Julie Lyda

07/29/2026

𝐌𝐢𝐥𝐥𝐢𝐨𝐧𝐬 𝐎𝐧 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐌𝐚𝐲 𝐒𝐨𝐨𝐧 𝐒𝐞𝐞 𝐇𝐢𝐠𝐡𝐞𝐫 𝐃𝐫𝐮𝐠 𝐂𝐨𝐬𝐭𝐬 𝐀𝐬 𝐓𝐫𝐮𝐦𝐩 𝐄𝐧𝐝𝐬 𝐒𝐮𝐛𝐬𝐢𝐝𝐲 𝐏𝐫𝐨𝐠𝐫𝐚𝐦
The Trump administration announced on Tuesday that it intended to end a Biden-era program that for the past two years has helped tamp down the cost of monthly premiums for drug coverage for people on Medicare. The decision means that millions of Americans 65 and older could face higher Medicare drug premiums next year.

https://abcnews.com/Health/trump-administration-end-medicare-part-subsidy-program-2027/story?id=135176506

𝗛𝗼𝘄 𝘄𝗶𝗹𝗹 𝘁𝗵𝗶𝘀 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂?
It may affect your Part D Prescription Premiums for 2027.
It will likely result in higher prescription costs and increase premiums for about half of recipients, according to an administration official.
𝗜 𝗮𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂!
Open enrollment starts October 15th. By then you will have received a notice from your drug prescription plan about increases to your premiums. 𝗢𝗽𝗲𝗻 𝗶𝘁 𝗮𝗻𝗱 𝗿𝗲𝗮𝗱 𝗶𝘁 𝗰𝗮𝗿𝗲𝗳𝘂𝗹𝗹𝘆!

I can help you find another plan if you need to make a change!
Give me a call or email - [email protected] 206-941-1358

02/16/2026

𝗧𝘂𝗿𝗻𝗶𝗻𝗴 𝟲𝟱 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿?
𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝘄𝗶𝘁𝗵 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗹𝗮𝗻𝘀 𝗮𝗻𝗱 𝗘𝗻𝗿𝗼𝗹𝗹𝗺𝗲𝗻𝘁?
✅You have the questions and I have the answers!
✅Do you need to sign up for both Part A & Part B?
✅What if I have employer paid health care?
✅Are you contributing to a Health Savings Account?
✅When should you enroll to avoid penalties?
📌As a local licensed health insurance broker specializing in Medicare, I can help and my services are free and are no additional cost to you!
☎️Call or text: 206-941-1358 Email: [email protected]

11/21/2025

⚠️ 𝗨𝗿𝗴𝗲𝗻𝘁 𝗔𝗰𝘁𝗶𝗼𝗻 𝗡𝗲𝗲𝗱𝗲𝗱 𝘁𝗼 𝗛𝗲𝗹𝗽 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗦𝗲𝗻𝗶𝗼𝗿𝘀: ⚠️

𝗧𝗮𝗸𝗲 𝗔𝗰𝘁𝗶𝗼𝗻 𝘁𝗼 𝗦𝘁𝗼𝗽 𝗛𝗮𝗿𝗺𝗳𝘂𝗹 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗲𝘀!
Right now, insurance companies are using tactics that make it harder for seniors to get the healthcare they were promised.

𝗪𝗵𝗮𝘁’𝘀 𝗚𝗼𝗶𝗻𝗴 𝗢𝗻?
Some large insurance companies have started limiting what plans agents can show, blocking comparison tools, and making enrollment harder for seniors. These tactics push people toward certain plans that are not always the ones that fit their needs, doctors, or medications.

This is exactly what the federal government said it didn’t want to happen. But even as evidence grows that it’s the companies causing the problem, not the agents, federal regulators have stayed quiet.

That’s why states are stepping in.
𝗪𝗵𝗮𝘁 𝗦𝘁𝗮𝘁𝗲𝘀 𝗔𝗿𝗲 𝗗𝗼𝗶𝗻𝗴 (𝗔𝗻𝗱 𝗪𝗵𝘆 𝗬𝗼𝘂 𝗠𝗮𝘁𝘁𝗲𝗿)
Idaho’s Insurance Director, Dean Cameron, reviewed the situation and said:
"𝙏𝙝𝙞𝙨 𝙞𝙨𝙣’𝙩 𝙧𝙞𝙜𝙝𝙩, 𝙖𝙣𝙙 𝙬𝙚 𝙖𝙧𝙚𝙣’𝙩 𝙖𝙡𝙡𝙤𝙬𝙞𝙣𝙜 𝙞𝙩 𝙝𝙚𝙧𝙚."
Since then, Idaho has:
🚫 Issued Cease and Desist Orders
📢Spoken publicly about the problem
🔥Encouraged federal regulators to take action
Other states have joined in.

The more voices they hear from, you, the more they act.

𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝗬𝗼𝘂 𝗖𝗮𝗻 𝗵𝗲𝗹𝗽
✔️ Send a Letter to Your State Department of Insurance.
Real change only happens when people speak up together. To regulators, nothing is more powerful than:
✓ Real senior experiences
✓ Real denials
✓ Real barriers
✓ Real confusion
✓ Real harm
𝗝𝘂𝘀𝘁 𝗰𝗹𝗶𝗰𝗸 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗦𝘁𝗮𝘁𝗲 𝗳𝗼𝗿 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝘁𝗼 𝘀𝗲𝗻𝗱 𝗮 𝗹𝗲𝘁𝘁𝗲𝗿 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝗺𝗺𝗶𝘀𝘀𝗶𝗼𝗻𝗲𝗿.
https://www.protectmedicarebeneficiaries.org/
Sample Letters provided for you!

11/20/2025

𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗹𝗮𝗻?
As a local health insurance agent specializing in Medicare, I can help. Many plans are being canceled and doctors are going out of network which makes it challenging to find the right plan that is going to cover all your needs. Give me a call today 206-941-1358 or email at [email protected].

11/07/2025

https://www.npr.org/sections/shots-health-news/2025/11/06/nx-s1-5599122/wegovy-zepbound-price-deal

Medicare beneficiaries will soon be able to get obesity and Type 2 diabetes drugs for a $50 copay. But there are some limitations.

10/29/2025

𝗡𝗘𝗪 𝗠𝗘𝗗𝗜𝗖𝗔𝗥𝗘 𝗣𝗟𝗔𝗡𝗦 𝗔𝗥𝗘 𝗢𝗨𝗧 𝗙𝗢𝗥 𝟮𝟬𝟮𝟲!

Lots of plan changes and plan cancellations are happening.

✅ Let me review your current Plan to make sure you are on the best one. There are many new plans for 2026 that have lower co-pays and lower out of pocket costs that you should check out!

☎️ Just give me a call or email.
[email protected] or 206-941-1358.

📌 Annual open enrollment is now through December 7th - so don't wait too long or you'll miss out!

04/09/2025

𝗔𝗿𝗲 𝘆𝗼𝘂 𝘁𝘂𝗿𝗻𝗶𝗻𝗴 𝟲𝟱 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿?
𝗪𝗵𝗲𝗻 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗲𝗻𝗿𝗼𝗹𝗹 𝗶𝗻 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲?
🎂 You should sign up for Medicare 3 months 𝗕𝗘𝗙𝗢𝗥𝗘 your 65th birthday. If you wait to sign up during your birthday month, you won't have coverage for that month!
⏰ We are seeing slow processing of applications through Medicare. Some take days and others can take weeks, this is why Medicare offers a 3 month window before your birthday to get enrolled so your coverage is not delayed.
☎️ Let me help you pick a new Medicare Health Plan! As a licensed local health insurance broker specializing in Medicare, I can help and my services are at no cost to you! Call or text: 206-941-1358 Email: [email protected]
www.NWMedHelp.com

03/12/2025

𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗡𝗲𝘄𝘀 𝗳𝗼𝗿 𝗥𝗲𝗴𝗲𝗻𝗰𝗲 𝗕𝗹𝘂𝗲 𝗦𝗵𝗶𝗲𝗹𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀. While contract negotiations go on every year, sometimes carriers don't come to an agreement before the expiration of the prior contract. This is not any reason to panic as most carrier will come to an agreement before the deadline. In the case that it get's extended, you may need to reschedule or delay some appointments until they come to an agreement.

01/17/2025

This is good news!

Ozempic has faced public backlash over its high price, fueling demand for cheaper alternatives.