BMK Credit Consultants

08/12/2022

Emergency fund tip:

Save $1,000 if...
You're working on paying off debt (besides your mortgage, if you already have one).

Save 3 months of expenses if...
Your income is stable.

Save 6 months of expenses if...
You're a one-income family, self-employed, on a straight commission, or have a special circumstance like a medical condition that requires frequent doctor visits, etc.

05/25/2021

04/19/2021

I give all clients a full understanding of the process before I take any payments. There’s a huge difference between actually going in and removing these items vs disputing these items. I practice legal credit repair meaning I dispute your negative items and allow the creditors 30 days to respond. If they respond in your favor you will see changes fast if they verify those items then we will have to do that account again. That’s what the 90 days are for. I do not tell anyone they’ll see changes on a certain date/time bc there’s no way to know how or when the creditors are going to respond. I’m very honest and transparent throughout this whole process. You guys must be patient and allow things to start rolling. I don’t have picks and chooses on who’ll see the best changes. I’ve had ppl try to bribe me and I just don’t take it bc what’s fair is fair and I’ll always work in the best of everyones interest. Part of the reason why I charge the same fee for everyone. Nothing is a quick fix or overnighting. I do really good work and I appreciate those who allow me to do my job. ♥️ I’m here to help not hurt anyone.

03/22/2021

BMK CREDIT CONSULTANTS

If you do NOT have any credit cards & would like to build credit apply for these to secured cards today. You will have to put down a deposit & when you make payments on time for awhile you will get your deposit back & graduate to a unsecured card.

BMK Credit Consultants

10/31/2020

Top 5 Credit Monitoring Sevices
1. Identity Guard
2. Identity Denfense
3. My FICO
4. Lifelock
5. Experian

They are so necessary, while building your credit. It saves time & make it very easy to access your reports & scores daily.

BMK CREDIT CONSULTANTS

05/15/2020

Been a LLC company since last year!!

04/19/2020

GOVERNMENT STIMULUS CHECK INFORMATION

Repost from a Dave Ramsey financial group which I thought would be beneficial to some.

So here’s what’s up:

1. To Tenants: If the government says you don’t have to pay your rent and there’s a ban on evictions, you better do whatever you can to pay your rent. There will be major repercussions when eviction bans are lifted. Don’t think you’ll get a free ride out of this. PAY YOUR RENT! Your landlord has bills to pay too.

2. To Homeowners: If the government tells banks to stop mortgage payments, DO WHATEVER YOU CAN TO PAY YOUR MORTGAGE!. Some lenders are saying you don’t have to pay for 3 months, but on the 4th month, all four payments are due in full. Do not take a chance and not pay. Major foreclosures will come from all this. The banks didn’t help homeowners in 2008-2009 and in 2020, it’s still the same.
Pay your mortgage.

3. If the utility company suspends payments, you better pay any amount you can! They are like banks, they will want their money eventually and when all this clears up, you’ll owe an exuberant bill and still won’t have any utilities. Pay whatever you can.

4. If you get a government stimulus check, this check is to help pay your bills. That means you pay your rent, your mortgage, your utilities, your insurance, your car payment, your bills. This is not for frivolous spending.

5. The real problem is, many who will get the stimulus check won’t use it to pay their bills, then will be crying and wailing saying, “They evicted me. They cut off my power, they repossessed my car...”

All while you’re broke and carrying that empty purse you bought with your stimulus check.

PAY YOUR BILLS FIRST!

There’s always FREE cheese 🧀 in a mouse 🐁 trap!

04/08/2020

Inbox me 4 more details!!

12/29/2019

New Year Money Challenges‼️ Pick 1 realistic for you & stick 2 it! Good Luck 💰