Buyer's Rate Mortgage

Buyer's Rate Mortgage Securing lowest mortgage rates through our extensive network of lenders. Making homeownership affordable.

Clear to Close in just 8 days with Greg GottsackerAnother win for our buyers heading to the closing table today! From ap...
08/24/2026

Clear to Close in just 8 days with Greg Gottsacker

Another win for our buyers heading to the closing table today!

From application to Clear to Close in only 8 days--that's the kind of speed that wins offers in this market and makes closings stress-free.

A huge thanks to everyone who made this happen!

🏡Hilary Taylor representing the buyers--thank you for trusting us with this move from the Big D to San Marcos!

🤝Clay Byrne for the seamless partnership with Buyer's Rate Mortgage

📋 Title & escrow, underwriting, and everyone behind the scenes who kept this moving McKnight Title - New Braunfels

Congratulations to our buyers on your new home! 🔑

I've struggled with this one for YEARS.What do you do with rental properties that only need $70K–$80K loans?Most lenders...
08/19/2026

I've struggled with this one for YEARS.

What do you do with rental properties that only need $70K–$80K loans?

Most lenders? 👉 Not interested.

I even worked directly for a lender that simply wouldn’t finance investment property loans below $100,000.

But what if we group them together to get a larger "portfolio" value?

Nope—no bundling them together. Each property was siloed into its own individual loan and underwritten separately...if it's over $100K.

For investors buying lower-priced rentals, this has always been a HUGE financing gap.

🔥 Finally, I’ve found the right lending partner.

We can now look at grouping multiple lower-value rental properties together into ONE portfolio loan.

🏠 Multiple properties
📦 One portfolio loan
💰 Lower individual property values
📈 Built for investors looking to scale
🔄 Purchase & refinance opportunities

This is a solution I’ve wanted access to for years.

Have several lower-value rentals sitting in your portfolio?

Let’s talk.
Greg Gottsacker
737-600-3061

🩺 DOCTOR LOAN WEEK — DAY 5!Your new salary hasn't started yet? You may not have to wait to buy.Doctor Loans are designed...
08/14/2026

🩺 DOCTOR LOAN WEEK — DAY 5!

Your new salary hasn't started yet?
You may not have to wait to buy.

Doctor Loans are designed around the unique career path of medical professionals — including those starting a new position.

Qualified borrowers may have access to:

🏠 Up to 100% financing
💵 No monthly mortgage insurance
🎓 Flexible student loan treatment
📊 DTI up to 50%
📝 Future qualifying income may be considered

For residents, fellows and medical professionals with an employment contract or new position ahead, your future income may help you qualify today.

You've built the career. Now let's talk about the home.

Let's run your numbers.

Call or text Greg
737-600-3061
Buyer’s Rate Mortgage
NMLS #2565699
Clay Byrne Greg Gottsacker
Program availability and terms are subject to borrower qualification, documentation and underwriting guidelines.

🩺 DOCTOR LOAN WEEK — DAY 3$250,000 in student loans? That doesn't necessarily mean you're $250,000 away from buying a ho...
08/12/2026

🩺 DOCTOR LOAN WEEK — DAY 3

$250,000 in student loans?
That doesn't necessarily mean you're $250,000 away from buying a home.

When qualifying for a mortgage, it's not always the size of your student loan balance that matters most.

It's how the monthly payment is treated when calculating your debt-to-income ratio (DTI).

That's where a Doctor Loan can be different.

Depending on the program and your circumstances:

🎓 Deferred student loan payments may be excluded from DTI
💵 Your documented monthly payment may count — not your total balance
📊 DTI up to 50% for qualified borrowers

For doctors and other medical professionals carrying significant student debt, those differences can matter.

Don't let your student loan balance make the homebuying decision for you.

Let's look at the numbers and see what you actually qualify for.

Buyer’s Rate Mortgage
NMLS #2565699
Clay Byrne Greg Gottsacker

Program availability and student loan treatment are subject to borrower qualification, documentation, underwriting guidelines and applicable restrictions.

🩺 **DOCTOR LOAN WEEK — DAY 2**What if you didn't need 20% down to buy a home?For many medical professionals, the challen...
08/11/2026

🩺 **DOCTOR LOAN WEEK — DAY 2**

What if you didn't need 20% down to buy a home?

For many medical professionals, the challenge isn't earning potential — it's timing.

You've spent years in school and training. You may have a strong income and career ahead of you, but haven't had years to accumulate a massive down payment.

That's where a Doctor Loan can look very different from a traditional mortgage.

Qualified medical professionals may be eligible for

🏠 Up to 100% financing

💰 No monthly mortgage insurance

That means you may be able to purchase a home without draining the savings you've worked hard to build just to get to the closing table.

Residents, fellows and other qualifying medical professionals may have options as well.

Don't assume you need 20% down. Let's run the numbers first.

Greg Gottsacker
737-600-3061
Buyer’s Rate Mortgage
NMLS #2565699
Clay Byrne Greg Gottsacker

*Program availability, maximum financing and terms are subject to borrower qualification, property eligibility, underwriting guidelines and applicable restrictions.*

Doctor Loan Week So you've spent years building your career but are riddled with big doctor debt. You shouldn't have to ...
08/10/2026

Doctor Loan Week

So you've spent years building your career but are riddled with big doctor debt.

You shouldn't have to spend the next 11-16 years building a 20% down payment!

This week I will break down a mortgage option specifically designed around the financial realities of medical professionals...and that's MEDICAL PROS not just MDs!

🏠 Up to 100% financing
💰 No monthly mortgage insurance
🎓 More flexible treatment of student loan debt
👨‍⚕️ Options for residents and fellows

Here is the part that most people don't realize....

You don't necessarily have to be an MD to qualify.

I'll break it all down this week.

Know someone in the medical field thinking about buying a home? Send this their way.

Greg Gottsacker
Buyer’s Rate Mortgage
NMLS #2565699
737-600-3061
[email protected]

Program availability and terms are subject to borrower qualification, underwriting guidelines and applicable restrictions.

A 90-BASIS POINT PRICING INCENTIVE just hit my desk, and if you're buying a home before September 8, it's worth checking...
08/05/2026

A 90-BASIS POINT PRICING INCENTIVE just hit my desk, and if you're buying a home before September 8, it's worth checking out.

Even if you are under contract already and want a 2nd look with 90 basis points applied to your pricing?

Eligibile on Conventional, FHA, VA, and USDA loans and could improve your financing.

I won't know if it benefits you until I run your specific scenario—that's why every loan deserves a second look.

If you're:
🏡 House hunting
📝 Already under contract
📄 Comparing loan estimates

Who wants 90 basis points?

Let's run the numbers and see if this pricing incentive can put you in a better position before you close.

Send me your loan estimate or give me a call. It only takes a few minutes to see whether this promotion works in your favor.

Greg Gottsacker
737-600-3061
NMLS 2119673

Offer subject to loan eligibility, underwriting approval, and program availability. Promotion available through September 8.

02/19/2026

You aren’t just an agent. You aren’t just "at work."

There’s a side of the American Dream we don’t talk about enough: Ownership. When you control your effort, your follow-up, and your standards, you aren’t just an employeeyou’re an entrepreneur.

You are the fabric of this country. Don’t ever minimize the impact of what you do. 🇺🇸✨

02/18/2026

Interest rates have held steady at 6% for five days straight. This stability is the green light for buyers to lock in and for owners to refinance or cash out. With inventory rising and the market moving again, the window of opportunity is officially open.

Address

3355 Bee Caves Road West Lake Hills
Austin, TX
78746

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 11am - 7pm

Telephone

+15128860042

Website

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