Julian Zamora - Georgia Realtor & Mortgage Broker

Julian Zamora - Georgia Realtor & Mortgage Broker Helping first time homebuyers and investors secure the best financing options.

10/11/2025

No Income? You can still get out of that hard money loan!

10/04/2025

DSCR loans explained. How to get a rental property with no income verification.

You’re welcome
08/20/2025

You’re welcome

🏛️ Just visited the Atlanta courthouse to learn how I can help my investors access pre-foreclosures, foreclosures, and t...
07/22/2025

🏛️ Just visited the Atlanta courthouse to learn how I can help my investors access pre-foreclosures, foreclosures, and tax sales 🔍

These properties are often deeply discounted, especially when they’re distressed—perfect for flipping or long-term rentals 💸

If you’re an investor looking for off-market deals and below-market pricing, let’s talk! 📲

🏠Buying your first home in Decatur, GA? Don’t miss this open house!Benefits for attendees include:✅ Up to $10,000 in clo...
07/10/2025

🏠Buying your first home in Decatur, GA? Don’t miss this open house!
Benefits for attendees include:
✅ Up to $10,000 in closing cost assistance
✅ Access to down payment assistance programs
✅ Speak with a licensed realtor & loan expert

📍 Sign up, and I’ll text you the address along with full property details.

Join us this Sunday (July 13th) from 2–4 PM in Decatur, GA 30035.

This beautiful, newly renovated 3BR, 2BA home is move-in ready and priced at just $318,000.

📲 Space is limited — don’t wait!

NMLS # 2680239

🇺🇸 FOREIGN NATIONAL LOAN ✅Not a U.S. citizen? Not living or working in the U.S.?You can still invest in U.S. real estate...
06/22/2025

🇺🇸 FOREIGN NATIONAL LOAN ✅

Not a U.S. citizen? Not living or working in the U.S.?
You can still invest in U.S. real estate.

✅ No job, income, or credit required
💰 Up to $3M loan amounts
🏠 1–4 unit investment properties
📉 Qualifies using DSCR (rental income)
🏖️ Short-term rentals, Condotels, Non-Warrantable condos allowed
🔐 25–30% down payment

This is a great way to start building cash flow in the U.S. from anywhere in the world.
📞 Call me at 404-405-9810 or DM to learn more.

🔵 ITIN HOME LOANS — NO SSN NEEDED¡HABLO ESPAÑOL!If you live in the U.S. but don’t have a Social Security Number, you can...
06/22/2025

🔵 ITIN HOME LOANS — NO SSN NEEDED

¡HABLO ESPAÑOL!

If you live in the U.S. but don’t have a Social Security Number, you can still qualify for a mortgage with an ITIN loan.

✅ 75% Purchase / 70% Refi
✅ Use W2s or 12-Month Bank Statements
✅ Self-employed? No problem
✅ $0 reserves required under 75% LTV
✅ Qualifies with DSCR for rental properties
📈 Loan amounts up to $1M

I compare 300+ lenders to find you the best rate and deal.
📲 Message me or call 404-405-9810 and let’s get you pre-qualified today.

06/18/2025

Heres how I got my client pre-approved for $350,000.

🏠 DSCR Loans Explained 📈Tired of hitting a wall with traditional DTI limits?DSCR (Debt Service Coverage Ratio) loans fli...
06/01/2025

🏠 DSCR Loans Explained 📈
Tired of hitting a wall with traditional DTI limits?
DSCR (Debt Service Coverage Ratio) loans flip the script—your rental income qualifies you, not your personal income.

📊 Example:
Rent = $1000
PITI = $750
$1000 ÷ $750 = 1.33 → Positive cash flow = Approved

✅ No job or income docs required
✅ Property pays for itself
✅ Great for scaling your portfolio

30 year fixed rate option available.

DM me to see if your property qualifies 🔍

🚨 First-time buyer? Limited savings? No problem.You can buy a home with as little as 3.5% down using an FHA loan 🏡💥✅ Cre...
05/31/2025

🚨 First-time buyer? Limited savings? No problem.
You can buy a home with as little as 3.5% down using an FHA loan 🏡💥

✅ Credit scores starting at 580
✅ Fast closings (avg. 16 days)
✅ Seller can cover up to 6% of closing costs

Let’s get you pre-approved today—DM me or call/text 📲
📞 404-405-9810
📩 [email protected]

Address

Atlanta, GA

Telephone

+14044059810

Website

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