IMI Lending

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IMI Lending At IMI Lending, you’re an individual, not a number.

No rigid banking formulas here and work with 100+ investors to find you the best rates on all loan types! 🏡

📲 Message us now to find the perfect loan for you!
☎️ Call us at (817) 255-0144

09/30/2026

📜 Why Is Title Insurance Mandatory?
Wondering why your mortgage lender mandates title insurance at closing?

Here is what you need to know about title coverage:
☑️ Protects Against Hidden Liens & Fraud: Title insurance protects financial investments against hidden liens, back taxes, or ownership disputes.
☑️ Lender’s vs. Owner’s Coverage: The lender’s policy protects the bank, but it doesn’t protect you! You need an owner’s policy to protect your equity.
☑️ Stay Informed: Protecting your home ownership requires having the right coverage from day one.

Follow us for more important information about lending, real estate, and title! 👇

💬 Call us at (817) 255-0144 or send us a DM to answer any of your questions!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/29/2026

📊 September Market Wrap-Up!
Wondering what happened with rates and homes this past month?

Here is a quick look at where the housing market stands as we head into October:
☑️ 1. Mortgage Rates: Rates shifted throughout the month, creating new opportunities for buyers to evaluate their purchasing power.
☑️ 2. More Homes Available: With more choices on the market, buyers now have better negotiating power.
☑️ 3. Fall Buying Tip: There is less competition before the end of the year, making it a good time to ask sellers for deals.

Want to know what happens next? Hit the FOLLOW button so you don't miss our October updates!

💬 Call us at (817) 255-0144 or send us a DM to discuss your options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

🏡 Planning to buy or sell a home in Q4? Defaulting to a price cut isn’t always the smartest move. Strategic seller conc...
09/25/2026

🏡 Planning to buy or sell a home in Q4?
Defaulting to a price cut isn’t always the smartest move.

Strategic seller concessions, like temporary rate buydowns, offer a far better outcome for both sides:
☑️ For Buyers: Saves hundreds per month upfront compared to a basic price drop, which only lowers payments by roughly $60–$80.
☑️ For Sellers: Protects net equity and listing prices while providing buyers the financial relief they need.

Whether you are looking to purchase your dream home or sell for top value this quarter, structuring the right terms makes all the difference.

💬 Call us at (817) 255-0144 or send us a DM to explore your financing options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/23/2026

Moving to a new city for work? With the right relocation loan guidelines, you can actually close on your new home before your start date using your signed offer letter!

Here is what you need to know about qualifying with a job offer letter:
☑️ Offer Letter Requirements: Your offer letter must show your guaranteed salary, start date, and be fully signed without outstanding contingencies.
☑️ Flexible Start Dates: Most programs allow your employment to start within 60 to 90 days after closing.
☑️ Stress-Free Move: Close early so you can move in, unpack, and get settled before your first day at work!

Moving soon? Reach out today to plan your relocation financing before your start date! 👇

💬 Call us at (817) 255-0144 or send us a DM to explore your home loan options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/21/2026

🎁 Using Gift Funds for a House? Don't let a missing paper trail delay your closing!

Receiving financial help from family to buy a home is a great boost, but lenders have strict guidelines when it comes to gift funds.

Here are 3 essential rules you need to know:
☑️ Rule #1: It MUST be a Gift: It must be a true gift, not a loan. You and the donor will sign a gift letter stating no repayment is expected.
☑️ Rule #2: Paper Trail Everything: Trace every dollar. Lenders need to see the funds leaving the donor's account AND landing in yours with matching bank statements.
☑️ Rule #3: Approved Donors Only: Donor source matters. Funds generally must come from family or approved non-profit programs, not friends or cash under the mattress!

Save this reel now so you're ready on purchase day, and drop your mortgage questions in the comments! 👇

💬 Call us at (817) 255-0144 or send us a DM to discuss your loan options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

🏢 CONDO QUALIFICATION: Warrantable vs. Non-Warrantable Buying a condo isn't just about qualifying yourself—the building...
09/20/2026

🏢 CONDO QUALIFICATION: Warrantable vs. Non-Warrantable
Buying a condo isn't just about qualifying yourself—the building has to qualify, too!

Understanding condo eligibility guidelines can make all the difference in your approval process:
☑️ Warrantable Condos: Meet standard investor guidelines, making them easier to finance with lower down payment requirements.
☑️ Non-Warrantable Condos: May feature high rental ratios, ongoing litigation, or a single entity owning too many units, causing traditional lenders to back away.
☑️ Specialized Financing: We specialize in financing both types so you get funded without the headaches!

Don't let condo guidelines derail your closing. Let’s review your property details today! 👇

💬 Call us at (817) 255-0144 or send us a DM to explore your loan options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/16/2026

💡 Think interest rates only come in one style? Think again!

Choosing the wrong loan type could be costing you real money.

If you aren't planning to stay in your home forever, a Hybrid Loan might be your smartest strategy:
☑️ Initial Fixed Rate: Get a lower interest rate fixed for the first 5, 7, or 10 years.
☑️ Smart Savings: If you plan to move, upgrade, or refinance before that initial period ends, paying extra for a 30-year rate lock doesn't make sense.
☑️ Lower Monthly Payments: Reduce your immediate monthly obligations and keep more cash in your pocket.

Which loan strategy fits your 5-year goal?

Let’s check your numbers today! 👇
💬 Call us at (817) 255-0144 or send us a DM to explore your loan options!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/14/2026

📈 Asset-Based Mortgage & Asset-Depletion Loans
Have substantial money saved in your investment accounts, but your traditional income stream makes getting a mortgage tricky? Sound familiar?

You don't need to sell your stocks or burn through cash to qualify for a home!

Here is how an Asset-Based / Asset-Depletion Loan works:
☑️ Leverage Your Liquid Assets: Lenders look at your liquid assets instead of just your monthly paychecks to approve your loan.
☑️ Keep Investments Growing: Qualify for the home you want without liquidating your stock portfolio or investments.
☑️ Flexible Qualification: Ideal for self-employed individuals, retirees, or high-net-worth buyers with non-traditional income.

Keep your wealth working for you while purchasing your next property! 👇

💬 Send us a message or contact us today to explore asset-depletion loans!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

📊 MARKET METRICS: Rate Stabilization & Cap RatesWith mortgage rates stabilizing, we are seeing welcome predictability re...
09/12/2026

📊 MARKET METRICS: Rate Stabilization & Cap Rates
With mortgage rates stabilizing, we are seeing welcome predictability return to the residential housing market.

Here is what steady rates mean for today's market:
☑️ Clearer Monthly Payment Projections: Buyers can budget with confidence without sudden rate fluctuations.
☑️ Realistic Home Pricing Strategies: Sellers can price their properties more accurately based on steady demand.
☑️ Greater Market Confidence: Predictable borrowing costs make it easier to plan long-term real estate moves.

Whether you are looking to buy, sell, or evaluate investment yields, stability brings great opportunity!

💬 Send us a DM or reach out directly today to discuss your mortgage strategy!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

09/10/2026

🏡 Planning a home renovation? Here is how to fund it using your home equity!

When tap into your equity for major home improvement projects, two of the most popular options are a HELOC and a Cash-Out Refinance.

Here is a quick breakdown to help you choose the right strategy:

💳 HELOC (Home Equity Line of Credit):
☑️ Flexible revolving line of credit (functions like a credit card).
☑️ Keeps your existing low primary mortgage rate untouched!
☑️ Pay interest only on the amount you actually borrow.

💰 Cash-Out Refinance:
☑️ Replaces your entire existing mortgage with a new loan.
☑️ Provides a single, lump-sum payout at closing.
☑️ Best strategy when current interest rates are lower than your existing rate.

Want to know how much equity you can unlock from your home? Let's figure it out together! 👇

💬 DM us 'EQUITY' to calculate your accessible equity or reach out directly today!

Hayley McClellon – Loan Officer
NMLS # 2646048 | IMI Mortgage Lending
📞 (817) 255-0144
✉️ [email protected]

Address

Arlington, TX

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
Saturday 8:30am - 11pm

Telephone

+18172550144

Website

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