Hearthstone Wealth Management

10/16/2026

Austin’s fall calendar is doing what Austin does best: combining food and live music into one weekend.

Hot Luck returns October 16–17 with chefs, open-fire cooking and live performances across the city.

Whether you are going or simply using it as an excuse to find something excellent for dinner, it feels appropriately Austin.

Check out this list for a selection of the biggest annual events & festivals in Austin during October and November 2026, from Austin City Limits Music Festival to the Formula 1 United States Grand Prix.

10/14/2026

Women may face financial decisions shaped by longer life expectancies, caregiving, career changes, divorce, widowhood, business ownership and family responsibilities.

The right strategy is not a separate “women’s version” of financial planning. It is a plan that reflects the actual circumstances, priorities and tradeoffs of the person sitting at the table.

Good planning starts by listening before solving.
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10/09/2026

Some financial decisions are complicated because of the numbers. Others are difficult because they involve values, family, identity or a major life transition.

In her recent Perspective, Laura Parker shares why understanding what is driving a decision can be just as important as understanding the math behind it.

It is a thoughtful read for anyone who has ever known what the spreadsheet says and still wondered, “But what feels right for me?”

Sometimes, the numbers are the easy part. The harder part is understanding what is driving the decision in the first place.

10/06/2026

Financial Planning Month is a useful reminder that a plan is not meant to sit still.

Life changes. Families change. Careers evolve. Priorities shift. Some decisions are expected, and others arrive without much warning.

Hearthstone’s approach is built around preparing for both: creating a financial strategy that can evolve with the moments you can see coming and the ones you cannot.
https://bit.ly/4zi5sSW

10/03/2026

Fall travel does not always have to mean chasing peak foliage in New England.

Condé Nast Traveler’s latest national-park roundup includes Big Bend among the parks that shine in cooler fall weather, along with destinations across the country that become quieter and more comfortable once summer crowds thin out.

If you could plan one outdoor fall trip, where would you go?

Enjoy changing leaves in Shenandoah and cooler days in Big Bend.

10/01/2026

October in Austin has a little bit of everything: live music, cooler evenings, football, festivals and the first hint that being outside might not feel like a survival exercise.

For Hearthstone, it is also a good month to focus on what financial planning is really meant to support: the people, experiences and decisions that make life meaningful.

What are you looking forward to most this month?

Check out this list for a selection of the biggest annual events & festivals in Austin during October and November 2026, from Austin City Limits Music Festival to the Formula 1 United States Grand Prix.

09/30/2026

We’re more than halfway through the year — how is your financial plan holding up?

A mid-year financial check-in can be a valuable opportunity to review your goals, savings, spending, retirement contributions and any life changes that may have shifted your priorities. It can also help uncover areas where small adjustments now may make a meaningful difference before year-end.

Read Ros Respecia’s perspective for practical questions to consider as you evaluate your progress and keep your financial plan aligned with what matters most.

Read more:

The halfway point of the year is an excellent time to review your financial plan. Life changes quickly, and your financial strategy should evolve too.

09/27/2026

Does it feel like your money just isn’t going as far as it used to?

From housing and groceries to utilities and everyday expenses, higher costs can make major financial goals feel harder to reach — even when you’re earning steadily and saving consistently.

The good news: small, intentional moves can help. Reviewing your spending, building an emergency cushion, taking full advantage of workplace benefits and exploring available local resources are all ways to strengthen your financial footing.

Read Laura Parker’s perspective on why everything feels more expensive — and practical ways to push back:

Everyday life is more expensive than it used to be.

09/25/2026

Before making a rollover or distribution decision, take time to understand your options and how they may fit into your overall retirement and tax strategy.

Read Laura Parker’s perspective and explore the company stock distribution calculator:

One of the most common questions that comes up is: “How will that company stock be taxed when you take it out of your retirement plan?”

09/23/2026

Women may encounter financial decisions shaped by career transitions, caregiving, longevity, divorce, widowhood, business ownership or changes within a family.

Although many people share similar financial questions, the right approach depends on the individual.

A thoughtful conversation may begin with:

• What responsibilities are you balancing?
• Which decisions feel most urgent?
• Are your financial documents current?
• Do you understand where important accounts and information are located?
• What would you like your financial resources to support?

There is no universal financial path. Your strategy should reflect your circumstances, priorities and goals.
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