Kathy Terry - Sr. Mortgage Banker

08/04/2026

Think homeownership is out of reach because of the down payment? You might be closer to buying your dream home than you realize. Programs like Georgia Dream can help qualified buyers get into a home with very little money down.

My client Ian thought buying a home was impossible, but we helped him close smoothly in just 30 days. Down payment assistance programs can completely change the game for buyers.

Ready to see if you qualify for down payment assistance? Send me a message today to explore your options. 🏡

https://myoc.io/kathyterry
Atlantic Bay Mortgage Group
Lisa Hill-Century 21 Community Professionals Realty
Lisa Hill
Lueder, Larkin & Hunter Real Estate Closings

NMLS # 450843

06/29/2026

5.0 star review received on Experience.com for Kathy Terry by Amber C - Working with Kathy was grea! She was always responsive and answered all of our question.
Would highly recommen!

Click to see all 146 reviews of Kathy Terry, Senior Mortgage Banker

06/18/2026

🎉 Closing Day: My favorite celebration! Walking through the mortgage journey with you is part of being a Loan Officer. From taking the application,working with the underwriter to going over your final closing disclosure amount. I'm right there with you at every step.

Three magic words: Clear to Close! It’s a privilege every time. After 30 years, each closing still feels as exciting as the first.

Are you ready to embark on this journey with me? Let's unlock the doors to your future together. Send me a message to get started today.

https://myoc.io/kathyterry
Atlantic Bay Mortgage Group
Kelly Hubbard

NMLS # 450843

06/15/2026

June is National Homeownership Month, and an important year-midpoint for our business. 📊
Tap the link below for my article on becoming the go-to guide for the current market. 🏡
➡️atlanticbay.com/knowledge-center/real-estate-roundup-mid-year-market-update/?utm_source=socialcoach&utm_medium=organic

Want my monthly Round-Up email? just DM me! 📲

NMLS # 450843

06/13/2026

Baseball season is in full swing ⚾️

If a new address is on your lineup, now’s the time to step up to the plate and hit a “home” run. We’re here to help you make moves with confidence every step of the way.

Let’s make this your winning season. 🏡

NMLS # 450843

06/11/2026

Buying a home alone used to feel like a topic nobody talked about. We put together everything we wish solo buyers knew before they started, from the hidden costs and credit score math to the questions nobody thinks to ask until it is too late.
This one is for anyone who’s ready to do it on their own terms!
🔗 atlanticbay.com/knowledge-center/homebuying-alone-secrets/?utm_source=socialcoach&utm_medium=organic

NMLS # 450843

06/09/2026

Thinking about buying a new home? 🌧️ Contrary to popular belief, rainy days unveil what's behind the curtains, like potential roof leaks or gutter problems.

As you tour your future space, I'm here to swiftly guide you through the pre-qualification process, clearing the way for you to focus on what truly matters. Ready to put that umbrella to good use? Give me a call!

https://myoc.io/kathyterry

NMLS # 450843

06/05/2026

IT’S THE WEEKEND!!😎 Take the time to find what you’re living for! My husband, Cliff, has been cancer free since 2008!
Let me know if I can help.
404-285-3699

https://myoc.io/kathyterry

NMLS # 450843

Atlantic Bay Mortgage Group
Cliff Terry

06/05/2026

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our whole thing. Atlantic Bay connects you with real people, real loan options, and a plan that actually fits your life.

Oh, and if Spanish is your first language? We've got resources for that too. No one gets left out over here. Nope. No this or any month.



NMLS # 450843