The 611 Group Wealth Advisors

04/11/2026

The tax planning window closes December 31st. No extensions, no second chances.

The one thing most people should do before year end that most of them won't? Meet with their financial advisor, their tax planner, or their CPA and get any outstanding tax questions buttoned up before the holidays start. November makes it a great month to do exactly that — before the calendar fills up and December arrives with all its distractions.

Whatever tax planning you've been meaning to do this year, the time to do it is now

31/10/2026

Most people think of long-term care as a healthcare topic. What they don't think about is what it has to do with everything they've built.

If you haven't planned for care, the cost has to come from somewhere — and that somewhere is your assets. Nursing care can now cost up to a hundred thousand dollars a year. Medicare covers very little of that. Without a plan, a care event is one of the fastest ways to deplete a retirement nest egg. That means it comes out of your plan, and not much is going to be left behind for the people you love.

Read the final post in The Legacy Conversation series here:

If you haven't planned for long-term care, the cost comes out of what you were planning to leave behind. Here's the connection most people miss and what to do about it.

27/10/2026

Most people think of long-term care as a healthcare topic. What they don't think about is what it has to do with everything they've built.

If you haven't planned for care, the cost has to come from somewhere — and that somewhere is your assets. Nursing care can now cost up to a hundred thousand dollars a year. Medicare covers just a very small portion of that.

Without a plan, a care event is one of the fastest ways to deplete a retirement nest egg, and that means not much is going to be left behind for the people you love.

23/10/2026

Most families never really sit down and talk about money in a meaningful way.

Broad strokes, sure — we're comfortable, we're doing okay. But nothing specific. Money feels personal, inheritance feels morbid, and people worry about creating tension that wasn't there before. But that silence creates far more difficulty than the conversation would.

The holidays are coming. Families are gathering. That's actually one of the best opportunities of the year to start a conversation that most families never get around to having. It doesn't have to be a big formal sit-down. It just has to happen.

Read Part 3 of The Legacy Conversation series here:

Most families never talk about money in any meaningful way. Here's why that silence creates more problems than the conversation would and how to actually start it.

21/10/2026

A little personal question: have you ever sat down with your family and actually talked about money?

Not in a general way — the specifics. What you have, what your wishes are, what happens if something happens to you. Most people haven't. Most people also assume their family knows more than they do.

The holidays are coming. Families are coming together. It might be the best opportunity you'll have all year to start a conversation that most families never get around to having. It doesn't have to be a big formal sit-down. It just has to happen.

21/10/2026

🌊☀️ Looking for a little coastal getaway inspiration?

This week's stop is Newport Beach, California — specifically Balboa Peninsula!

Beautiful beaches, scenic boardwalks, great restaurants, and plenty of places to explore. It's the kind of destination that makes you want to slow down and enjoy the ocean breeze.

🏖️ Have you ever visited Newport Beach? I'd love to hear what you thought!

20/10/2026

Most families never really sit down and talk about money in a meaningful way.

Broad strokes, sure — we're comfortable, we're doing okay. But nothing specific. Money feels very personal, inheritance can feel morbid, and people worry about creating tension. But that silence creates far more tension than you can imagine.

Some of the best conversations I have happen when families are included in the room together. The holidays are coming up. Families are gathering. It's actually a great time to start this conversation

16/10/2026

Three things most families are missing when it comes to protecting what they've built: a will, a power of attorney, and updated beneficiary designations. The last one catches people most off guard.

Beneficiary designations on retirement accounts override whatever your will says — completely. It doesn't matter what the will says. If you haven't updated them after a life change, that's a real problem. These aren't complicated to fix. They just require actually doing it.

Read Part 2 of The Legacy Conversation series here:

A will, a power of attorney, and updated beneficiary designations. Most families are missing at least one. Here's what each one does and why it matters.

13/10/2026

Three things. That's usually what families are missing when it comes to protecting what they've built.

A will, a power of attorney, and updated beneficiary designations. That last one catches people most off guard: beneficiary designations override whatever your will says — completely. It doesn't matter what the will says. If the designation on your 401k says something different, that's where the money goes.

If you got divorced, remarried, had kids, or lost a parent and haven't updated your designations, there's a real chance something is out of date without you knowing it.

09/10/2026

Most people think legacy planning is for the wealthy or the very old. It's not.

If you love someone and you have assets, you already have a legacy whether you planned it or not. The question isn't whether you'll leave something behind — it's whether you made any decisions about it or whether you're leaving those decisions to someone else.

Legacy planning isn't about death. It's about making things as easy and as clear as possible for the people you love.

Read Part 1 of The Legacy Conversation series here:

Most people think legacy planning is for the rich or the elderly. It's not. If you love someone and you have assets, here's what you need to know.