Robert Alfano: Reverse Mortgage Specialist- NMLS 1021732

08/20/2026

Don't let outdated assumptions limit your retirement potential.

Join me for "Reverse Mortgages: Smart Retirement Strategies to Use Home Equity" — a webinar diving into how HECMs can fit into a modern retirement income plan.

Register for the webinar here: https://lnkd.in/eaGecicE

08/20/2026

Author of "Reverse Mortgages- Using Your Home Equity to Create a Better Retirement." I am a Continuing Education Instructor, and expert subject matter on reverse mortgages. Contact me for speaking engagements, podcasts and webinars.

08/19/2026

How you spend money in retirement is not linear. Portfolio growth and liquidity still matter but may eventually fall short of all your life's needs. If you are not sure your portfolio can sustain the full amount of income needed projected for 20-30 years in retirement, then accessing home equity with no monthly payments ever can play an important part in making sure you have that necessary cashflow.

This is why reverse mortgages exist.

How you spend money in retirement is not linear. Portfolio growth and liquidity still matter but may eventually fall short of all your life's needs. If you are not sure your portfolio can sustain the full amount of income needed projected for 20-30 years in retirement, then accessing home equity wit...

08/17/2026

What if your portfolio is not performing as expected or your expenses are increasing faster than you anticipated? This is why having a discussion about using home equity in retirement planning matters.

Most of the decisions we make in retirement planning become easier once you understand why you are making them

08/14/2026

https://www.linkedin.com/pulse/does-your-retirement-plan-ignore-half-net-worth-robert-alfano-co0ie

Including your housing wealth in your retirement plan, such as using a HECM, can lead to higher lifetime income and a significantly larger legacy than a plan based on selling your home to access the cash. For most Baby Boomers, their home represents around 50% of their net worth, yet retirement plan

08/13/2026

https://lnkd.in/p/e4MVgfe3

A reverse mortgage can help pay for LTC costs.

08/11/2026

https://lnkd.in/p/en5K-Tsp

Many financial advisors are missing out by not even being part of the discussion when clients are looking for alternative financing for investment opportunities. https://lnkd.in/eZrn2tas

08/10/2026

https://www.linkedin.com/pulse/reducing-portfolio-pressure-retirement-expanding-beyond-robert-alfano-sqeoc

One of the most challenging conversations financial professionals face is with retirees who seemingly did everything right. They saved consistently, invested prudently, and followed a disciplined retirement plan.

08/06/2026

https://www.kiplinger.com/taxes/how-an-inheritance-is-taxed?utm_campaign=dhfacebook&utm_campaign=dhfacebook&utm_source=facebook&utm_medium=social&utm_campaign=dhfacebook&utm_content=null

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules could come into play.

08/06/2026

https://safemoney.com/blog/annuity/annuity-vs-cd-is-an-annuity-better/?fbclid=IwY2xjawThbuVwZG9mAWV4dG4DYWVtAjExAHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR7EQmz4MWb_Q7zjG94qWMNlxtXKiMlk9unicowUzeJh--2Q7-cBuSiFu-NTUg_aem_TOp7qGyN5lddxMhRTjagqw

Fixed annuities beat CD rates by up to 175 basis points in 2026 and grow tax-deferred. On $100K over five years, a MYGA can generate $7,500–$9,000 more tha