12/03/2025
Investment DSCR loans closed in an LLC
What is a DSCR Loan for investors?
Key features of the LoanDepot DSCR mortgage
Qualifies based on property cash flow: The primary method of qualification is the property's ability to generate enough rental income to cover the mortgage payments.
Simplified application: It does not require personal income or employment verification, leading to a faster application and closing process.
Ideal for investors: This product is designed for real estate investors looking to grow their rental property portfolio.
The LLC owner/member with at least 25% ownership must be the primary borrower and sign the security instruments in their capacity as an owner/member
- Layered or holding entities are not allowed. The owner has to be
traced to a natural person, the primary borrower
- LLC must be valid and, in the U.S.
- LLC must have no more than 4 owners/members