Hurst Insurance & Financial Services, Inc.

Hurst Insurance & Financial Services, Inc. Unbiased & independent medical insurance brokerage

Ready to be surprised? Take a look at these 6 benefits most people don’t know are covered by Medicare:🩹 Acupuncture: Und...
04/14/2025

Ready to be surprised? Take a look at these 6 benefits most people don’t know are covered by Medicare:

🩹 Acupuncture: Under certain circumstances, you can visit an acupuncturist up to 12 times in 90 days. If you improve as a result, you could get 8 more visits.
🩹 Therapy: Medicare Part B covers medically necessary psychotherapy. The number of covered visits varies depending on your plan, so reach out if you would like us to check.
🩹 Opioid treatment programs: These comprehensive treatment programs include substance use counseling, individual and group therapy, and medication.
🩹 Ambulance transportation: If you’re being transported for medically necessary services, and if a different form of transportation would be medically dangerous, then your ride may be covered.
🩹 Weight loss counseling: Medicare Part B covers obesity behavioral counseling for patients with a body mass index (BMI) of 30 or above.
🩹 Getting a second opinion before surgery: If a surgery is not an emergency, Medicare Part B will help you get a second (or even third) doctor’s opinion in some cases.

Want more info? Let us know!

Happy April Fool's Day! 🎉 We love to see a good prank or two — especially today — but one thing we’re always serious abo...
04/01/2025

Happy April Fool's Day! 🎉 We love to see a good prank or two — especially today — but one thing we’re always serious about is keeping you protected.

Think of us as your "no surprises" team, ready to help you prepare for the unexpected, no matter what life throws your way.

Have questions or need to review your coverage? Reach out today. No tricks, just peace of mind! 😊

With scammers disproportionally targeting older Americans, we wanted to highlight a few tips specifically for this group...
03/25/2025

With scammers disproportionally targeting older Americans, we wanted to highlight a few tips specifically for this group.

Protecting against fraud isn't just about responding to threats; it's about creating an environment where Americans of all ages feel empowered and supported to make safe choices. That said, we’re here to support you and your loved ones in staying protected against scams.

Have questions or need more tips on scam protection? Reach out anytime!

Happy St. Patrick’s Day! 🍀 Today, we’re feeling extra lucky and grateful for the amazing clients we get to work with. Yo...
03/17/2025

Happy St. Patrick’s Day! 🍀 Today, we’re feeling extra lucky and grateful for the amazing clients we get to work with. Your trust and partnership mean everything to us, and we’re always here to support you.

Wishing you a day filled with good fortune, joy, and plenty of cheer! 🌈✨

Did you know Medicare’s coverage for hearing services can vary? In honor of Hearing Awareness Week (March 1-7), let’s ta...
03/04/2025

Did you know Medicare’s coverage for hearing services can vary? In honor of Hearing Awareness Week (March 1-7), let’s take a closer look at Medicare’s coverage for hearing health. Here’s a quick breakdown to help you understand what’s included — and where there may be gaps:

👂 Traditional Medicare does not cover routine hearing exams, hearing aids, or fittings.

👂 Medicare Advantage plans generally cover an annual hearing test and may cover fitting exams and some of the cost for hearing aids.

👂 Medicare Part B covers diagnostic exams for hearing and hearing-related issues if ordered by an eligible provider.

👂 After meeting the deductible, beneficiaries typically pay 20% coinsurance. Medigap may help cover these costs.

Have questions about your Medicare coverage? Contact us for a review to ensure your plan meets your hearing health needs.

February is American Heart Month, a perfect time to focus on small steps that can make a big difference in keeping our h...
02/20/2025

February is American Heart Month, a perfect time to focus on small steps that can make a big difference in keeping our hearts healthy as we age. Here are a few ways to support your heart every day:

❤️Stay Active - Aim for 150 minutes of moderate activity each week — try brisk walking, swimming, or calming yoga. Every step counts toward a healthier heart!

❤️Monitor Your Metrics - Check your blood pressure and cholesterol regularly and share these numbers with your health care provider. Tracking these can help catch issues early.

❤️Eat for Your Heart - Choose heart-friendly meals filled with vegetables, whole grains, and lean proteins. Small changes, like switching to olive oil or adding extra greens, can make a big difference.

❤️Stay Connected - Spending time with loved ones lowers stress, which can protect your heart health. Social connections are good for your heart and mind alike!

As always, if you have questions about Medicare coverage, feel free to reach out. Our team is here to support you!

Wishing each of you a very Happy Valentine’s Day! 💌 Today and every day, we're grateful for our community of clients, co...
02/14/2025

Wishing each of you a very Happy Valentine’s Day! 💌 Today and every day, we're grateful for our community of clients, colleagues, and friends. You all make what we do so meaningful. Thank you for being part of our journey!

Need anything? We’re just a phone call away and always here to help!

Understanding key Medicare terms can help you make informed decisions about your health care. With this in mind, we have...
02/09/2025

Understanding key Medicare terms can help you make informed decisions about your health care. With this in mind, we have put together an overview of two important Medicare terms: medical savings account (MSA) and claim. Swipe through to learn more.

Ready to review your insurance coverage? Contact our team today!

Understanding Medicare terms can make navigating your health care easier. Today, we’re breaking down two key terms, in-n...
01/29/2025

Understanding Medicare terms can make navigating your health care easier. Today, we’re breaking down two key terms, in-network and premium, and what they mean for your coverage. Swipe through to learn more.

Want to review your insurance coverage? Reach out to our team today!

To understand your Medicare plan, you need to know key terms. Two important terms in Medicare are copayment and deductib...
01/24/2025

To understand your Medicare plan, you need to know key terms. Two important terms in Medicare are copayment and deductible; we’ve put together a quick breakdown of each. Swipe through to learn more.

Need help reviewing your insurance coverage? Contact our team – we are here to help!

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.Our veterans ...
11/11/2024

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.

Our veterans have shown incredible bravery, dedication, and resilience, ensuring our freedoms and security. Whether serving at home or abroad, in times of peace or conflict, their contributions are invaluable.

To all the veterans in our network, thank you for your service.

The ACA Open Enrollment period is officially here, running until January 15th. Now is the time to review your health ins...
11/01/2024

The ACA Open Enrollment period is officially here, running until January 15th. Now is the time to review your health insurance options and select the best plan for 2025.

Have questions? Our team is here to help! Reach out today, and we'll guide you through the process to ensure you find the coverage that fits your needs.

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1727 S Kings Avenue
Brandon, FL
33511

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