Ernest Floyd-CrossCountry Mortgage

Ernest Floyd-CrossCountry Mortgage We are here to serve you with all of your mortgage needs. FHA, USDA, VA, Conv Loans. Ready to take the next step?

Equal Housing Opportunity
Georgia and Florida Residential Mortgage Licensee

NMLS: 2025502
CORP NMLS 3029 Home Loans Made Human

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market cond

itions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal. Use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is oft...
08/07/2026

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is often less about a starter home and more about the next chapter. That shift creates opportunities for more personalized conversations and long-term planning.

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a c...
08/06/2026

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a condo is warrantable or non-warrantable, we can help you explore available solutions and understand your next steps.

Learn more: http://spr.ly/6180BE7wSM

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, b...
08/05/2026

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, but one thing is for sure: we should be talking more about down payment planning, low down payment loan options and assistance programs.

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty...
08/04/2026

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty offers protection for your home’s major systems and appliances, so you can rest easy knowing repairs are covered. Learn more: http://spr.ly/6185BEsIlS

Where there’s a spark, there’s a fire.
08/03/2026

Where there’s a spark, there’s a fire.

Peak summer — inside and out.
08/01/2026

Peak summer — inside and out.

Median age is just one of the ways today’s first-timers don’t fit the traditional mold. Good thing we’re built for any b...
07/31/2026

Median age is just one of the ways today’s first-timers don’t fit the traditional mold. Good thing we’re built for any buyer.

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you mov...
07/30/2026

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you move forward. Learn more: http://spr.ly/6189BDozsR

Today’s first-time homebuyer numbers don’t mean demand has disappeared, but they do signal that the path to homeownershi...
07/29/2026

Today’s first-time homebuyer numbers don’t mean demand has disappeared, but they do signal that the path to homeownership is becoming more challenging. Education and advocacy can help smooth the way.

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Atlanta, GA

Telephone

+14705517252

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