Marina Ionova Loan Officer MLO - 1655632

Marina Ionova Loan Officer MLO - 1655632 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Marina Ionova Loan Officer MLO - 1655632, Mortgage brokers, Ann Arbor, MI.

Marina Ionova|Loan Officer|NMLS #1655632
Gold Star Mortgage Financial Group | NMLS #3446

We’re offering a variety of mortgage products including conventional loans, refinancing options, FHA, VA, and USDA loans.

Upcoming Open House
06/13/2026

Upcoming Open House

Upcoming Open House
06/11/2026

Upcoming Open House

Upcoming Open House
05/22/2026

Upcoming Open House

Upcoming Open House
05/22/2026

Upcoming Open House

Upcoming Open House
05/15/2026

Upcoming Open House

Upcoming Open House
05/02/2026

Upcoming Open House

Mortgage Terms • APR (Annual Percentage Rate) shows the real cost of the loan, including interest, points, and fees, so ...
01/19/2026

Mortgage Terms
• APR (Annual Percentage Rate) shows the real cost of the loan, including interest, points, and fees, so it is usually higher than the interest rate alone.
• ARM (Adjustable Rate Mortgage) is a loan with a fixed rate for an initial period, after which the rate adjusts periodically, typically once or twice a year.
• Closing Disclosure (CD) is the final document the borrower receives at least three days before closing, listing exact loan terms and costs.
• Cleared to Close (CTC) means the loan has been fully approved by underwriting and is ready for signing.
• DTI (Debt-to-Income Ratio) compares a borrower’s monthly debts to their income to measure affordability.
• EMD (Earnest Money Deposit) is a deposit made with an offer to show the buyer is serious.
• FHA refers to government-backed loans with more flexible requirements.
• LTV (Loan-to-Value) shows the loan amount compared to the home’s value.
• PMI (Private Mortgage Insurance) is required when the down payment is less than 20% to protect the lender.
• VA loans help eligible veterans purchase homes with government guarantees.

Address

Ann Arbor, MI

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+14257379845

Website

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