Joanna Reese the Insurance Lady

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Joanna Reese the Insurance Lady Helping people protect their small business that they work so hard for!

One commercial policy doesn't always tell the whole story.A business may start with Workers' Compensation because employ...
09/30/2026

One commercial policy doesn't always tell the whole story.

A business may start with Workers' Compensation because employees need coverage…

Then we start talking about General Liability.

Then property.

Then commercial auto.

Then, suddenly, we're having a whole conversation. 😂

That's actually one of my favorite parts of commercial insurance — figuring out how all the pieces fit together instead of looking at each policy in a vacuum.

Business owners: If you could have one insurance question answered today, what would it be?

Drop it below. You might be asking something another business owner has wondered too.

Here's a question I get from business owners:“Do I really need that coverage?”Sometimes the answer is yes.Sometimes the ...
09/29/2026

Here's a question I get from business owners:

“Do I really need that coverage?”

Sometimes the answer is yes.

Sometimes the answer is, “Let's talk about what you're actually doing first.”

That's one of the reasons I like working with small businesses. I don't want to throw a bunch of coverage at you just because a checklist says so.

I want to understand your business.

What you do. How you operate. What keeps you up at night.

Because insurance should make sense for the business you're actually running.

Business owners — what's one insurance question you've always wanted to ask but were afraid was a “dumb question”?

There aren't dumb insurance questions. Trust me. I've heard some doozies. 😂

Fall has officially entered the building. 🍂And around here, that means checking in on the things that matter — including...
09/28/2026

Fall has officially entered the building. 🍂

And around here, that means checking in on the things that matter — including the insurance protecting the business you've worked so hard to build.

Commercial insurance isn't a “set it and forget it” kind of thing. Your business changes. Your coverage may need to change with it.

So here's my Monday question:

Has your business changed since you last reviewed your insurance?

New equipment? More employees? Different services? More revenue? Maybe you've outgrown that old policy without realizing it.

I'm always happy to take a look. No pressure. Just a conversation.

And as always, we make our plans and do our part…then trust God with the outcome. 🙏

You work hard for your business.You take care of your customers.You take care of your employees.You take care of all the...
09/25/2026

You work hard for your business.

You take care of your customers.
You take care of your employees.
You take care of all the little things nobody else sees.

Make sure you're taking care of the business itself, too.
Workers' Comp. General Liability. Property. Whatever your business needs to keep moving when life throws you a curveball.

That's what I'm here for.
Have a great weekend, y'all!




There's a question every business owner should be able to answer:What happens if a customer gets hurt because of somethi...
09/24/2026

There's a question every business owner should be able to answer:

What happens if a customer gets hurt because of something related to my business?

Maybe someone slips in your office.

Maybe you accidentally damage a customer's property.

Maybe your business operations cause bodily injury or property damage to someone else.

That's where General Liability can come into the conversation.

It's designed to help protect your business from certain third-party claims involving things like bodily injury, property damage, and certain personal and advertising injuries.

And no, having a General Liability policy doesn't mean you can stop watching where you put that extension cord. 😂

Insurance isn't a substitute for good business practices.

It's part of your overall risk-management plan.

If you're a small business owner and you're not sure what your General Liability policy actually does, let's talk.




Th

“I’m just a small business.”I hear some version of that all the time.And I get it.You're not a giant corporation with an...
09/23/2026

“I’m just a small business.”

I hear some version of that all the time.

And I get it.

You're not a giant corporation with an insurance department down the hall. You're trying to run the business, take care of customers, make payroll, and remember where you put your coffee. 😂

But being small doesn't mean you don't have exposure.

In fact, your business may have more at stake because you ARE small.

That brings us to General Liability.

A customer gets hurt on your premises.

You accidentally damage someone else's property.

Something you did causes covered injury or property damage.

Those aren't problems reserved for big companies.

Small businesses need protection, too.

And that's what we're talking about tomorrow.




Let's talk Workers' Comp.Because your employees aren't just a line on a payroll report.They're the people helping you ke...
09/22/2026

Let's talk Workers' Comp.

Because your employees aren't just a line on a payroll report.

They're the people helping you keep the doors open, serve your customers, finish the jobs, answer the phones, make the products, and keep everything moving.

And when one of them gets hurt at work, the last thing you want is to be figuring out what happens next.

Workers' Comp is designed to help address covered work-related injuries and illnesses, including medical care and certain lost-wage benefits.

The rules and requirements can vary depending on the business and where you operate, so don't just assume your buddy's policy is going to work for you.

Your business is different. Your employees are different. Your insurance should make sense for YOUR business.

Questions about Workers' Comp? I'm happy to talk it through.




Monday reminder for my small business friends:Nobody puts “something went wrong” on the business plan. 😂But stuff happen...
09/21/2026

Monday reminder for my small business friends:

Nobody puts “something went wrong” on the business plan. 😂

But stuff happens.
An employee gets hurt.
A customer trips.
A delivery goes sideways.
Someone accidentally damages something they don't own.
And suddenly, that little business you've worked so hard to build has a very big problem to deal with.That's where insurance comes in.

This week, we're going to talk about some of the coverage that helps protect small businesses when real life doesn't go according to plan.

We're starting with Workers' Compensation tomorrow.
And yes… I'll try to make insurance a little less boring. 😉




What are you building?A business? A family? A legacy? A life that gives you a little more freedom than you had yesterday...
09/18/2026

What are you building?

A business? A family? A legacy? A life that gives you a little more freedom than you had yesterday?

Sometimes we get so caught up in the day-to-day that we forget to step back and look at the bigger picture.

The phone calls, the bills, the work, the responsibilities… they can make it easy to lose sight of why we started in the first place.

But God has a way of reminding us that there's more to life than just checking things off a list.

So whatever you're building, I hope you take a minute this weekend to appreciate how far you've come.

And if you're still in the middle of it, that's okay, too.

Keep showing up. Keep leaning into God. Keep building something that matters.




We see the finished project.The new roof. The beautiful remodel. The freshly built addition.But behind every finished jo...
09/17/2026

We see the finished project.

The new roof. The beautiful remodel. The freshly built addition.

But behind every finished job is somebody who showed up early, worked hard, solved problems, and probably got a little dirty along the way.

That's the part of the business people don't always see.

If you're a contractor, you know that your work comes with more than a toolbox and a truck. There are employees, equipment, vehicles, customers, and plenty of things that can go sideways when you're trying to get the job done.

Having the right insurance in place helps you focus on the work instead of worrying about every possible “what if.”

You take care of the job. Let’s make sure your business is protected, too.




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Atlanta, GA
30188

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Tuesday 9am - 5pm
Wednesday 9am - 5am
Thursday 9am - 5pm
Friday 9am - 3pm

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+16783343023

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