Bion Grady NMLS# 2561905

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United States
Atlanta, GA
Bion Grady NMLS# 2561905

All rates & programs are subject to change without notice. Capital Federal Credit Union is an equal housing lender.

Capital Federal Credit Union - NMLS #2288260
Bion Grady – Mortgage Loan Officer– 2561905

12/18/2024

🎄 3 Downpayment Savings Tips for the Holiday Season 🎄 1️⃣ Set a Holiday Savings Goal: Start small—every little bit counts! Put aside a portion of your holiday bonus or extra income. 💰🎁 2️⃣ Cut Back on Holiday Extras: Skip the splurge on gifts this year and channel that extra cash into your downpayment fund. You will thank yourself later! 🎁🚫 3️⃣ Automate Your Savings: Set up automatic transfers into a high-yield savings account. It is an easy way to save without thinking about it! 🔄💵 The holidays are the perfect time to get serious about saving for that dream home. Ready to make 2025 the year of homeownership? 🏠✨

12/16/2024

Forget the socks and sweaters—this year, unwrap the keys to your new home! 🏡 It is the gift that keeps on giving with stability, equity, and room for all your holiday decor. 🎄 Lets make it happen before the year ends!

12/13/2024

💼 Did you know? There are key parts of your mortgage transaction that can actually be negotiable! 💼 Here are a few things to keep in mind when you are ready to start negotiating: 📉 Interest Rates: Depending on the lender and your credit, you may be able to negotiate a better rate. 💵 Closing Costs: Some lenders allow flexibility on certain fees, like application or origination fees. ⏳ Loan Terms: Want a shorter loan term? It might mean a better rate and less interest overall. 🏡 Points: Paying for “points” up front can lower your rate. It’s a negotiable part of the transaction. 📜 Seller Concessions: In some cases, sellers may help with costs, reducing your out-of-pocket expense. Remember, every detail counts when it comes to your home and budget. ! 💪

11/14/2024

🏡 True or False: Home Insurance is required for a mortgage? 🔑 Answer: TRUE! Home insurance is required by most lenders to protect your investment and the lender’s interest. It is an important part of securing your home loan and safeguarding your property! 🏠 💬 Did you know this? Let me know in the comments! If you have questions about how home insurance affects your mortgage, I am here to help.

11/13/2024

🔥 That rate looks GOOD on you! 🔑 Seriously, you and that low rate? A match made in mortgage heaven. 🏡 Why wait? Lock it in now and enjoy the savings! 💰 You deserve this deal—lets make it official! 😎

$💡 Do or Don\'t: Tapping Into Your Retirement to Buy a Home? 🏡 Considering using your retirement savings for a down payme...$

11/12/2024

💡 Do or Don\'t: Tapping Into Your Retirement to Buy a Home? 🏡 Considering using your retirement savings for a down payment? Here is what you need to know before making the move: 🔶 DO: Consider the long-term impact: ✅ It could get you into a home faster, but it may affect your future retirement plans. ✅ Explore options like IRAs or 401(k) loans, but weigh the pros and cons carefully. 💼📉 🔸 DON\'T: Rush into it without understanding the consequences: ❌ Early withdrawals can trigger penalties and taxes. 💸⚠️ ❌ It might reduce the funds you need when you retire, which could affect your lifestyle later. 💰⏳ Remember, there are other ways to buy a home without dipping into your future! Need advice on all your options? Let’s chat! 💬

11/11/2024

🎖️ Happy Veterans Day! 🇺🇸 To all the brave men and women who have served, we thank you! As a way to say thank you, the VA loan program offers incredible benefits for veterans and active-duty military. Here is why a VA loan might be the perfect fit for your homeownership journey: ✅ No down payment required ✅ No private mortgage insurance (PMI) ✅ Competitive interest rates ✅ Flexible credit requirements ✅ Easier refinancing options Your service deserves the best, and we are here to help you take advantage of these benefits.

11/08/2024

🏡 Four Reasons to Be Grateful for Homeownership 🙌 1️⃣ Building Equity: Every mortgage payment is an investment in your future. 💰 2️⃣ Stability: Say goodbye to rent hikes and the uncertainty of a landlords decisions. 🏠 3️⃣ Creative Freedom: Paint the walls, renovate, or landscape however you like! 🎨🌿 4️⃣ Tax Benefits: Homeownership can bring valuable deductions and savings. 📉💸 Grateful for the space you own? Let me know how homeownership has impacted your life! 🙏

Address

Atlanta, GA

Telephone

+14049429897

Website

https://75forall.com/biongrady

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