Chad Burckhard, Loan Officer

08/21/2026

Some encouraging economic news came out this week and it is worth understanding what it means for real estate right now.

Both consumer and wholesale inflation showed signs of cooling this week. Here is why that matters. Lower inflation can reduce pressure on the bond market and help create a more favorable environment for mortgage rates over time. Rates are also influenced by employment data, Federal Reserve expectations, and other economic developments so no single data point tells the whole story. But cooling inflation is a constructive signal worth paying attention to.

At the same time buyers in many markets have more negotiating power than they realize right now.

More homes are available than we have seen in years. Some sellers are actively reducing their prices. And buyers may be able to negotiate closing cost assistance or a temporary rate buydown that meaningfully changes the payment picture without waiting for rates to move on their own.

The takeaway is not to wait for the perfect rate or try to time the market. It is to understand the real opportunities that exist right now and position yourself to take advantage of them.

If you stepped away from the market at some point this year this may be a good time to reconnect, update your numbers, and see what may actually be possible for you today.

Reach out and let's take a fresh look at where things stand.

08/20/2026

Coming September 2026. Preview an exceptional Green Hills residence featuring refined craftsmanship, sophisticated design, and an outstanding Nashville location.

08/19/2026

🇺🇸 BUY A HOME WITH $0 DOWN! 🏡

If you’re an eligible Veteran, Active-Duty Service Member, or surviving spouse, a VA loan may allow you to purchase a home with NO down payment.

✅ $0 Down Payment
✅ No Monthly PMI
✅ Competitive Interest Rates
✅ Flexible Credit Guidelines

You earned your VA home loan benefit—let’s put it to work! 🇺🇸

📲 Chad Burckhard | Edge Home Finance
📞 270-303-8979
NMLS #2106061

08/12/2026

Brokers can save you money on your next home!

08/12/2026

🏡 **WHY PAY RETAIL WHEN YOU CAN SHOP WHOLESALE?**

When you work with a **mortgage broker**, you’re not limited to the rates and programs offered by just ONE lender.

I can shop **multiple wholesale lenders** to help find the combination of rate, fees, loan program, and monthly payment that fits your situation.

💰 **Why that can matter:**

✅ Access to multiple lenders
✅ Competitive wholesale pricing
✅ More loan programs and options
✅ Ability to compare lender credits and costs
✅ One loan officer shopping the market for **YOU**

Even a small difference in your interest rate or closing costs could potentially mean **thousands of dollars over the life of your mortgage.**

Before you automatically go with your bank or a retail lender, **let me compare the numbers.**

📲 **Send me “COMPARE”** and I'll show you what your options could look like.

**Chad Burckhard**
Loan Officer | Edge Home Finance
NMLS #2106061
🇺🇸 U.S. Army Veteran

08/11/2026

Veterans helping veterans.

08/04/2026

Thinking about refinancing your mortgage but don’t know when it’s the right time? Click on the link below and sign up for our rate watch.

https://enlistwithchadsmortgages.com/rate-form-submission

08/04/2026

Thinking about refinancing your mortgage but don’t know when it’s the right time? Click on the link below and sign up for our rate watch.

https://enlistwithchadsmortgages.com/rate-form-submission

View the full image in ChatGPT.

07/24/2026

Higher mortgage rates have slowed some activity in the housing market. But that does not mean opportunity has disappeared. Not even close.

A slower market creates conditions that simply did not exist during peak competition. Less competition from other buyers means your offer is not going up against five others the same day. More time to make decisions means you are not pressured into waiving inspections or making choices you will regret. And greater flexibility when negotiating with sellers means terms, credits, and concessions that were off the table entirely twelve months ago are now genuinely available.

The key is focusing on what is actually happening in your local market rather than reacting to national headlines that may have nothing to do with the specific neighborhood or price range you are targeting.

On the lifestyle side there is an important trend worth knowing about. A recent National Association of Realtors survey found that 89 percent of people value sidewalks and places to walk and 63 percent said they would pay more to live near parks, shops, and restaurants. For agents that means highlighting the lifestyle around a property can be just as powerful as promoting the home itself. The walkability and community context of a listing is increasingly a deciding factor for buyers.

If you have buyers who want to review their options in today's market send me a message. The opportunity is there for the buyers who are paying attention and prepared to act.

07/08/2026

⚽ SCORE BIG WITH AN EDGE HOME FINANCE PRE-APPROVAL! 🥅

Don't get a red card when it's time to make an offer.

✅ Know your budget
✅ Stand out to sellers
✅ Shop with confidence
✅ Close faster

Before you hit the field to buy a home, get pre-approved with Edge Home Finance.

📩 Message me today to get started!