Tim Hayes Financial Advisor for Public Employees

Tim Hayes Financial Advisor for Public Employees Independent fiduciary advisor specializing in retirement planning for educators, police, firefighters & state workers. 30+ years. Fee-based. No sales pressure.

MA-based, serving clients nationwide. I'm Tim Hayes — an independent, fiduciary financial advisor with 30+ years of experience working exclusively with public employees and their families. I help Massachusetts teachers, police officers, firefighters, state workers, and municipal employees navigate the decisions that define their retirement: Social Security timing (including the WEP/GPO repeal), 40

3(b) and 457 plan strategy, pension planning, and lifetime income. I also work with public employees nationwide on 403(b) rollovers, pension buybacks, and Social Security claiming strategies. What sets me apart: you work directly with me — not a junior associate. I'm fee-based, fiduciary, and completely independent. No sales quotas. No product pressure. Just clear, personalized guidance built around your goals.
📞 (508) 277-5847
🌐 independentadvisorthayes.com
📍 Boston & Dartmouth, MA | Virtual meetings available

I'm Tim Hayes — an independent, fiduciary financial advisor specializing in retirement planning for public employees.I w...
03/06/2026

I'm Tim Hayes — an independent, fiduciary financial advisor specializing in retirement planning for public employees.
I work with Massachusetts teachers, police officers, firefighters, state workers, and municipal employees — as well as public employees nationwide.
Here's what I help with:
✅ Social Security timing & the WEP/GPO repeal
✅ 403(b) and 457 plan guidance
✅ Pension planning & service buybacks
✅ Lifetime income strategy
Fee-based. No sales pressure. You work directly with me — not a junior associate.
📅 Book a free 20-minute intro call: independentadvisorthayes.com
📞 (508) 277-5847

01/07/2025

Independent Boston Financial Advisor Offering Helpful Insights and Personalized Advice

Address

39 Braddock Park Apt 5
Boston, MA
02116

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15082775847

Website

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