Shaun Sargen - Loan Officer

04/01/2022

We're Perculating - Stay Tuned ! ! !

03/17/2022

EVERYTHING MEANS EVERYTHING ! ! !

When your Loan Officer tells you he needs specific items to provide a pre-approval, if he’s remotely competent, and truly has your best interest in mind, he means he needs EVERYTHING on the list of documents requested.

Not ONE bank statement, when the list says TWO.

Not ONE paystub, when the list says TWO.

Don’t send a library card when he requests VALID identification.

No screenshots of your account balance when he’s requested a transaction history.

If you want a bonafide pre-approval, one that will take you all the way to closing, on time, you simply MUST provide EVERYTHING requested QUICKLY.

Anything short of this, sets your loan officer, and your transaction, up for failure - typically costing you thousands $$$.

If you’d like to better understand how the pre-qualification and pre-approval processes work, and why it is so important to undergo a thorough review BEFORE going to contract, comment below or inbox me to set up a quick call.

03/14/2022

5.0 star review received on Experience.com for Shaun Sargen by Raymond D G. - Shaun!!! He went above and beyond to find out answers he wasn’t sure of, always got back to me if I left a message, he was always available. I would recommend Shaun to everyone!!

Click to see all 22 reviews of Shaun Sargen,
Loan Officer | NMLS # 1899010

03/10/2022

DO NOT seek lending advice from your REAL ESTATE AGENT. This is not a slight to agents, at all.

But the truth is, even the most knowledgeable, well-intended agents are simply not equipped with the specific, relevant, timely lending information needed to provide you with sound advice when it comes to financing your property purchase.

The best agents will always try to provide good advice, but the fact of the matter is that it is a massive undertaking to understand the lending industry sufficiently as to provide consistently accurate advice on these matters. Even well-intended but inaccurate input could cost you thousands $$$, and possibly the property you love.

Dishonest agents will STEER you towards lenders they prefer, whether it is in your best interest or not.

Always choose an agent you can trust, and when possible, obtain a referral for a lender you can trust, whether that be from your agent or another who has positive feedback to share regarding that lender.

Then - TRUST YOUR LENDER because he/she is the best-equipped to ensure that you have the absolute best lending experience.
For FREE information and/or guidance on lending matters, please feel free to comment below or send me a direct message.

I am a relationship-focused professional who will always provide honest feedback about your lending options.

03/09/2022

Another FIVE STAR Rating ! ! !

"Shaun is extremely knowledgeable and does a great job to make sure you acquire the perfect home." (Actually, Connor Brown, with the Craig Brown Group, handled the home fit part!)

It was a long, long road to ownership for PJ. The market was extremely competitive and the deck seemed to be stacked against us most of the way. But, after a year of hammering away, we made it happen, and now we have a new valued client - and a friend.
Thank you, PJ ! ! !

03/08/2022

$3,000 PER MONTH SAVINGS ! ! ! - Yesterday we closed a debt consolidation refinance transaction for a wonderful couple in Boyton Beach, FL where we saved them nearly $3,000 per month!!!

I know, it sounds hard to believe, but we did!! Now, these results are not typical, but it is not unusual for us to $AVE our borrowers SEVERAL HUNDRED dollars per month simply by restructuring debt, even if a substantial interest rate reduction is not possible.

As interest rates rise, please DO NOT assume that refinancing is off the table as far as debt restructuring and interest savings are concerned.

BIG SAVINGS can be realized simply by moving revolving, high-interest credit card debt into a LOW-INTEREST, fixed-rate product such as your mortgage.

Comment or inbox so we can show you how!

02/23/2022

Man Caves are for Boys...

02/20/2022

Latest Blog...

There’s a lot to consider when selling your home, from the market and appraisals to where you’ll go next. Don’t forget, however, that design is also a key factor. It’s often one of the first things buyers notice when they...

02/18/2022

Thank you, Justin, for the FIVE STAR rating - and for trusting us with this important work!

02/16/2022

Confused about your forbearance payoff options?

You’re not alone. Countless homeowners exercised their options to postpone mortgage payments during the height of the pandemic - only to find that the vast majority of these programs provided much needed temporary relief, but resolving the resulting additional debt is far from simple or easy.

If you’re confused about the process of repaying this debt, or even understanding your options, give us a call. We’d be happy to help you sort through the confusion.

No cost. No obligation. Just our way of helping you find a bit of peace amidst the madness.

02/15/2022

This is all me 🔥😎 🔥🔥🔥

02/15/2022

5.0 star review received on Experience.com for Shaun Sargen by Justin M P. - Shaun’s expertise is the field was super helpful. His human side made him very easy to relate with and made me feel comfortable through the whole transaction.

Click to see all 20 reviews of Shaun Sargen,
Loan Officer | NMLS # 1899010