Just In Time Solutions

12/17/2014

Christmas Trees for families is back! If you know a family in need of some Christmas cheer please let me know.

02/06/2014

I have two tickets for the Dave Ramsey live event tonight that I will give to a family, or person, who needs help getting out of debt. First come first serve by message or comment section. I will email you the electronic tickets.

12/17/2013

7th annual Christmas Tree give away has gone great! The even better news is that 4 of the families we take trees to did not need one this year. We are seeing some good economic changes in the Treasure Valley! Bad news we now have 3 trees without a home. If you know anyone who needs a little Christmas cheer please just let us know. Justin will personally deliver a tree to a family who is in need.

10/15/2013

Two new Lease Options are available over at Just In Time Real Estate. One of the best ways to rebuild your credit and get into a home that you can lock in the price today is with a Lease Option.

09/19/2013

A pretty good article about calming the talk on both sides of the real estate spectrum. Both the "It's a boom!" and "It's a bubble..." need to calm down just a bit. It is true we saw an increase in median purchase price, but without true economic upward pressure we will not see a long term "boom." The main reason for the increase in median purchase price is that investors have picked up almost every home under $125,00 (that is a good thing, thank you investors for helping stabilize the market!), so we will not see a large decrease in purchase price "bubble." If you have any real estate questions please do not hesitate to contact us.

For the past year, more U.S. housing markets have had the feel of a blowout flea-market sale. But now there are concerns about a short-term “soft patch” as buyers and sellers adjust. Here’s a look at four keys to the housing puzzle:

08/28/2013

Idaho Business Review staff put together some great info using Realty Trac:
Foreclosures still below last year’s levels
Idaho had almost half as many foreclosures in July 2013 compared to July 12, according to data released Aug. 15 by RealtyTrac.

The real estate data company ranked Idaho 27th in foreclosure rate among U.S. states, which is on par with recent months, except for June 2013, when RealtyTrac said Idaho ranked 40th. The latest RealtyTrac report said the number of Idaho homes in foreclosure more than doubled from June, though it says that actual increase may be lower due to improvements in data collection.

Idaho’s 48 percent year-over-year drop outpaces the national average decline of 32 percent. One out of every 1,565 Idaho housing units had foreclosure activity in July, according to RealtyTrac. Idaho’s foreclosure rate was below all of its western and southern neighboring states, but above Montana and Wyoming, which ranked in the bottom 10 nationally.

“U.S. foreclosure activity in July is 64 percent below the peak of more than 367,000 properties with foreclosure filings in March 2010, but is still 54 percent above the historical average of 85,000 properties with foreclosure filings per month before the housing bubble burst in late 2006,” RealtyTrac vice president Daren Blomquist said in a news release.

Idaho had 279 foreclosure starts in July, down 3 percent from July 2012. The state had 101 foreclosure completions, down 34 percent from the same time period a year ago.

07/03/2013

Good resource for the timelines the banks and underwriters are using before a buyer will be able to "potentially" qualify for a new loan. The best way to get around this time frame is a Lease Option. Over at Just In Time Real Estate they are extremely well versed in creating Lease Options based on the buyers' time frame and ability to purchase.

As they come back to the market, formerly foreclosed buyers will look to you for guidance.

05/16/2013

The State of Idaho needs to continue to be business forward thinking to change our job reliance from service/support to industrial/creation. Without a growing employment sector we will not see the return of high growth in any sector (especially housing). Thankfully it seems that some businesses, through sheer will, are able to get the legislature to listen. Hopefully the legislature will start being proactive about growth and lead the state into a business friendly future.

Excerpt from the Idaho Business Review on expansion by Western Aircraft:"In 2012, Western Aircraft successfully lobbied for a 6 percent sales tax exemption on plane repairs with the Idaho Legislature, and Mihalic promised lawmakers to hire a dozen people in 2012 if it passed. The company did hire a dozen people that year and has planned to create 100 new jobs within five years. Mihalic stated that the sales tax exemption would make Western Aircraft more competitive with similar companies in other states.

”Getting the tax exemption was a critical piece of the puzzle,” Mihalic said."

05/06/2013

Over at Just In Time Real Estate their Lease Option program is putting New Home Owners into homes even with bad credit! Check it out if you are looking to purchase a home, but may not have the best credit. If you are a property owner and would like to sell but may not have a ton of equity they have programs for you too!

Our latest Lease Option went in under 48hrs and the owners locked in a 10 year lease! Great for both the Home Owner and the new tenants. Give us a shout if you have a home that is tough to sell or if you are looking to buy a home without the best credit.

05/06/2013

As more states threaten to sue the banks that are not following through with the terms of the settlement we will see a healthier market. The banks will be forced to deal with the properties on their books with either refinancing or foreclosure. Either way the homeowners will be able to plan and take action. Urge your state's Attorney General to take action!

By Karen Freifeld NEW YORK (Reuters) - New York Attorney General Eric Schneiderman said on Monday he plans to sue Bank of America Corp and Wells Fargo and Co for violating the terms of a settlement designed to end mortgage servicing abuses. The announcement, which suggests lawsuits could be filed ag...

04/14/2013

Good news for Idaho. Unfortunately there are still many foreclosures happening across this state. If you know anyone who needs help because their home is underwater or would like advice please do not hesitate to contact us.

BOISE -- The number of home foreclosure filings in Idaho has dropped by 8 percent since February.Idaho Business Review reports the state now ranks 21st in the nation for home foreclosures, down from its spot at 20th during the early months of 2012.

02/21/2013

Are you tired of being a landlord but still want to make money on real estate? We find creative ways to invest in real estate without dealing with tenants day to day.

Low mortgage rates have made buying a home more affordable and turned rentals into an attractive option for investors. Throughout the downturn in the hou