTHY MEAL, TRY THIS CARROT SOUP WITH CORIANDER.

Carrot soup with coriander
This delicious soup delivers comfort without compromising your heart health! It’s the perfect belly warmer for a February night; yet, it can also be served cold, if you prefer.

INGREDIENTS:

2 teaspoons of olive oil (extra-virgin preferred)
1 small onion, chopped
2 medium garlic cloves, chopped
1 tablespoon of ground coriander, plus ¼ teaspoon of ground coriander
1 pound of carrots, cut into 1-inch pieces
1 cup of fresh orange juice
2 teaspoons of fresh lemon juice
¼ cup of fat-free sour cream
1 tablespoon of chopped, fresh cilantro
⅛ teaspoon of salt
2½ cups of water
DIRECTIONS:

In a large saucepan, heat the oil over medium-high heat, swirling to coat the bottom.

Cook the onion and garlic for three to four minutes, or until soft, stirring occasionally. Stir in one tablespoon of coriander. Stir in the carrots, water, orange juice, and salt. Reduce the heat to medium and bring to a simmer. Then, reduce the heat to low and simmer, covered, for 15 to 20 minutes, or until the carrots are very tender.

Meanwhile, in a small bowl, whisk together the sour cream and remaining ⅛ teaspoon of coriander. Set aside.

In a food processor or blender (vent the blender lid), process the soup in batches until smooth. Stir in the lemon juice.

Top each serving with a dollop of the sour cream mixture and a sprinkle of cilantro. Makes four servings.

Store leftover soup in an airtight container in the refrigerator for three to five days.

SOURCE: American Heart Association


BE IN THE KNOW WITH THESE FEBRUARY FACTS.

Famous Birthdays - Jennifer Aniston

February 3, 1913 – The 16th Amendment to the U.S. Constitution was ratified, granting Congress the authority to collect income taxes.

February 6, 1933 – The 20th Amendment to the U.S. Constitution was adopted. It set the date for the Presidential Inauguration as January 20, instead of the previous date of March 4. It also set January 3 as the official opening date of Congress.

February 8, 1910 – The Boy Scouts of America was founded by William Boyce in Washington, D.C., modeled after the British Boy Scouts.

February 13, 1635 – Boston Latin School, the first public school in America, was established in Boston, Massachusetts.

February 20, 1962 – Astronaut John Glenn became the first American launched into orbit. Traveling aboard the “Friendship 7” spacecraft, Glenn completed three successful orbits in a flight lasting just under five hours.

SOURCE: The History Place



FEBRUARY CELEBRITY BIRTHDAYS: Joe Pesci (February 9), Jennifer Aniston (February 11), John Travolta (February 18), Charles Barkley (February 20), Drew Barrymore (February 22)

SOURCE: Holiday Insights


CHECK OUT THIS MONTH’S SENIOR FINANCIAL GLOSSARY.
Calculator with the word Finance in the display window The 183-DAY RULE is a common global standard used to determine tax residency, marking the period of physical presence required in a nation within a calendar year. Many countries, including the United States, consider a person to be a tax resident after this period of time.

DEMAND is a consumer’s desire to purchase goods and services, and willingness to pay a specific price at a specific time. It can refer to either market demand for a specific good or aggregate demand for the total of all goods in an economy.

ONLINE BANKING lets you manage your finances anywhere you have a computer or laptop and an internet connection. Online banking enables 24/7 access to your financial accounts — including checking balances, transferring funds, and paying bills — without requiring a visit to a physical branch. Online banking is done from a desktop or laptop, while mobile banking takes place on devices like smartphones and tablets.

SOURCE: Investopedia


Quote of the Month
“Justice is the loveliest and health is the best, but the sweetest to obtain is the heart’s desire.”
– Aristotle, ancient Greek philosopher and scientist

sudoku puzzle
View Last Month’s answers

SOURCE: BrainyQuote©


For information about Medicare or Claiming Social Security, please visit patrickfawcett.myasbagent.net. Should you have any questions, please email me at [email protected] or call 917-721-7990.

Copyright © American Senior Benefits 2026

Email: [email protected]
Phone: 917-721-7990
Web: www.get-Medicare.org

Independent Medicare agent Patrick Fawcett helps NY seniors compare plans, save money & find the right coverage. Schedule your free Medicare consultation today.

02/12/2026

Medicare Supplement Vs Medicare Advantage

Deciding between a Medicare Supplement (Medigap) plan and a Medicare Advantage plan depends on your priorities for budget, doctor choice, and long-term health needs.

You cannot have both at the same time.

When a Medicare Supplement (Medigap) is Beneficial
Choose this if you prefer predictable costs and total flexibility with providers.

Provider Choice: You can see any doctor or hospital in the U.S. that accepts Medicare; no networks or referrals are required.

Predictability: You pay a higher monthly premium but have almost no out-of-pocket costs (like copays or coinsurance) for Medicare-approved services.

Travel: Ideal for those who travel frequently within the U.S. or live in two different states during the year.

Stability: Benefits are standardized and do not change from year to year.

When a Medicare Advantage Plan is Beneficial

Choose this if you want lower monthly premiums and all-in-one coverage.

Cost Savings: Many plans have $0 monthly premiums (beyond your Part B premium).

Extra Perks: Most plans include dental, vision, hearing, and gym memberships (SilverSneakers) that Original Medicare does not cover.

Drug Coverage: Prescription drug coverage (Part D) is usually bundled into the plan.

Integrated Care: Some plans offer specialized care coordination for managing chronic conditions.

Your best time to buy a Medigap policy is during your 6-month Open Enrollment Period (starting when you're 65 and have Part A& B. After this, insurance companies can use "medical underwriting" to deny you coverage or charge higher rates based on your health (NY has no pre-exsisting condition) It is often much harder to switch from an Advantage plan back to a Supplement plan later in life.

If you need help deciding on what’s best for your specific situation contact me at

Independent Medicare agent Patrick Fawcett helps NY seniors compare plans, save money & find the right coverage. Schedule your free Medicare consultation today.

02/02/2026

Welcome to Medicare.

Educational Medicare Seminar to help educate folks prior to enrolling.

No selling, guaranteed. Get all of your questions answered. This is an educational meeting.

Click here to RSVP. https://fawcetthcc.informationalworkshops.org/

Though I do not work with every plan, I do work with most Medicare, Medicare Supplement, Medicare Advantage and Medicare Prescription Plans in the Long Island and Greater New York Service area. For a complete list of Medicare providers please contact Medicare.gov, 1-800-Medicare, or our local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Designed to help educate folks prior to enrolling. No selling, guaranteed. Get all of your questions answered.

12/17/2025

2026 Medicare Parts A & B Premiums and Deductibles

2026 Medicare Parts A & B Premiums and Deductibles
2026 Medicare Part D Income-Related Monthly Adjustment Amounts

On November 14, 2025, the Centers for Medicare & Medicaid Services (CMS) released the 2026 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2026 Medicare Part D income-related monthly adjustment amounts.

Medicare Part A Premium and Deductible

Medicare Part A covers inpatient hospital, skilled nursing facility, hospice, inpatient rehabilitation, and some home health care services. Approximately 99% of Medicare beneficiaries do not have a Part A premium since they have at least 40 quarters of Medicare-covered employment, as determined by the Social Security Administration.

The Medicare Part A inpatient hospital deductible that beneficiaries pay if admitted to the hospital will be $1,736 in 2026, an increase of $60 from $1,676 in 2025. Part A inpatient hospital deductible covers beneficiaries’ share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period. In 2026, beneficiaries must pay a coinsurance amount of $434 per day for the 61st through 90th day of a hospitalization ($419 in 2025) in a benefit period and $868 per day for lifetime reserve days ($838 in 2025). For beneficiaries in skilled nursing facilities, the daily coinsurance for days 21 through 100 of extended care services in a benefit period will be $217.00 in 2026 ($209.50 in 2025).

Part A Deductible and Coinsurance Amounts for Calendar Years 2025 and 2026
by Type of Cost Sharing

Inpatient hospital deductible
2025. $1,676
2026. $1,736

Daily hospital coinsurance for 61st-90th day
$419 vs $434
Daily hospital coinsurance for lifetime reserve days
$838 vs $868
Skilled nursing facility daily coinsurance (days 21-100)
$209.50 vs. $217

Enrollees age 65 and older who have fewer than 40 quarters of coverage, and certain persons with disabilities, pay a monthly premium in order to voluntarily enroll in Medicare Part A. Individuals who had at least 30 quarters of coverage, or were married to someone with at least 30 quarters of coverage, may buy into

Part A at a reduced monthly premium rate, which will be $311 in 2026, a $26 increase from 2025. Certain uninsured aged individuals who have fewer than 30 quarters of coverage, and certain individuals with disabilities who have exhausted other entitlements, will pay the full premium, which will be $565 a month in 2026, a $47 increase from 2025.

Medicare Part B Premium and Deductible

Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A.

Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $202.90 for 2026, an increase of $17.90 from $185.00 in 2025. The annual deductible for all Medicare Part B beneficiaries will be $283 in 2026, an increase of $26 from the annual deductible of $257 in 2025.

The increase in the 2026 Part B standard premium and deductible is mainly due to projected price changes and assumed utilization increases that are consistent with historical experience. If the Trump Administration had not taken action to address unprecedented spending on skin substitutes, the Part B premium increase would have been about $11 more a month. However, due to changes finalized in the 2026 Physician Fee Schedule Final Rule, spending on skin substitutes is expected to drop by 90% without affecting patient care.

Beginning in 2023, individuals whose full Medicare coverage ended 36 months after a kidney transplant, and who do not have certain other types of insurance coverage, can elect to continue Part B coverage of immunosuppressive drugs by paying a premium. For 2026, the standard immunosuppressive drug premium is $121.60.

Medicare Part B Income-Related Monthly Adjustment Amounts

Since 2007, a beneficiary’s Part B monthly premium has been based on his or her income. These income-related monthly adjustment amounts affect roughly 8% of people with Medicare Part B. The 2026 Part B total premiums for high-income beneficiaries with full Part B coverage are shown in the following table

11/24/2025

The Centers for Medicare & Medicaid Services (CMS) has released the 2026 Medicare Part A and Part B premiums and deductibles for the upcoming year.

Here’s a look at the new figures:
▪️ Part B premium: $202.90 per month (previously $185)
▪️ Part B deductible: $283 (previously $257) before Original Medicare begins covering services.
▪️ Part A inpatient deductible: $1,792 (previously $1,676)

These updates take effect in January and reflect the latest adjustments from CMS. Individuals enrolled in Medicare may notice changes in their monthly costs or coverage details for the upcoming year.

www.get-medicare.org




Source:
CNBC, November 17, 2025

Independent Medicare agent Patrick Fawcett helps NY seniors compare plans, save money & find the right coverage. Schedule your free Medicare consultation today.

11/17/2025

Medicare Updates for 2026

The Centers for Medicare & Medicaid Services (CMS) recently released information on 2026 costs and policy updates.
Higher Premiums and Deductibles:

The standard Medicare Part B monthly premium is set to increase by 10% to $202.90 in 2026.
The Medicare Part A inpatient hospital deductible will increase to $1,736 per benefit period.

The annual Medicare Part B deductible will be $288.

Part D Cap and Deductible Increase: The annual out-of-pocket cap for Part D prescription drugs will increase to $2,100 in 2026.

The maximum Part D deductible will also increase to $615.
Coverage for Weight Loss Drugs: After negotiations, the Trump administration announced that Medicare will begin covering certain GLP-1 medications (like Ozempic, Wegovy, Mounjaro, and Zepbound) for the treatment of obesity in 2026.

Prior Authorization Pilot Program: Original Medicare will begin a prior authorization pilot program in six states (NJ, OH, OK, TX, AZ, WA) for certain services in 2026 to reduce wasteful spending.

For official details on coverage, costs, and plan comparisons, you can use the Medicare Plan Finder tool on the official Medicare website, or call 1-800-MEDICARE (1-800-633-4227).

Send a message to learn more

11/12/2025

November 12, 2025

Medicare news updates
Drug price negotiation: The administration announced that the second round of negotiated drug prices, covering 15 drugs including Ozempic and Wegovy, will take effect in 2027. The White House also stated that President Trump has reached a deal to lower the cost of certain weight-loss drugs to a price much lower than what the Biden administration had proposed.

Telehealth flexibility: The Centers for Medicare & Medicaid Services (CMS) has temporarily extended certain telehealth benefits for Medicare Advantage plans through December 31, 2025, or until Congress acts, to ensure continuity of care following a government shutdown.

Agency leadership: Dr. Mehmet Oz has been appointed to lead the agency responsible for Medicare and Medicaid.
2026 plans: CMS has announced that Medicare Advantage and Part D plans are expected to remain stable in 2026, though some insurers are reportedly reducing the number of plans they offer.

Eligibility: Medicare has expanded eligibility for cochlear implants, allowing more older adults to receive the devices. However, some low-income retirees have lost an easier path to assistance with rising healthcare costs, due to a budget bill that suspended an effort to enroll more of them in assistance programs.

Need help deciphering Medicare and what is works for your individual needs

Check is out

Get-Medicare.org


Independent Medicare agent Patrick Fawcett helps NY seniors compare plans, save money & find the right coverage. Schedule your free Medicare consultation today.

11/04/2025

Happy to have partnered with American Senior Benefits and provide my service to our Long Island Community.