On The Water Marine Insurance

05/22/2026

In observance of Memorial Day weekend, our office will be closing today at 1PM and will remain closed through Monday.

As we head into a busy boating weekend, we hope everyone has a safe and enjoyable time on the water. Most importantly, we remember and honor the men and women who made the ultimate sacrifice for our country.

We will resume normal business hours on Tuesday.

05/16/2026

I am looking to throw a portable VHF on my boat. Which one have you used that works well?

04/29/2026

We’re proud to announce that Boat Gear USA is now an official dealer of KICKER Marine Audio products.

KICKER is known for delivering premium, high-performance sound systems built specifically for marine environments. We’re excited to offer these products to our customers, with new items being added to our store over the coming weeks. Stay tuned!

04/26/2026

Day 3 at the Catawba Island Boat Show, new customers and new partnerships!

Welcome to the On The Water Marine Family!

04/24/2026

A beautiful sunrise this morning, we are ready for the Catawba Island boat show!

04/18/2026

One of our favorite events of the year. Let’s talk about insuring that new boat or your marine business at the Catawba Island boat show. We will be in Booth 10 all weekend!

See you there!

04/08/2026

What does boat insurance actually cost? A common starting point is around 1% of the boat’s value.

But here’s what I’ve seen in just the last 30 days:

$36,000 boat → $330/year
$70,000 boat → $608/year
$63,000 boat → $1,477/year
$605,000 boat → $7,980/year

Same general guideline. Very different outcomes. Why?

Location. Speed. Experience. Usage. And the insurance company itself.

And here’s the part most people don’t realize… those prices don’t all come with the same coverage either.

I broke down real examples so you can see what actually drives boat insurance pricing right now.

Why does boat insurance cost vary so much? See real examples from recent policies and see what actually impacts pricing.

04/02/2026

Only a few weeks left. It's always a great time at this boat show each year.

Let me know if you are planning on attending, I would love to catch up!

Tickets are now on sale for the Catawba Island Boat Show—your first step into summer on Lake Erie!

Join us dockside for an unforgettable weekend of boating, lake life, and elevated experiences.

Purchase your tickets at https://www.etix.com/ticket/p/38660476/progressive-catawba-island-boat-show-weslake-progressive-catawba-island-boat-show

April 24–26, 2026 | Catawba Island Club

03/26/2026

Boat detailers, fiberglass repair, shrink wrappers, winterization, mobile, marine mechanics, and all the above, this video is for you. If you have a business that supports the Marine industry, do you know if you have the right coverage on your business insurance. Many general liability policies will exclude coverage on boats and will exclude coverage on around the water. Make sure you’re covered appropriately with a marine general liability policy. That actually covers the marine work you perform. If you aren’t sure, give me a call 513-653-3800 and we can talk through it.