11/03/2026
Did you know you could lower your interest rate by up to 3% at the start of your mortgage loan? A Temporary Rate Buydown gives you payment flexibility by reducing your initial monthly mortgage payments while keeping a low fixed rate long-term.
This is a great strategy if you:
* Want to ease from renting into homeownership with lower initial payments.
* Have seller concessions to use towards lowering your payment.
* Plan to do home renovations, upgrades, or buy furniture in your first few years.
* Expect an increase in income over the next few years.
Available Buydown Options:
* **3-2-1 Buydown:** 3% lower rate in Year 1, 2% in Year 2, 1% in Year 3.
* **2-1 Buydown:** 2% lower rate in Year 1, 1% in Year 2.
* **1-1 Buydown:** 1% lower rate in Years 1 & 2.
* **1-0 Buydown:** 1% lower rate in Year 1.
Available for Conventional (primary & 2nd homes) as well as FHA & VA primary home purchases!
Want to learn how much you could save on monthly payments? Contact me today!
📲 Dave Kevelighan | Loan Officer (NMLS #1662174)
📞 (303) 520-0004
📧 [email protected]
🏡 Barrett Financial Group, L.L.C. (NMLS #181106)