HMR Consulting

HMR Consulting The Place for PEACE OF MIND FOR SENIORS & THOSE WHO CARE ABOUT THEM! Certified Pre-Arrangement Advisor.

Licensed Life Insurance Agent. *Specializing in Services for Seniors, Nonprofits, Ministries, Small-to-Medium Sized Businesses and Funeral Homes*

September is Life Insurance Awareness Month. 💙For me, this work is bigger than selling a policy. It’s about helping fami...
09/02/2026

September is Life Insurance Awareness Month. 💙

For me, this work is bigger than selling a policy. It’s about helping families prepare for the moments we hope never come—and making sure the people we love aren’t left trying to figure everything out financially.

Life insurance is about love, protection, preparation, and legacy. It’s one of the ways we can say, “Even if I’m not here, I still got you.”

If you’ve been putting it off, let this month be your reminder. Whether you’re starting from scratch or simply need to review what you already have, let’s have the conversation.

Protect today. Secure tomorrow. Build your legacy.

📲 704-668-1959
📧 [email protected]

08/21/2026

FYI EVERYONE!!!
I was at Wendy's recently, I heard a guy ask for his senior discount. The girl at the register apologized and charged him less. When I asked the man what the discount was, he told me that seniors over age 55 ...get 10% off everything on the menu, every day. (But you need to ASK for your discount.)

This incident prompted me to do some research, and I came across a list of restaurants, supermarkets, department stores, travel deals and other types of offers giving various discounts with different age requirements. I was actually surprised to see how many there are and how some of them start as young as 50.

This list may not only be useful for you, but also friends and family, too.

Dunkin Donuts gives FREE coffee to people over 55. If you're paying for a cup every day, you might want to start getting it FREE.

YOU must ASK for your discount!

RESTAURANTS:
Applebee's: 15% off w/Golden Apple Card (60+)
Arby's: 10% off (55 +)
Ben & Jerry's: 10% off (60+)
Bennigan's: discount varies by location (60+)
Bob's Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Chick-Fil-A: 10% off or free small drink or coffee ( 55+)
Chili's: 10% off ( 55+)
CiCi's Pizza: 10% off (60+)
Denny's: 10% off, 20% off for AARP members ( 55 +)
Dunkin' Donuts: 10% off or free coffee ( 55+)
Einstein's Bagels: 10% off baker's dozen of bagels (60+)
Fuddrucker's: 10% off any senior platter (55+)
Gatti's Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee's: $`0.33 beverages everyday (65+)
IHOP: 10% off (55+)
Jack in the Box: up to 20% off (55+)
KFC: free small drink with any meal (55+)
Krispy Kreme: 10% off (50+)
Long John Silver's: various discounts at locations (55+)
McDonald's: discounts on coffee everyday (55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoney's: 10% off
Sonic: 10% off or free beverage (60+)
Steak 'n Shake: 10% off every Monday & Tuesday ( 50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (62+)
Taco Bell : 5% off; free beverages for seniors (65+)
TCBY: 10% off (55+)
Tea Room Cafe: 10% off (50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy's: 10% off ( 55 +)
Whataburger: 10% off (62+)
White Castle: 10% off (62+)

RETAIL & APPAREL :
Banana Republic: 30% off ( 50 +)
Bealls: 20% off first Tuesday of each month ( 50 +)
Belk's: 15% off first Tuesday of every month ( 55 +)
Big Lots: 30% off
Bon-Ton Department Stores: 15% off on senior discount days ( 55 +)
C.J. Banks: 10% off every Wednesday (50+)
Clarks : 10% off (62+)
Dress Barn: 20% off ( 55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 40% off (Wednesdays only) (50+)
Kohl's: 15% off (60+)
Michael's: 10% off everyday (55+)
Modell's Sporting Goods: 30% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday ( 55+)
Salvation Army Thrift Stores: up to 50% off ( 55+)
Stein Mart: 20% off red dot/clearance items first Monday of every month ( 55 +)

GROCERY :
Albertson's: 10% off first Wednesday of each month ( 55 +)
American Discount Stores: 10% off every Monday ( 50 +)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 60% off every Monday (60+)
Fry's Supermarket: free Fry's VIP Club Membership & 10% off every Monday (55 +)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday (50 +)
Publix: 15% off every Wednesday (55 +)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppe's Marketplace: 15% off (62+)

TRAVEL :
Airlines:
Alaska Airlines: 50% off (65+)
American Airlines: various discounts for 50% off non-peak periods (Tuesdays - Thursdays) (62+)and up (call before booking for discount)
Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
United Airlines: various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before booking for discount)

Rail:
Amtrak: 15% off (62+)

Bus:
Greyhound: 15% off (62+)
Trailways Transportation System: various discounts for ages 50+

Car Rental:
Alamo Car Rental: up to 25% off for AARP members
Avis: up to 25% off for AARP members
Budget Rental Cars: 40% off; up to 50% off for AARP members (50+)
Dollar Rent-A-Car: 10% off ( 50+) Enterprise Rent-A-Car: 5% off for AARP members Hertz: up to 25% off for AARP members
National Rent-A-Car: up to 30% off for AARP members

Overnight Accommodations:
Holiday Inn: 20-40% off depending on location (62+)
Best Western: 40% off (55+)
Cambria Suites: 20%-30% off (60+)
Waldorf Astoria - NYC `$5,000 off nightly rate for Presidential Suite (55 +)
Clarion Motels: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Econo Lodge: 40% off (60+)
Hampton Inns & Suites: 40% off when booked 72 hours in advance
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Traveler's Discount (50+); 20%-30% off (60+)
Marriott Hotels: 25% off (62+)
Motel 6: Stay Free Sunday nights (60+)
Myrtle Beach Resort: 30% off (55 +)
Quality Inn: 40%-50% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 40% off (60+)

ACTIVITIES & ENTERTAINMENT ;:
AMC Theaters: up to 30% off ( 55 +)
Bally Total Fitness: $100 off memberships (62+)
Busch Gardens Tampa, FL: $13 off one-day tickets ( 50 +)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
Massage Envy - NYC 20% off all "Happy Endings" (62 +)
U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
Regal Cinemas: 50% off Ripley's Believe it or Not: @ off one-day ticket ( 55 +)
SeaWorld, Orlando , FL : $3 off one-day tickets ( 50 +)

CELL PHONE DISCOUNTS :
AT&T: Special Senior Nation 200 Plan 10/month cell phone service ( 50 +)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

MISCELLANEOUS:
Great Clips: $8 off hair cuts (60+)
Supercuts: $8 off haircuts (60+)

NOW, go out there and claim your discounts!! Remember YOU must ASK for discount - no ask, no discount.

I Know everyone knows someone over 50 please pass this one on!!!

COPIED AND PASTED

A Lil Preplanning Humor 😆 🤣 Have a great weekend!
07/03/2026

A Lil Preplanning Humor 😆 🤣 Have a great weekend!

Happy Fourth of July! Contact me and let's get you quoted!
07/02/2026

Happy Fourth of July! Contact me and let's get you quoted!

Don't wait!
06/29/2026

Don't wait!

🐤🐤🐤We had an Awesome "Get Your Ducks in a Row Workshop" today to share information about Life Insurance, Final Expense I...
06/28/2026

🐤🐤🐤We had an Awesome "Get Your Ducks in a Row Workshop" today to share information about Life Insurance, Final Expense Insurance, Preplanning for Burial / Cremation and much more (yes, we had giggles, shared stories and even played games talking about end of life business!!) Feel free to reach out if you'd like a group presentation for your Church, Social/Civic Community Group, Fraternity/Sorority, Family Reunion or just want one-on-one information! 🐤🐤🐤

06/10/2026
Contact our team for information on pre-planning for Burial/Cremation at the funeral home of your choice. We also help f...
04/17/2026

Contact our team for information on pre-planning for Burial/Cremation at the funeral home of your choice. We also help families with Life Insurance. Plan today so you'll have Peace of Mind Tomorrow.

💜💙
04/16/2026

💜💙

🦆🦆 GET YOUR DUCKS IN A ROW - Tuesday, May 19, 2026  - Newton County Senior Services Center 🦆🦆
04/15/2026

🦆🦆 GET YOUR DUCKS IN A ROW - Tuesday, May 19, 2026 - Newton County Senior Services Center 🦆🦆

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