Brian W Thoms, CFP, CRPC, APMA

11/02/2026

When you review your benefits, give your paycheck a little attention, too.

If an illness or injury kept you from working, how much income would your disability coverage replace? When would payments begin? How long would they last?

Those details can matter to a family juggling a mortgage, school expenses and retirement savings. Read the coverage terms before making your selections, and reach out if you’d like help looking at the bigger picture.

Help Safeguard your family's financial wellbeing in the event of disability or death with these insurance solutions.

10/31/2026

Wishing everyone a fun night filled with good costumes, plenty of candy and time with family and friends.

Stay safe, enjoy the festivities and have a great Halloween!

10/28/2026

Great companies don't happen by accident.

Ameriprise Financial was named one of Newsweek's America's Greatest Companies of 2026.

This recognition reflects the people, culture and client-focused approach that help make Ameriprise stand out.

Learn more about what sets Ameriprise apart: https://bit.ly/3df9a5L

10/26/2026

Scammers often try to create one thing: urgency.

“Act now.”
“Your account is at risk.”
“Send the money today.”
“Don’t tell anyone.”

That pressure is a reason to slow down.

If you receive an unexpected request involving money, passwords or personal information, pause and verify it through a phone number, website or contact method you already trust.

A few extra minutes can be well spent when something doesn’t feel right.

On National Financial Crime Fighter Day, it’s a good reminder to stay alert and help family members do the same.

10/23/2026

It’s spooky season. 🎃

But as I’ve always tried to teach my girls, money isn’t something to be scared of.

The more you understand how it works, the easier it can be to make thoughtful decisions about saving, spending, giving and planning for the future.

Financial literacy starts with simple conversations. You don’t need to know everything at once. You just need to be willing to ask questions, learn and build good habits over time.

10/15/2026

If you’re eligible for a Health Savings Account, it may be worth thinking about it as more than a place to pay this year’s medical bills.

HSAs can offer tax advantages when contributions, growth and qualified medical withdrawals meet applicable requirements. And unlike many accounts, unused balances can generally carry forward from year to year. Like most financial tools, the details matter. Eligibility, contribution limits and how you use the account should all be part of the conversation.
https://bit.ly/4B88hYl

10/12/2026

Saving gets a lot easier to understand when the money has a purpose.

An emergency fund has a different job than retirement savings. Money for a home project has a different timeline than money for a child’s education.

On National Savings Day, take a look at what you’re setting aside and ask: What is this money for?

Giving each goal a purpose can make it easier to decide how much to save, where to keep it and when you may need it.
https://bit.ly/4zqsdEj

10/08/2026

A financial plan isn’t just about investments.

It’s about understanding what you’re working toward, what decisions are coming next and how the different pieces of your financial life fit together.

Retirement. Saving. Taxes. Family priorities. Major purchases. Unexpected changes. Does your financial plan still reflect where your life is headed?
https://bit.ly/4dpgi18

10/05/2026

Today is World Teachers’ Day, and as a dad, this one means a lot to me.

Over the years, my kids have had teachers who challenged them, encouraged them, believed in them and gave their time and energy to help them grow.

Those lessons and relationships can stay with a child long after they leave the classroom.

To the teachers who have poured into my kids, and to teachers everywhere, thank you for the work you do every day.

09/30/2026

Happy anniversary to my bride of 20 years! I love you, Sarah!