Health and Life Insurance Solutions

05/28/2026

If you’re self-employed, you’ve probably realized something:

Finding health insurance isn’t the hard part.
Finding coverage that actually makes sense for your situation is.

High deductibles.
Confusing networks.
Huge premium differences.
Tax credit questions.
Coverage that changes every year.

And when you work for yourself, there’s no HR department helping you sort through it.

That’s where having the right guidance can make a huge difference.

Whether you’re a business owner, contractor, freelancer, or independent professional, there are often more options than people realize.

If you’ve been frustrated with your current coverage — or simply haven’t reviewed your options in awhile — I’d be happy to help answer questions and walk through what’s available.

05/21/2026

Random thought…

At what age do people start thinking about long-term care?

My experience: most people wait until they’re dealing with it for a parent.

Curious what others think.

05/14/2026

Most people don’t think much about their home, auto, or business insurance…until they actually need it.

One thing I appreciate about Hummel Winters Insurance is that they focus on helping people understand their coverage — not just selling a policy.

Whether it’s:
• Auto insurance
• Homeowners insurance
• Farm coverage
• Business insurance
• Umbrella protection
• or other property & casualty needs…

having the RIGHT coverage matters.

While my focus is life, health, Medicare, and employee benefits, I’m thankful to work alongside a team that can help with the property & casualty side as well.

If you have questions about your current coverage, rising premiums, or just want another opinion, I’d encourage you to reach out to the team at Hummel Winters Insurance.

812-654-2071

05/13/2026

Quick question:

If something happened to you tomorrow, would your family be financially protected?

Life insurance is often more affordable — and easier to apply for — than people expect.

You can quote and apply online here:
https://amquote.com/mark-jacobs

05/12/2026

Most people don’t think about long-term care planning until it affects someone they love.

The reality is:
Long-term care planning isn’t just about later in life.

It’s about protecting:
• your family
• your savings
• your independence
• and your future choices

The best time to plan is before you need to.

05/11/2026

One thing I’ve learned working with people over the years:

Most people don’t actually want “cheap” insurance.

They want:
• someone who explains things clearly
• someone who calls them back
• someone who helps when there’s a problem
• and someone they trust

The problem is…a lot of people have never actually experienced that level of service.

What’s the BEST customer service experience you’ve ever had — in any industry?

05/11/2026

05/08/2026

Life insurance isn’t just about money.

It’s about protecting the people who would have to keep living if something happened to you.

And in many cases, coverage is far more affordable than people think.

If you’ve been putting it off, I’d be happy to answer questions or review what you already have.

05/07/2026

After 20 years in insurance, one thing has become very clear:

People don’t just want quotes.
They want someone they can actually call when they need help.

My goal has always been to help clients understand their coverage and have someone in their corner when problems come up.

I’m thankful for every client, referral, and conversation over the years.