Lux Financial NMLS # 2312316

09/16/2026

30 year mortage rates currently sit at 7.19% right now.

Federal Reserve decided to hike interest rates by 25 basis points to 3.75% to 4% and hinted at another rate hike to come in 2026.

Over the past 50+ years the average 30-year fixed mortgage rate has been approximately 7.7%, with a median around 7.2% to 7.3%. (since Freddie Mac began tracking data in 1971)

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08/31/2026

What is a Mortgage?

03/20/2026

Now Offering Doctor Loans! 💉🩺🩻

02/12/2026

We now offer Fix & Flip! let us know how we can help finance your next flip!

01/13/2026

Non-QM Programs are a great option for your non-traditional scenarios!

07/21/2025

Here is a Down Payment Cheat Sheet! :)

06/10/2025

Now Offering Vacant Land Financing!

03/27/2025

FHA News! Starting May 25th 2025. FHA will no longer allow Non-Permanent Residents to purchase a home using an FHA Loan.

03/18/2025

Here are a few things to keep in mind when purchasing a home with FHA an loan!

03/14/2025

Congratulations Mathew and Alyssa! On the purchase of your new home! 🏠and awesome job Taryn! For getting them from start to finish in just 2 weeks!