The Essentials Ins & Retirement Agency, LLC

10/18/2023

Guys, I’m now a BBB accredited member.

We look forward to continuing to serve you.

10/18/2023

It's a wonderful Wednesday when we have new Businesses!

4Sho Mobile Drug Testing Professional Corporation
AJ's Auto, Inc.
All That Jazz Entertainment
BDC Consulting
Blue Burst Media
Cannon Billing and Coding
Cascade Restoration Services
Champ Motors
Cu***ng Roofing Co
Ellis Aircraft Services
Equity Envisionment, LLC
Golden Roof Construction, LLC
Goshen District Studio, LLC
Hoke Heating & Air
Inclusivv
Infinite Building Solutions
Johnson Private Home Care Agency, LLC
King Roof Solar, LLC
MasPRO Garage Doors
My Home in Georgia Real Estate
ND Construction & Roofing
Oasis Medical Center of Georgia
Painter's Place Collision Center
Pizano Roofing, LLC
Rippin Roots Grading & Resources
Roof Works Integrity
Russell Craigwell Consulting, LLC
SImpkins & Co., LLC
Speed Auto Sales, LLC
Stockdale Travel
Sunlit Properties, LLC
The Crews Auto Sales
The KM Walker Agency, LLC
The Lindsey Haas Real Estate & Staging Team
Turnaround Pressure, LLC
U First Real Estate Solutions
Wilbanks Construction Co, Inc.

09/04/2023

Wishing you a Happy Labor Day!

Click the link to read about the history of Labor Day.

https://loom.ly/sTnKqYQ

09/01/2023

MOVIE AURA FRIDAY

🎥 What is your favorite movie?
🗨️ Favorite move quote?
🏤 Favorite movie theater?
🍿 Favorite movie snack?

Mine?? I have too many but here are a few:
The Color Purple
Gladiator
Clear and Present Danger
Bad Boys
The Godfather I & II
Heat

Favorite quote - Oprah's monologue in the field with Celie in The Color Purple, Russell's revelatory "It's the frost. It makes the blade stick".

Favorite movie theater - hmm...I don't have one.

Favorite movie snack - popcorn

What movie are you seeing this weekend? Home or theater OR...home theater?

Whatever you do make it a great weekend!

08/31/2023

What Is A Qualified Domestic Relations Order?

A Qualified Domestic Relations Order (QDRO) is a legal order typically used to divide retirement or pension plan assets between divorcing spouses or other parties as part of a property settlement.

A QDRO is a specialized court order that allows the retirement plan administrator to divide the retirement benefits between the nurse and their spouse without incurring the usual tax penalties that would apply to early withdrawals. This division can be in the form of a direct payment to the spouse or the creation of a separate account for the spouse within the retirement plan.

It's important to note that QDROs can be complex legal documents, and they must be carefully drafted to ensure that they comply with both state and federal laws, as well as the specific requirements of the retirement plan in question. This is where legal professionals with expertise in family law and retirement planning come into play.

If you're a nurse going through a divorce and you have retirement benefits that might be subject to division, it's recommended to consult with an attorney who specializes in family law and has experience with QDROs. They can guide you through the process and help ensure that your rights and interests are protected during the division of retirement assets.

08/30/2023

Inspirational Wednesday -

We find inspiration from so many places.


https://loom.ly/nfB_H8c

Traci says, "The hardest part was knowing that the love of my life was never coming home. But the reality is that everything else stayed the same."

08/29/2023

Yoga has saved my mental well-being and helped keep me in shape in my every day life for over two decades but until I got a travel mat, one that's less bulky than my regular mat, my practice suffered while on the road or on vacation.

Now with so many apps and yoga platforms these days, one can practice various styles - yin, vinyasa, power, gentle, etc., to continue practicing while traveling.

Read on for some tips to keep you centered. Namaste.


https://loom.ly/VJmtc1U

08/28/2023

Mid-Monday Mood

What is it about Monday (whatever day it is that starts your week) that we dread?

💡 Is it knowing that we won't have our free time to ourselves?

💡 Is it knowing that the demands of the day will shortly
follow?

💡 Will patient schedules, incorrect med carts or a fiesty
newcomer make you want to run in the opposite direction?

If your Monday gets upended, here are a few things I try (yes, try) to practice:

✅ Get a walk in
✅ Eat a healthy meal to keep your brain sharp
✅ Listen to your favorite tune
✅ Breathe deep and tell yourself that you're ok (my personal
favorite)

Sending positive vibes your way today and every day!

p.s. you may even be halfway through it!

08/27/2023

Life insurance through your work is typically not enough to cover your loved ones’ expenses for a prolonged period, and coverage could be lost if you change jobs!

08/25/2023

Ah, to be of service...
"Who will help carry his body?"...just wondering if there were any nurses around in Gladiator? 😜
Have a wonderful weekend (if, it is indeed, your weekend)!

08/24/2023

Did you know that life insurance can help maximize your retirement fund? The cash value of a permanent life insurance policy grows over time and can be withdrawn as income during your retirement.

08/22/2023

I'm thinking of heading to NY soon and in preparation, I found this list of FREE things to do!

Do me a favor, write a couple that are not on the list. But also share your favorite pizza🍕 and bagel 🥯 spots. Oh, this should be fun!!!


https://loom.ly/1MH4AaI

From art museums to city tours, and everything in between, these are the best free things to do in NYC.