1 Roof Credit Repair

09/16/2021

Becoming an authorized user is often overlooked as a way to build credit. You take on all of the primary’s account history, good or bad. That’s why you would want to make sure the primary cardholder has a long history of making their payments on time and in full. Your best bet is to ask a friend or family member to add you as an authorized user but don’t give you a card.

07/23/2021

Credit score below 600? 👀 Try one of Self's credit builder loans for a credit boost 🚀

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07/23/2021

Do you need a great cash-back credit card? And you have at least a 690 credit score? Check out the Amex blue cash preferred card!! It has one of the highest cashback offers at 6% ✍️💳

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07/23/2021

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07/22/2021

Get Your 3 Free Credit Scores For $1

07/16/2021

In all actuality credit repair is diy, but for the people who don’t have the time or the patience to put in the effort, we are here to help….let us help you yea

07/15/2021

There are really only 5 factors to understanding credit, and from most impactful to the least, they are payment history, credit utilization, credit age, account mix, and inquiries. You want to pay all bills on time, Because payment history is such a huge chunk of your credit score, 35% to be exact. The first thing any lender wants to know is something about your credit history, and whether or not your credit payments have been made on time. This is one of the most important components of your FICO Score. If you need help establishing positive payment history comment below 👇🏾👇🏾 I have a few options for you!

07/15/2021

Where there’s a will, there’s a way….🧘🏾‍♀️🧘🏾‍♂️

07/14/2021

🤔 🎶”cues jeopardy music”🎶

07/13/2021

I cannot stress this enough, if you want to increase your credit worthiness you must pay all of your bills on time, especially credit cards and loans. Late payments represent the largest chunk of your score! Just think about it this way would you lend someone some money who had a history of not paying you back or you had to chase them down to get your money back 🤔