Chad Burckhard, Loan Officer

05/21/2026

🚨 LIMITED-TIME OFFER 🚨
Get a FREE 1-Year Temporary Rate Buydown on your new home loan! 🏡💰

Enjoy a LOWER interest rate and LOWER monthly payment for the first year — at NO COST to you! 🙌

✅ Lower monthly payment
✅ More buying power
✅ Easier transition into homeownership
✅ Keep more cash in your pocket

Now could be the perfect time to buy! Let’s explore your options and see how much you could save.

Chad Burckhard
Loan Officer | Edge Home Finance
📞 270-303-8979
📧 [email protected]
NMLS #2106061

EdgeHomeFinance

05/20/2026

🏡 CREDIT SCORE FLEXIBILITY = MORE BUYING POWER 💥

At Edge Home Finance, I can use VantageScore® OR FICO® scoring models to help more buyers qualify.

That means:
✅ More approval opportunities
✅ Potentially better pricing
✅ More loan options for families

Not every lender gives you options — I do.

If one score model works better for your situation, we can use the one that helps you most. 🙌

Let’s see what you qualify for!

📲 Chad Burckhard
📞 270-303-8979
📧 [email protected]
🏡 Edge Home Finance
NMLS #2106061

05/19/2026

Big news. Kevin Warsh was just confirmed as the new Federal Reserve chair and everyone is asking the same question: what does this mean for mortgage rates?

Here is the truth most people miss. The Fed actually controls short-term lending rates between banks. Mortgage rates are driven by the long-term bond market, inflation expectations, and investor sentiment. Those are completely different levers and a new Fed chair does not flip a switch that instantly moves your mortgage rate in either direction.

Rate decisions still go through a 12-member committee regardless of who is in the chair. And with inflation currently sitting at 3.8 percent, the Fed will likely stay patient through Warsh's first few meetings rather than making dramatic moves in either direction. The good news is that industry leaders are pointing to one word to describe the outlook under new leadership: stability. And stability is exactly what buyers need to confidently plan their next move.

If you want to know where mortgage rates are actually headed, stop watching Fed headlines and start watching the bond market. That is where the real story lives.
Follow me for more on what is actually moving the market right now.

05/15/2026

🏡 HOME LOANS DON’T HAVE TO BE COMPLICATED.

At Edge Home Finance, I’m focused on helping families find the mortgage option that works best for their situation — not forcing them into a one-size-fits-all loan.

✅ More loan options
✅ Competitive pricing
✅ Personalized guidance
✅ Clear communication from start to finish

Whether you’re buying your first home, upgrading, refinancing, or just exploring your options, I’m here to help make the process simple.

📲 Chad Burckhard
Edge Home Finance
270.303.8979
NMLS #2106061

🏘✔️

05/15/2026

A lot of buyers think the home search starts with looking at houses.

But the truth is… it starts before that.

It starts with understanding your numbers, your comfort zone, your timeline, and what kind of monthly payment will actually allow you to enjoy the home once you move in.

Because the goal isn’t just getting approved.

The goal is getting into a home that feels peaceful — not financially stressful.

That’s why I always tell buyers:

Before you fall in love with the view, the backyard, or the kitchen… let’s make sure the numbers support the life you want to live there.

The right home should feel good emotionally *and* financially.

— Chad Burckhard
Mortgage Broker | Edge Home Finance
NMLS #2106061

05/12/2026

🏡 REALTORS — GIVE YOUR BUYERS A WINNING EDGE! 🏡

I’m excited to offer the UWM 1-0 Buydown Program through Edge Home Finance — at NO COST to your buyers! 🙌

✅ Lower monthly payments in Year 1
✅ Increased affordability & buying power
✅ Stronger offers in competitive markets
✅ More opportunities to get clients under contract

💡 How it works:
• Year 1 interest rate is 1% lower
• Year 2 returns to the note rate
• Built in savings without adding extra cost to the borrower

📉 Example on a $500,000 loan:
💰 Save $320+ per month in Year 1
💰 Save $3,800+ in the first year

This is a powerful tool to help buyers qualify easier, feel more confident, and close more deals. Let’s grow your business together!

📞 Chad Burckhard
Edge Home Finance
270-303-8979
NMLS #2106061

05/09/2026

Now, UWM gives you the flexibility of two credit scoring model options on conventional loans - FICO® or VantageScore®. And to make it even easier, when you use a UWM no-cost credit report, both models will automatically run. Borrowers who already qualify with FICO but have a higher VantageScore, could get better pricing due to more favorable LLPAs.

05/08/2026

🔥 LIMITED TIME OFFER 🔥
We’re making homeownership more affordable — starting NOW!

💥 FREE 1-0 Temporary Rate Buydown
📉 Enjoy a rate 1% LOWER in your first year
💰 Lower payment = easier transition into your new home

⏳ Available NOW through June 30th ONLY

This is a perfect opportunity to:
✔️ Ease into your mortgage
✔️ Keep more cash in your pocket the first year
✔️ Buy with confidence while rates are still competitive

📲 Message me today to see how much you could save!

05/06/2026

05/06/2026

🔥 BIG NEWS FOR HOMEBUYERS! 🔥

One of our lending partners is now offering a **1-0 Temporary Rate Buydown at NO COST** to qualified buyers! 🏡💰

That means you could start with a LOWER interest rate during your first year of homeownership — helping keep your monthly payment more affordable while you settle into your new home.

✅ Lower first-year payment
✅ No cost temporary buydown
✅ Great option for today’s market
✅ Available on qualifying loans

If you’ve been waiting for the right opportunity to buy, this could be a game changer. Let’s explore your options and see how much you could save!

📩 Message me today to get pre-approved or run numbers.

05/02/2026

⭐️⭐️⭐️⭐️⭐️
Real Clients. Real Results.

Nothing means more than helping people through one of the biggest moments of their lives — and making it stress-free.

One client shared:
➡️ “Chad made the entire process smooth and stress-free—even while I was deployed. He took the time to break down every detail and found me the best rate possible.”

Another said:
➡️ “Extremely responsive, honest, and works hard to get the best deal. The best loan officer I’ve ever worked with.”

This is what I strive for every single time:
✔️ Clear communication
✔️ Best possible loan options
✔️ A smooth, no-surprises process

Whether you’re buying your first home, upgrading, or navigating a unique situation — I’ve got you covered.

📩 Message me to get started
📞 Let’s build a plan that works for YOU