Jessica McArdle State Farm

Jessica McArdle State Farm Providing life insurance, business insurance, auto insurance, fire insurance, and health insurance. Stay tuned !

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September is National Preparedness Month, and as a mom, I know there are already plenty of things to keep track of. Bein...
09/02/2026

September is National Preparedness Month, and as a mom, I know there are already plenty of things to keep track of. Being prepared for an emergency doesn’t need to become one more overwhelming project on the list.

A stocked emergency kit, a plan everyone in the family knows, backup copies of important information, and an updated home inventory are a great place to start. And don’t forget about the four-legged members of the family too! 🐾

Hopefully, we never need any of it. But taking a little time now to get organized is well worth it. ❤️

08/29/2026

Added something to your backyard this summer and never made a phone call? 🏡
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Here in California our backyards are our living rooms about eight months out of the year, and this summer I've seen a lot of beautiful upgrades — new decks, fire features, above-ground pools, trampolines, outdoor kitchens. All of it great. All of it capable of changing your liability picture.
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When someone is injured on your property — a guest, a neighbor, a kid, even someone who wasn't supposed to be back there — liability coverage is what stands between you and a very difficult situation. When you add something that changes the risk, your policy should know about it.
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I'm not telling you not to build the deck. Build the deck. Throw the backyard party. Just have a conversation first.
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Not sure whether your policy reflects your new setup? Call my office and let's take a look together.

That first solo drive is a big moment for your teen... and maybe an even bigger one for the parent watching them pull ou...
08/26/2026

That first solo drive is a big moment for your teen... and maybe an even bigger one for the parent watching them pull out of the driveway. 😅🚗

Adding a teen driver comes with plenty of new territory. When should they be added to the policy? Does the car they drive matter? Are there savings to ask about? And what changes when college enters the picture?

There’s a lot to think about, but you don’t have to have all the answers figured out on your own. If a new driver is joining your household, our team is always happy to answer questions and help you understand what to consider.

08/23/2026

It's Bethany's birthday! 🥳

We couldn't let the day go by without celebrating! We hope you have a fantastic birthday filled with your favorite people, great memories, and maybe even a little extra cake. 🎂

Happy Birthday, Bethany!

08/21/2026

I said what I said 😂 Which one are you going with?

• Deductible
• Premium
• Liability
• Comprehensive

Tag someone who'd actually do it 👇

Questions are always welcome around here. In fact, we want you to ask them! We’re happy to take the time to talk things ...
08/21/2026

Questions are always welcome around here. In fact, we want you to ask them! We’re happy to take the time to talk things through and give you the information you need to make your own decisions. No pressure, just a conversation.

Thank you, Angus, for taking the time to share such a thoughtful review of our team!

08/20/2026

Do you know the difference between your insurance agent and an 800 number? 🤔

For a big corporation, you’re often just another transaction on a screen. But when a pipe bursts, a storm hits, or a tree falls on your fence, you don't want a stranger, you want a neighbor.

I sponsor this league and live in this community because these aren't just customers; they are people I've known for years. I know your name, your dog’s name, and I’m right here when life happens.

That’s the difference when your agent is actually reachable and personally invested in your backyard.

DM me "LOCAL" and let’s make sure you have the personal coverage you deserve 💬

08/19/2026

Do you know the difference between Actual Cash Value and Replacement Cost? 🤔

If your 5-year-old couch gets ruined in a water loss, you might think you’re getting a brand-new one, but you may not. Actual Cash Value means depreciation is factored in, you only get what that couch is worth today, which is much less than a new one.

Replacement Cost means you get what it actually costs to replace it with something comparable. This difference matters a lot and shows up in homeowners, renters, condo, and even auto insurance.

Most people don't realize which one they have until it's too late. This is one of the first things I look at when reviewing a policy to ensure you aren't left with a massive bill.

DM me "COVERAGE" and I'll help you figure out if you're actually protected for a full replacement 💬

08/18/2026

Thinking about skipping renter's insurance because your landlord has a policy? 🏠 It is a common mistake to assume you're covered, but understanding where your landlord's responsibility ends is vital for protecting your space and your stuff:

✅ A landlord’s policy typically only covers the physical building structure, not the personal belongings inside your specific unit.
✅ If your items are stolen or damaged, renter's insurance is the coverage designed to help you replace them.
✅ The cost of protection is often very affordable, potentially ranging in price to just a few cups of coffee per month.
✅ Securing coverage now ensures you aren't left paying out of pocket to replace your lifestyle after an unexpected loss.

Don't wait until something happens to find out you aren't covered. Send us a message to review your options today.

08/17/2026

Think your stuff isn’t worth protecting? 📱

It is a detail that is often overlooked, but the value of your belongings can add up much faster than you might expect.

✅ Items like your laptop, phone, clothing, furniture, toiletries, and even kitchen utensils can represent a significant investment over time.

✅ A common misconception is that a landlord’s insurance covers a tenant’s personal belongings. In many cases, a landlord’s policy covers the building, not a tenant’s personal property.

✅ Renters insurance is often more affordable than many people expect and may cost less per month than a typical streaming subscription.

✅ Taking a few minutes to understand your coverage options can help you feel better prepared if the unexpected happens.

What surprised you most about renters insurance? Let us know in the comments. 💬

Address

2025 Rose Street, Ste 100
Berkeley, CA
94709

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

Telephone

+15108482132

Website

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