KIMandJR

KIMandJR JR Clemente NMLS # 256526 and
Kim Rangell NMLS # 269414

18+ Years Serving our clients whom we love! [email protected]

Kim and JR makes no representations or warranties of any kind,
express or implied, about the completeness, accuracy, reliability,
suitability or availability with respect to the information, products,
services, or related graphics contained in/on this website for any
purpose and will not be liable for any loss or damage (direct,
indirect or consequential) arising from the use of the same. Any
reli

ance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole
responsibility and product of their respective author(s).

06/02/2026

Houston, we solved the problem.

Helping buyers navigate the home financing universe one mission at a time.

Out-of-this-world service.
Down-to-earth advice.

Kim & JR The Mortgage Team

Hells Kitchen at The Pantages!
05/31/2026

Hells Kitchen at The Pantages!

Pre gaming at Lemon Grove on Vine. Hells Kitchen at the Pantages. Beautiful evening with my beautiful ladies while out o...
05/31/2026

Pre gaming at Lemon Grove on Vine. Hells Kitchen at the Pantages. Beautiful evening with my beautiful ladies while out other beauty lands at LAX from at Budapest. Yes!!! is coming for a visit today! Can’t wait to see her.

you

Honoring the heroes who gave everything for our freedom. Today we remember, reflect, and say thank you to all who served...
05/25/2026

Honoring the heroes who gave everything for our freedom.
Today we remember, reflect, and say thank you to all who served.

05/18/2026

Happy Birthday to the one and only Kim!

Your heart, hustle, leadership, and dedication inspire so many people every single day. Wishing you a year filled with happiness, laughter, unforgettable memories, and continued success.

Thank you for being such an amazing partner, friend, and force behind KJ The Mortgage Team. Here’s to another incredible year ahead!

Birthday Dinner with my flossy posey. Pre technically since it falls on Monday. Let’s just call this a birthday weekend ...
05/16/2026

Birthday Dinner with my flossy posey. Pre technically since it falls on Monday. Let’s just call this a birthday weekend for the record!!

05/10/2026

To all the moms out there… today we celebrate YOU

The love, strength, patience, support, and everything you do never goes unnoticed.

We’re proudly cheering for the real MVPs today — Moms!
Happy Mother’s Day from Kim & JR The Mortgage Team

05/05/2026

Happy Cinco de Mayo!

We came for the tacos…
Stayed for the margaritas…
But somehow still ended up talking about rates

Real talk though
Whether it’s tacos or timing the market…
it’s all better when you don’t wait too long

Cheers to good vibes, great people,
and making smart moves when it counts

Kim & JR The Mortgage Team

04/21/2026

Today’s market in 10 seconds 👇

Stronger-than-expected data (Retail Sales + Jobs)
Iran + oil tensions back in play
Mortgage bonds dropped

Rates moved higher today

And here’s the key…

We’re sitting at a critical level right now.
This market can move fast in either direction.

This isn’t a “wait and see” market anymore…
it’s a be ready market.

The reality?
Headlines are controlling rate movement right now.

Windows open… and close just as fast.

If you’re thinking about buying or refinancing,
let’s make sure you’re positioned to move when it counts.

Reach out — we’ll game plan it with you.
[email protected]

04/20/2026

So let us get this straight…

Strait of Hormuz opens → markets calm → rates might improve

3 hours later…
CLOSED AGAIN

Yeah… this is the market right now.

One headline = opportunity
Next headline = gone

This is why trying to “time the market” will have you stuck watching…

The real move? Be READY when the window opens.

Because when it hits… it doesn’t wait.

Text “READY” and we’ll set you up so you don’t miss the next move

Kim & JR The Mortgage Team powered by Equity Smart Home Loans

[email protected]

Address

Beverly Hills, CA

Telephone

+15625774326

Website

Alerts

Be the first to know and let us send you an email when KIMandJR posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to KIMandJR:

Shortcuts

Share

Category