Michael Angelo, Homestead Funding Corp. NMLS# 54521

Michael Angelo, Homestead Funding Corp. NMLS# 54521 Homestead Funding Corp. is a multi-state licensed mortgage banker with branches located throughout the eastern U.S. Our goal is simple.

In operation since 1995, our corporate headquarters is located in Albany, New York where we have perennially been the area's largest independent mortgage lender. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans and maintained a reputation of exceptional service, honesty, integrity, and financial reliability. We want to offer our custome

rs outstanding service and the best mortgage program to suit their needs. Our mix of traditional and innovative mortgage products gives us the ability to evaluate and deliver a wide variety of competitively priced financing solutions. We understand that not every situation is the same and our company has embraced that diversity in our customers by continually upgrading our product portfolio. Homestead Funding is committed to working with you to ensure a smooth process from initial pre-qualification and mortgage evaluation to closing. After closing, we maintain contact with our customers to keep apprised of their ever-changing goals so that we can continue to service their home financing needs. This reflects our commitment to serving our customers for life.

Cheers to new beginnings and joyful keys! 🏡 There's nothing quite like the feeling of handing over the keys to a first-t...
04/06/2026

Cheers to new beginnings and joyful keys! 🏡 There's nothing quite like the feeling of handing over the keys to a first-time homebuyer. Today marks the start of a new chapter filled with endless possibilities and cherished memories.

Buying your first home is special, and I'm here to make it as smooth as possible. Ready to find the place you'll call home? Let's chat and make those homeownership dreams a reality.

Congratulations to our newest happy homeowners! What are your top must-haves for your dream home? Share in the comments!

https://myoc.io/mangelo

Looks like the Easter Bunny might have hidden a different kind of green this year. If you are looking for a new home ins...
04/05/2026

Looks like the Easter Bunny might have hidden a different kind of green this year. If you are looking for a new home instead of eggs, the Easter Bunny has dropped off something for you. With interest rates hopping around, it is good to know you are pre-approved. Don't let your dream home hide from you! Contact me today to start your home ownership hunt.

Ever dreamt of walking into your picture-perfect home? 🏡 I just had the privilege of helping a wonderful family bring th...
04/03/2026

Ever dreamt of walking into your picture-perfect home? 🏡 I just had the privilege of helping a wonderful family bring that dream to life by closing on this stunning property!

Curious about how you can take the first step toward your own dream home? Or just looking for some insider tips on navigating the mortgage process? Drop your questions in the comments or send me a message. Let's make your homeownership dreams a reality!

Ready to start your journey? Let's talk!

https://myoc.io/mangelo

Congratulations to my client on the closing of your newest investment property! 🏠📈It's exciting to help clients build we...
04/02/2026

Congratulations to my client on the closing of your newest investment property! 🏠📈

It's exciting to help clients build wealth through real estate. Here's to strong returns and continued growth in your portfolio!

Curious about how you can take the first step toward your own dream home? Or just looking for some insider tips on navigating the mortgage process? Drop your questions in the comments or send me a message. Let's make your homeownership dreams a reality!

Ready to start your journey? Let's talk!

https://myoc.io/mangelo

Congratulations to my clients on the closing on your new home! 🏡🔑It's always an honor when a client trusts me with their...
04/01/2026

Congratulations to my clients on the closing on your new home! 🏡🔑

It's always an honor when a client trusts me with their mortgage journey more than once. Thank you for coming back—it means the world to know I've earned that trust. Here's to new beginnings in your new space!

Curious about how you can take the first step toward your own dream home? Or just looking for some insider tips on navigating the mortgage process? Drop your questions in the comments or send me a message. Let's make your homeownership dreams a reality!

Ready to start your journey? Let's talk!

https://myoc.io/mangelo

Congratulations to my clients on the keys to your beautiful new home! 🏡🎉It was such a pleasure helping you navigate the ...
03/31/2026

Congratulations to my clients on the keys to your beautiful new home! 🏡🎉

It was such a pleasure helping you navigate the mortgage process and watching your homeownership dreams become reality. Wishing you and your family a lifetime of happiness and memories in your new space!

Curious about how you can take the first step toward your own dream home? Or just looking for some insider tips on navigating the mortgage process? Drop your questions in the comments or send me a message. Let's make your homeownership dreams a reality!

Ready to start your journey? Let's talk!

https://myoc.io/mangelo

Ever dreamt of walking into your picture-perfect home? 🏡 I just had the privilege of helping a wonderful client bring th...
03/30/2026

Ever dreamt of walking into your picture-perfect home? 🏡 I just had the privilege of helping a wonderful client bring that dream to life by closing on this stunning property!

Curious about how you can take the first step toward your own dream home? Or just looking for some insider tips on navigating the mortgage process? Drop your questions in the comments or send me a message. Let's make your homeownership dreams a reality!

Ready to start your journey? Let's talk!

https://myoc.io/mangelo

:🏡 Mortgage Market Update – March 2026If you’ve been watching rates lately, you’ve probably noticed they’ve moved back u...
03/25/2026

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🏡 Mortgage Market Update – March 2026

If you’ve been watching rates lately, you’ve probably noticed they’ve moved back up in recent weeks. The average 30-year fixed mortgage rate is now hovering around 6.1%–6.4%, the highest we’ve seen since early 2026.

What’s driving it?

Inflation is proving stubborn, especially with energy prices spiking due to renewed tensions in the Middle East.
The Federal Reserve decided not to cut rates at their March meeting, signaling they want to see more progress on cooling inflation before making any moves.
Rising oil costs—currently around $100 a barrel—are feeding inflation fears and pushing up bond yields, which directly affects mortgage rates.
The good news: even with higher rates, housing activity is picking up. We’re seeing more listings come online and buyers taking advantage of less competition in some markets. As one Redfin agent put it, “buyers are back in the driver’s seat.”

📊 Key takeaway: Mortgage rates can still shift quickly. Don’t wait for the “perfect” rate—focus on being ready when the right home or refinance opportunity appears.

If you’d like help running numbers or exploring your options, let’s talk strategy so you’re ready to act when the market turns.

🏡 Thinking about buying a home?You don't need perfect credit or 20% down to make it happen! As a loan officer, I help bu...
03/10/2026

🏡 Thinking about buying a home?

You don't need perfect credit or 20% down to make it happen! As a loan officer, I help buyers like you navigate the mortgage process every day - and there are more options than you might think.

Here's what many buyers don't realize: ✅ Down payment programs start at just 3-5% ✅ Good credit is important, but you don't need an 800 score ✅ Gifts from family CAN be used for your down payment ✅ Pre-approval takes less than 24 hours

The best part? I'll walk you through every step, answer all your questions (even the "silly" ones - trust me, I've heard them all!), and help you understand exactly what you can afford.

Ready to stop paying your landlord's mortgage? Let's chat about YOUR homeownership goals. No pressure, no obligation - just honest advice about your options.

📩 Comment "READY" below or send me a DM to get your pre-approval started!

Are you falling in love with the idea of owning a home but don’t know where to start? I'll match you with the perfect lo...
02/14/2026

Are you falling in love with the idea of owning a home but don’t know where to start? I'll match you with the perfect loan that suits your needs. Comment below or send a message, and let’s get started.

https://myoc.io/mangelo

Experts are optimistic that 2026 will be a strong year for prospective homebuyers. National interest rates, inventory, a...
12/27/2025

Experts are optimistic that 2026 will be a strong year for prospective homebuyers. National interest rates, inventory, and listing prices have all shifted in favor of buyers in the latter half of 2025. Let's look at predictions and how you can start the new year in your dream home!

https://myoc.io/mangelo

Address

13785 Research Boulevard, Suite 125
Austin, TX
78750

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