Greg Gottsacker Real Estate Group

05/20/2026

Bond yields just went on a wild ride to their highest level since 2007 thanks to inflation's surprise party, which means borrowing costs might get a bit spicy. 🌶️

As a result, the Fed is probably going to raise interest rates because nobody likes a party pooper.

To grab a good rate and snag a home before they're all gone, consider options like a lender-paid 1-0 buydown or free credit reports, or become BFFs with your Vantage Score. (I take the higher score Vantage vs FICO)

Contact me to explore these options and save your wallet.

05/20/2026

Bond yields hit the highest level since 2007 as inflation fears set in.” New York Times

If you are in the world of real estate finance, you know that the 10-year Treasury is basically the heartbeat of mortgage pricing. The bond market is being watched right now like a chaperone supervising a teenage boy at a mixer on a Saturday night at the YMCA.

America has always been viewed as a safe-haven for global investors, and if investors lose confidence in the U.S. Treasury bonds, they demand higher yields.

Higher yields = more expensive borrowing costs across the economy.

So what does this mean for rates? Falling bonds means higher interest rates.

Interest rates are up because inflation has surged again…no matter what you want to believe and what comes out of the President’s mouth.

Markets are virtually certain now that the Fed will either raise rates or at best stay the same.

The markets are finally waking up but are you?

What can you do to secure a good rate and get your buyer into a home?

Have you considered a lender paid! (cost is 100% covered) 1-0 buydown? A free credit report?

How about using a higher credit score like your Vantage Score instead of your lower FICO score?

Contact me today to explore these options.

05/13/2026

Dear On the Fencers!

Use Free Credit Reports to your AdVANTAGE!

Most lenders use the median FICO score to determine your interest rate. Boo.

I am now accepting Vantage Scores to help you secure better pricing.

Why price you out at 611 when you are rocking a 756 score on Vantage?

A borrower barely qualifies for a loan with 611 FICO....and receives premium rates with their Vantage score at 756?

What are you waiting for???

Oh...also the credit report is paid for by the lender—that’s right no charge to you for the credit report!

Are you or a borrower or a loved one on the fence and need the extra credit score help?

Let’s connect soon while this promotion is available this May 2026!

05/12/2026

Rates still too high for buyers? I just rolled out a major incentive that can immediately lower monthly payments without the borrower eating the full cost.

NEW 1-0 Lender Paid Temporary Rate Buydown is now LIVE May 6th through June 30th!
What does this mean? You qualify for 7%? I’ll buy your rate down to 6% on a 1-0 buydown!

Borrowers get a LOWER payment in year one!
• 8–30 year term options available
• Available on agency purchase loans including fixed + ARM products

Plus I will be covering the credit report fee too!

And here’s the important part…

Both VantageScore® and FICO® are automatically run on every report.

Why does this matter?

Because many borrowers who struggle under traditional FICO models may perform significantly better under the VantageScore model — potentially opening doors that previously looked closed.

Looking for better options? Text, email or call to find out what this means for you and your new purchase!

02/22/2026

Imbibing with the best wine in Hill Country on the Texas Wine Flyer!

11/15/2025

10/23/2025

New profile pic. Get one every 5 or so years.
This one with goatee apparently. Lock that goat in for 5 more years!

08/06/2025

🏡💥 BOOM! 13 DAYS FROM START TO FINISH 💥🏡
We laughed, we signed, we funded — all in under TWO WEEKS.

This awesome crew just scored their new home and I got to help make it happen at lightning speed. Shoutout to Austin Title and everyone who brought the heat on this one.

Now that’s how you write a loan.
Who’s next?

06/26/2025

Another DSCR deal closed right here in Austin!

This savvy borrower scooped up a hidden gem in Del Valle and we didn’t even need to look at his paystubs!

The summer is full of opportunity—will you take advantage?

📣 Real Estate Investors — Don’t Miss This DSCR Special!

🚨 Aggressive July DSCR Pricing
🏠 5-Year ARM Floor Rate: 6.25%*
🏡 30-Year Fixed Floor Rate: 6.62%*
💸 Your Broker Covers the Appraisal – That’s $500+ Back in Your Pocket!

Whether you’re expanding your rental portfolio or locking in long-term financing, now is the time to act. These rates are built for maximum cash flow and fast closings.

✅ No income or DTI required
✅ Common-sense underwriting
✅ Close with speed, save on costs
📆 Limited-time July special – don’t wait!
📲 DM to get a quote or lock in your rate

06/21/2025

Friday thoughts after a turbulent week

Friday afternoon blurb inspired by real life things which affect my work.