Jan Snyder / Financial Coach - Banking, Insurance, Networking

05/06/2018

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02/24/2015

Taxes are coming. You are gathering your information. Time to set goals and budgets.. Would you like a free session to help set up your future? I am hear to help. Call 404-772-2514 and leave a message, I will return the call as soon as possible.
jan

10/24/2014

Begin with the basics... sharing from .....Robert L. Reynolds Influencer
President and CEO at Putnam Investments and Great-West Financial
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The Answer to America’s Retirement Savings Challenge
We know the answer to the nation’s retirement savings challenge: Identify what’s working, and expand it across all plans.
• Start with access to workplace savings. It may take legislative action, but it is within our ability to expand workplace savings plans to all workers who pay Social Security taxes.
• All workplace plans should adopt a full-auto design. Automatic features, such as auto-enrollment and auto-escalation, have proven to be successful designs for getting workers to participate and stay
Robert L. ReynoldsInfluencer
President and CEO at Putnam Investments and Great-West Financial
Follow
The Answer to America’s Retirement Savings Challenge
We know the answer to the nation’s retirement savings challenge: Identify what’s working, and expand it across all plans.
• Start with access to workplace savings. It may take legislative action, but it is within our ability to expand workplace savings plans to all workers who pay Social Security taxes.
• All workplace plans should adopt a full-auto design. Automatic features, such as auto-enrollment and auto-escalation, have proven to be successful designs for getting workers to participate and stay enrolled.
• And to boost the chances of a successful retirement, many workers will have to save more. It has been demonstrated that workers should save a minimum of 10% to expect a reasonable, livable outcome.

08/17/2014

I am offering a "free" sit down and "talk about it" session.
Financial coaching for banking and insurance.
Specializing in "common sense solutions" !

Please contact me at [email protected]

05/11/2014

Today's workers plan to work part time in retirement. Almost three quarters of people now holding a job said they expect to work after they retire to supplement their income, according to the EBRI survey. Over half admitted that they are counting on income from a part-time job to be a significant source of income in their later years.

The gap: Only about 25 percent of retirees report that they are actually working in retirement. The reality is that many retirees want to keep working part time for their old employer, but their old employer doesn't need their services. Or they want to find a consulting job, but discover that their experience is not relevant in the current marketplace. Many find that the majority of help-wanted opportunities are minimum-wage jobs in retail or hospitality, and they decide not to work after all. If you do want to work part time in retirement, the best time to find the job is before you retire

04/11/2014

http://www.kiplinger.com/article/investing/T047-C000-S002-how-to-build-wealth-the-old-fashioned-way.html

Learn how one couple managed to save $1 million for their retirement.

04/01/2014

Why you should prioritize retirement over a child's education?

Retirement savers often wonder whether it's better to save first for retirement or for their children's education. Joe Udo argues that saving for retirement first is the smarter move. "There are many financing options available when planning for college, and you should consider as many of them as you can." he writes. The options to finance retirement, unfortunately, aren't as plentiful.

FROM U.S. News & World Report/On Retirement blog

04/01/2014

DID YOU KNOW:
Divorced women should explore all Social Security options
A divorced woman whose marriage lasted at least 10 years has a legitimate claim to Social Security spousal benefits, even if her ex has remarried or died.

04/01/2014

Women hit harder than men by retirement
By Paula Aven Gladych
March 27, 2014 • Reprints

Both men and women are facing a retirement crisis, but it disproportionately affects women, according to the Pension Rights Center.

The retirement income deficit is $6.6 trillion, which is the gap between what people have currently saved and what they will need to retire comfortably. Women continue to be hit the hardest, even though more women are working than ever before.

Older American women are still twice as likely as elderly men to be living near or below the federal poverty line. They also are less likely to have access to reliable retirement income, according to the Service Employees International Union, which released a video on the topic for Women’s History Month.

Women still earn lower wages than men and are more likely to work part-time or take time off to care for their children, parents or disabled relatives, which can further lower their earnings. Women also make up the majority of low-wage workers, and low-wage jobs, like restaurant and retail, which typically don’t offer retirement savings plans to their employees.

The Government Accountability Office released a report in February that examined marital status and retirement income. It found that switching from defined benefit pension plans to defined contribution plans had put many women at risk. It found that 56 percent of Social Security recipients are women over the age of 62 and that women make up 68 percent of recipients over the age of 85.

Social Security provides at least 90 percent of income for almost half of women 65 and older and the average Social Security benefit for women is about $13,000 a year.

02/17/2014

Sharing a great idea...
Commentary: Advisers can use annuities to boost life insurance
Advisers can combine the best features of annuities and life insurance to help clients generate larger legacies for beneficiaries, writes Adam Cufr of Fourth Dimension Financial Group. "If the owner of the annuity qualifies for life insurance, consider 'turning on' the annuity's income feature and using it to pay the premiums on a life insurance policy," Cufr writes. National Underwriter Life & Health

02/16/2014

Help protect your wealth from your health
with a long term care policy today!