Robert Alfano: Reverse Mortgage Specialist- NMLS 1021732

10/12/2026

Dr. Wade Pfau is the leading researcher for reverse mortgages in the United States.

Retirement researcher Wade Pfau explains why housing wealth and reverse mortgages should be considered strategically as part of a broader retirement plan.

10/08/2026

https://lnkd.in/p/eaVDF473

A reverse mortgage can be useful in keeping you in a lower tax bracket when you need extra cash in retirement for emergencies or projects. Instead of drawing from accounts that are taxable, or drawing down your savings at an accelerated rate, funds from the reverse mortgage can be used to preserve t...

10/06/2026

When medical costs rise, your retirement plan shouldn't have to fall apart.

Unexpected medical bills, home healthcare, mobility improvements, or other health-related expenses can put significant pressure on a fixed retirement income.

For qualified homeowners, a reverse mortgage may provide access to home equity that can help fund these expenses—while allowing you to remain in your home, subject to program requirements.

It could potentially help pay for:

🏥 Medical expenses
🏠 In-home care
🛁 Home modifications and accessibility improvements
💊 Prescription and healthcare costs
💰 Unexpected financial needs

Your home may be more than a place to live. It may be an additional financial resource when you need it most.

My purpose is to help seniors understand their options and make informed decisions about using home equity in retirement.

10/05/2026

A reverse mortgage can help transition the Roth conversion by paying any taxes during the transition. This preserves more of the equity in the retirement portfolio.

09/30/2026

A Reverse Mortgage Can Bridge the Healthcare Gap if You Retire Before 65.

Retiring before 65 can create a healthcare gap that affects more than insurance costs. ACA coverage, COBRA, taxes, HSA strategy, and Medicare all need to be coordinated.

09/29/2026

Explaining the Initial Mortgage Insurance Premium Fee and the Value it Adds to the Reverse Mortgage Product.

Why Do Reverse Mortgages Have the Initial Mortgage Insurance Premium Fee?

09/28/2026

Most retirement plans are built around a date. You pick an age, run the numbers, and work toward it. But that date isn't always yours to set. A restructuring, a family member who needs you, or a change in your own health can end your working years sooner than you expected.

You may have spent years planning to retire at a specific age, only to discover that the timing is not entirely yours to control.

09/24/2026

https://lnkd.in/p/et7sXYs4

When Does a Reverse Mortgage Make Sense in a Retirement Plan? There are many reasons to consider a reverse mortgage for people with a variety of savings, from those who didn't save enough, to high net worth individuals. https://lnkd.in/eT8iDbgb

09/22/2026

My book: "Reverse Mortgages- Using Your Home Equity to Create a Better Retirement" is available on Amazon in paperback and Kindle. The feedback I have received on it has been extremely positive and I thank all the financial professionals that have referred clients to me after reading the book. Together, we can help your clients and your business!