Ramsey Allen, Ameris Bank Mortgage Services, NMLS #2408448

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Ramsey Allen, Ameris Bank Mortgage Services, NMLS #2408448 Ramsey takes great pride in providing her customers with an exceptional mortgage banking experience.

When you are ready to start the home buying process, give her a call! She would be honored to help you finance the home of your dreams.

🎁🏑 Using gift funds for your down payment?They can help make homeownership more affordable! πŸ’™ Understanding who can prov...
10/20/2026

🎁🏑 Using gift funds for your down payment?

They can help make homeownership more affordable! πŸ’™ Understanding who can provide the gift and what documentation is needed can help keep your purchase on track.

πŸ“ž Contact me today to learn more about using gift funds for your home purchase! πŸ”‘βœ¨

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🏑✨ Thinking about buying a newly built home?Builder incentives could make homeownership more affordable than you think! ...
10/14/2026

🏑✨ Thinking about buying a newly built home?

Builder incentives could make homeownership more affordable than you think! πŸ’° From lowering upfront costs to reducing your monthly payment, many builders offer valuable perks such as:

βœ… Closing cost assistance
βœ… Interest rate buydown opportunities πŸ“‰
βœ… Builder-funded incentives and savings πŸŽ‰

Many buyers are surprised by how much these programs can improve affordability and help make their dream home a reality. πŸ πŸ’™

πŸ”—Contact me today to explore your financing options and learn which builder incentives may be available to you!

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🏑✨ Still searching for your dream home? Why not create it instead!A renovation can turn a house you like into the home y...
10/13/2026

🏑✨ Still searching for your dream home? Why not create it instead!

A renovation can turn a house you like into the home you love. πŸ”¨πŸ’™ Whether you're updating a kitchen, adding more space, or giving your entire home a fresh new look, the right financing can help bring your vision to life.

πŸ’‘ Ready to transform your ideas into reality? Contact me today to explore renovation financing options and take the first step toward your dream home! 🏠✨

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πŸ‘πŸ“‰ Waiting for the β€œperfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a ...
10/13/2026

πŸ‘πŸ“‰ Waiting for the β€œperfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a straight line. Rates are only one piece of the puzzle. Home prices, inventory levels, and buyer competition all impact affordability.

βœ… The best time to buy is when you are financially ready. And remember, if rates drop later and you qualify, refinancing could help you take advantage of future savings.

πŸ”‘ Focus on your goals, not just the rate.

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10/06/2026

🏑✨ Put your home's equity to work without touching your first mortgage!

Ameris Bank's Closed-End Home Equity Loan (HELoan) offers a fixed-rate, second-lien option that can help you renovate your home πŸ› οΈ, consolidate debt πŸ’³, or cover major expenses πŸ’‘. Keep your low-rate first mortgage in place and enjoy predictable monthly payments with terms designed to fit your financial goals.

πŸ”— Learn more about our HELoan program: https://ow.ly/yacv30sZszm

πŸ“ž Ready to put your home's equity to work? Contact me today to see if a HELoan could be the right solution for your needs! βœ¨πŸ πŸ’°

10/01/2026

Investing in rental property? DSCR loans qualify you based on your property's rental income, not your personal earnings. This makes them a smart option for real estate investors looking to grow their portfolio.

Learn more: https://ow.ly/PUrM30sZsxO

🏑✨ Ready to buy your first home? We’re here to help make the journey easier!From traditional mortgage options to down pa...
09/30/2026

🏑✨ Ready to buy your first home? We’re here to help make the journey easier!

From traditional mortgage options to down payment assistance programs, we offer solutions designed to help you achieve your homeownership goals. πŸ”‘πŸ 

Whether you're just starting your search or ready to make a move, I can help you explore the options that may be available to you. πŸ“ž Contact me today to learn more!

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Home appraisals are getting an update with UAD 3.6, designed to deliver more detailed property information and support m...
09/29/2026

Home appraisals are getting an update with UAD 3.6, designed to deliver more detailed property information and support more consistent appraisal reporting.

Buying or selling a home? You can help keep the appraisal process moving by having information about upgrades and unique features ready, providing full access to the property, and planning for the possibility of additional time for more detailed reporting.

Want to know what the appraisal changes could mean for you? Contact me to learn more.

πŸ₯πŸ’™ You’ve dedicated your career to caring for others. Now it’s time to focus on a place to call your own. 🏑✨Specialized ...
09/26/2026

πŸ₯πŸ’™ You’ve dedicated your career to caring for others. Now it’s time to focus on a place to call your own. 🏑✨

Specialized medical professional loan programs can offer flexible financing options designed to support your path to homeownership. πŸ”‘

Ready to learn more about your options? πŸ“ž Contact me today and let's find a financing solution that fits your needs!

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🏑 Investors, vacation-home buyers, and future landlords may have more financing opportunities than ever.Recent guideline...
09/24/2026

🏑 Investors, vacation-home buyers, and future landlords may have more financing opportunities than ever.

Recent guideline updates provide clearer pathways for using eligible short-term rental income during the mortgage qualification process.

If you have buyers interested in: βœ” Vacation rentals βœ” Airbnb or VRBO properties βœ” Investment homes βœ” Turning their current home into a rental

Let's review the scenario together. They may qualify for more than they think.

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Atlanta, GA

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