Seeds of Faith Financial Group

Seeds of Faith Financial Group Seeds of Faith Investment Group is a investment company planting seeds to secure your future assets

03/06/2023

0-21 whole life policy
21-40 term life policy
40- older whole life/final expense policy

02/16/2022

Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

- TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

- Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions

- Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.

- Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.

- Last Will and Testament: Designates to whom personal belongings will go too.

- Funeral Planning Declaration: allows one to say exactly one’s wishes as far as disposition of the body and the services.

- If the above documents are done, at least in MI and Indiana, you can AVOID probate. If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the paper etc., to allow anyone to make a claim on your property. - It’s a complete PAIN.

- Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid. Make sure heirs knows where life insurance policies are located.

- Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!!!! (Mom had a little binder with all of this! )

- Make sure you have titles for all vehicles, campers, etc!

- MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

We were fortunate that dad had almost everything in order. A huge blessing g to us was that he had pre planned and prepaid his funeral just a couple of days after mom died. Sadly, he had planned on doing a TOD deed for the house the Monday after he died. Had he been able to complete that, it would have saved thousands in attorney fees and we could have avoided having to probate the estate.

Hope this helps! Hope this lights a spark to encourage all my friends and family to take care of these things to make it easier for those we’ll leave behind!

*** I am NOT an attorney. The above is all simply lessons that I’ve learned on my own. Of course only you can make decisions for yourself! My hope is that the above list at least helps you start an important conversation with your loved ones and an attorney that can help you complete all the necessary steps. ***

This is what we do!! Call or DM me for quote cousaltation today
11/09/2021

This is what we do!! Call or DM me for quote cousaltation today

10/28/2021

This can be one of the toughest convos to have with your loved ones. The important thing is to make sure you have it. If you cant we can. Lets set the future for our grandchildren and children call or DM us for quote cousaltation today

With it being life insurance awareness month we all know the unexpected happens. Thats why its important to schedule a a...
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With it being life insurance awareness month we all know the unexpected happens. Thats why its important to schedule a appointment with us so we can always review and upgrade your policy
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08/12/2020

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$15,000 Life Insurance policy on each child you have under 18 and $100,000 policy yourself or child's parent! Let us sho...
08/06/2020

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06/23/2020

Make sure your job coverage is all you have!! Call or DM us for a quote cousaltation today!

Address

100 Peachtree
Atlanta, GA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+14705573946

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