10/02/2025
Lets keep this short and to the point ⤵️
1. They got multiple pre approval letters
Q: Why would a buyer do that?
Short Answer: The seller doesn’t need to know your full buying power. The less you’re pre approved for, the more money you can negotiate down.
2. They allowed us to negotiate professionally on their behalf, run several formulas by the seller, and ultimately pay hardly anything at closing.
Q: But if the house is priced correctly, isn’t that what you pay for it?
Short Answer: Hear me when I say… just about EVERYTHING is negotiable in real estate.
3. They opted to “buy down” their rate upfront, bringing their interest rate lower for their first year.
Q: Surely they had to put 20% down upfront, right?
Answer: They only put $1,600 for their down payment. Down payments aren’t the only way to a lower rate.
🙋🏻‍♀️🙋🏾‍♂️🙋🏻Got real estate questions or concerns that need solutions? Lets have a conversation.