Michael Larson - Accelerated Lending Group NMLS 278522

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Bakersfield, CA
Michael Larson - Accelerated Lending Group NMLS 278522

Specializing in Conventional, FHA, VA, Jumbo & Private Money Mortgage Loans.

03/27/2026

Don't mind me, just cleaning up my desktop. DM to learn more! or Click here to get started: https://1l.ink/8N3PLPS

Michael Larson
Accelerated Lending Group
📱 661-472-1321
📧 [email protected]
📜 NMLS #278522 | DRE #01747928
💙 Helping Families Accelerate Their Homebuying Dreams

02/02/2026

📉 Feeling stuck waiting for rates to “drop”? You’re not alone.

Many buyers and homeowners are hitting pause right now, hoping for the perfect rate. The problem? While people wait, payments change, prices move, and opportunities get missed.

📊 What’s happening today (2/2/26):
Mortgage rates moved slightly higher after new economic data showed the economy is stronger than expected. Strong data = inflation concerns = pressure on rates.

⚠️ The real issue isn’t today’s rate move — it’s uncertainty.
Most people don’t know:
• What they actually qualify for
• How much a rate change really affects their payment
• When it makes sense to lock vs. float
• What options exist beyond the “headline rate”

💡 That’s the gap.
Between guessing and having a plan.

🔑 The solution:
Run real numbers, build scenarios, and make decisions based on your goals, not the news cycle.

👉 Run your numbers (secure + mobile-friendly):
https://1l.ink/8N3PLPS

💬 Want clarity instead of guesswork?
Comment “RATE” or send me a DM and I’ll break it down — no pressure, just answers.

Michael Larson | Accelerated Lending Group
📱 661-472-1321
📧 [email protected]

📜 NMLS #278522 | DRE #01747928
💙 Helping Families Accelerate Their Homebuying Dreams

01/21/2026

Mortgage Rate Update 🏡

Good news this morning… rates stabilized after yesterday’s jump.

After markets sold off hard yesterday on tariff and political concerns, bonds are bouncing back today — which helps keep mortgage rates about the same as yesterday (and slightly better for some borrowers who saw late-day increases).

📌 In simple terms:

✔️ Yesterday = rates moved higher
✔️ Today = markets are calming down
✔️ Rates = holding steady (for now)

But here’s the key takeaway 👇
Even when rates aren’t moving much, the market is still very jumpy, and that means pricing can change fast — sometimes in the same day.

🎯 What Smart Buyers Are Doing Right Now

Instead of trying to time the market:

✅ Getting fully pre-approved
✅ Watching for small dips to lock
✅ Being ready to make strong offers

In a competitive market, prepared buyers win, even when rates are choppy.

👉 Want to Know Exactly Where You Stand?

If you’re planning to buy, upgrade, or invest in 2026, now is the time to get clear on:

• Your buying power
• Monthly payment options
• Programs you actually qualify for

👇👇👇
Comment “READY” or send me a DM and I’ll send you the link to start your secure pre-approval.

No pressure.
No obligation.
Just real numbers and a solid game plan.

Let’s get you ready before the market moves again.

👉 Run your numbers (secure + mobile-friendly): https://1l.ink/8N3PLPS

Michael Larson | Accelerated Lending Group
📱 661-472-1321
📧 [email protected]
📜 NMLS #278522 | DRE #01747928
💙 Helping Families Accelerate Their Homebuying Dreams

01/16/2026

🚨 Thinking About Buying a Home in 2026? Read This First. 🏡

Mortgage rates are moving day-to-day right now — and the next big inflation report could push them up or down quickly.

That’s why the smartest buyers I’m working with are doing one simple thing first:

✅ Getting fully pre-approved before they shop.

Here’s why it matters 👇
✔ You know exactly what you can afford (no guessing)
✔ You can lock a rate when the market gives us an opportunity
✔ Sellers take your offer more seriously
✔ You move faster than other buyers when the right home pops up

And no — getting pre-approved does not lock you into anything.

It just gives you options and leverage in a market that’s changing fast.

📍 Local, Real Advice — Not Call-Center Lending

I work with buyers all over Bakersfield, Kern County, and across California, and every pre-approval is based on:

• Real underwriting review
• Real numbers
• Real strategies to strengthen your offer

Not automated “computer says yes” approvals that fall apart later.

👉 Want to Know Where You Stand Right Now?

Comment “APPROVE” below or send me a message and I’ll send you the secure link to start your no-pressure pre-approval.

It takes about 5-10 minutes to apply — and could save you thousands when rates shift.

Let’s get you ready before the market moves again.

👉 Run your numbers (secure + mobile-friendly):
https://1l.ink/8N3PLPS

Michael Larson | Accelerated Lending Group
📱 661-472-1321
📧 [email protected]
📜 NMLS #278522 | DRE #01747928
💙 Helping Families Accelerate Their Homebuying Dreams

12/26/2025

📉 Mortgage Market Update — December 26, 2025

A fast snapshot for buyers, homeowners & investors 👇

After a month of rate whiplash, the market is finally giving us breathing room.

💡 What’s happening right now:

📈 Bond market opened positive
💵 Pricing improved from Wednesday
🌬️ Market feels calmer post-Fed meeting

Why we’re seeing slight improvement:

🟢 Markets have settled after Fed volatility
🟢 Lower post-holiday trading = less pressure on rates
🟢 No major reports today → pricing gets space to breathe

👉 But—this isn’t the bottom.
We’re in a range, not a freefall. Daily strategy > wishful thinking.

🔎 Current Advice (based on what I’m seeing)

If you’re exploring:
✔️ Buying in the next 3 months
✔️ Refinancing to lower payment
✔️ Cash-Out for debt consolidation / investment
✔️ DSCR or investment financing

➡️ This is a good window to start the conversation before markets pick back up.

🎯 Want a Custom Lock/Float Strategy?

No pressure. No commitment. Just clarity.

Send me:
• Purchase or Refi?
• Est. Loan Amount?
• Timeline (ASAP / 30 / 60 / 90 days)?

I’ll map out a personalized strategy based on today’s range + what to watch next.

💬 Comment “STRATEGY” or DM me

Prefer to start privately?

👉 Run your numbers here (secure + mobile-friendly):
https://1l.ink/8N3PLPS

Michael Larson | Accelerated Lending Group
📱 661-472-1321 | 📧 [email protected]

📜 NMLS #278522 | DRE #01747928

12/24/2025

Mortgage Rate Check — End-of-Year Edition

Everyone’s asking the same question right now:
“Are rates about to drop… or spike?”

Here’s the truth most headlines won’t tell you ⤵️

👉 Inflation is cooling (latest CPI came in softer than expected)
👉 Jobs data is softening, not breaking
👉 Bond yields are steady, not surging
👉 Year-end trading is thin, which means small moves can look bigger than they really are

⚠️ Translation:
Rates aren’t running away — but they’re also not sliding straight down.

We’re in a range-bound market, and this is where most borrowers make costly mistakes:
❌ Waiting for the “perfect” rate
❌ Locking too early with no strategy
❌ Floating blindly and hoping the market cooperates

💡 The gap most people miss:
This market doesn’t reward guesswork — it rewards strategy.

The right move depends on:
• Your timeline
• Your risk tolerance
• Your loan type (purchase, refinance, HELOC, or investment)
• And how rate movement impacts your payment, not the news cycle

📞 If you want a custom lock vs. float strategy built around your goals — not headlines — I’m happy to walk you through it.

🔐 Run your numbers here (secure + mobile-friendly):
👉 https://1l.ink/8N3PLPS

Michael Larson | Accelerated Lending Group
📱 661-472-1321 | 📧 [email protected]

📜 NMLS #278522 | DRE #01747928

Smart borrowers don’t predict the market — they position themselves for it.

11/18/2025

🔹 Why Smart Borrowers Use Mortgage Brokers

Banks offer one set of loan options.
Mortgage brokers offer many—and that difference can save you time, stress, and money.

I help clients bridge the gap between their current financial position and their best possible loan strategy by giving them:

✔ More options
✔ Better pricing
✔ Faster approvals
✔ Guidance tailored to their goals

If you need a fast pre-approval, payment estimates, or clarity on your best path forward, I’m here to help.

👉 Apply Now: https://1l.ink/8N3PLPS

Michael Larson
Senior Mortgage Advisor | Accelerated Lending Group
📞 661-472-1321 | 📧 [email protected]

📜 NMLS #278522 | DRE #01747928

Helping Families Accelerate Their Homebuying Dreams

11/06/2025

Consumers are saving $10,662* on average right now.
And since I can’t AirDrop those savings straight to your bank account…
this post will have to do.

If you want to pay less to own more, let’s talk.
Timing matters — and this is the moment.

💬 Need a Fast Pre-Approval or Want to Run the Numbers?
👉 Apply Now: https://1l.ink/8N3PLPS

📞 Michael Larson – Accelerated Lending Group
📱 661-472-1321 | 📧 [email protected]

📜 NMLS #278522 | DRE #01747928
💙 Helping Families Accelerate Their Homebuying Dreams

10/21/2025

🚨 Realtors: While others wait for underwriting… you could already be closing!

At Accelerated Lending Group, we help agents lock in deals fast with Hard Money & Investor Loan programs designed for real-world clients:

💸 No Doc & DSCR Loans
🔨 Flip & Fix Loans
🏠 Self-Employed Buyers Welcome

Close in 20 days or less — no credit score or income verification required.
The faster you close, the more referrals you earn.

Let’s help you dominate your market.

💬 Partner With Me Today!
👉 Apply Now: https://1l.ink/8N3PLPS

📞 Michael Larson – Accelerated Lending Group
📧 [email protected]
| 📱 661-472-1321
📜 NMLS #278522 | DRE #01747928

10/20/2025

🌟 Realtors: Turn "Almost Deals" Into Closed Deals!

You’ve worked hard to find the buyer — don’t let tight guidelines stop your closing.
At Accelerated Lending Group, we help you:

✅ Close investor and self-employed buyers fast
✅ Say yes when traditional lenders say no
✅ Build a reputation for getting deals DONE

💪 Partner with a lender who helps you win listings, impress clients, and close more transactions — faster.

💬 Let’s Connect!
👉 Apply Now: https://1l.ink/8N3PLPS

📞 Michael Larson – Accelerated Lending Group
📧 [email protected]
| 📱 661-472-1321
📜 NMLS #278522 | DRE #01747928

10/19/2025

🔥 Every Realtor knows the pain of a deal dying because the buyer didn’t “fit the box.”

But what if you could save those deals — and get the keys in their hands anyway?
That’s exactly what we do at Accelerated Lending Group.

We fund:
💰 Investors using rental income
🔨 Flippers who need speed
💼 Self-employed buyers tired of paperwork

No income docs. No seasoning. No credit score requirements.
✅ Just fast approvals and faster closings (20 days or less).

Stop losing deals. Start saving them. Let’s partner up.

💬 Let’s Talk!
👉 Apply Now: https://1l.ink/8N3PLPS

📞 Michael Larson – Accelerated Lending Group
📜 NMLS #278522 | DRE #01747928

Address

5330 Office Centre Court Ste 58
Bakersfield, CA
93309

Website

https://www.mylenderalg.com/mlarson/

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