Kyle Rash

10/18/2026

3 reasons to hire a financial planner instead of trying to DIY your future:

1. Accountability: I not only help you create a financial plan specific to your goals, but I'm there to help you stick to it if/when the noise of the market raises questions. When your life changes—and it will—I'm there to help you reprioritize your goals.

2. Tax Optimization: We all want to keep more of our hard-earned cash in our pockets! I work to make sure your assets are utilized in the most tax-efficent manner to ensure you only pay what you have to.

3. Expert Asset Assessment: In many cases, the portfolio you use to build wealth isn't the one you want when it's time for it to provide income. As an RCIP and MSFP, I specialize in retirement income.

Have I convinced you yet that I'm a pretty great asset to your financial future? Send me a DM and let's get started!

10/15/2026

Having a financial plan is one thing. Executing on it is a whole different ball game.

Sometimes what you're looking for is someone who can give you the plays while you go out on the field and execute. But what if you're not a quarterback? What if you'd rather enjoy the game from the sidelines while someone else works in the trenches and ensures victory for your team?

That's exactly what I provide through my wealth management services. I'm not just your shot-caller: I'm your coach, calling the plays and making sure we stick to the gameplan. Really, I'm your coach, offensive coordinator, AND defensive coordinator all rolled into one.

Let me be your #1 Draft Pick this season and ensure your team (your assets) are ready for game day.

And for my fellow Washingtonians...Go Seahawks! 💙💚

10/14/2026

We're all doing those annual doctor's visits in anticipation of cold and flu season...but are you doing the same for your finances?

- Investing stresses you out, and you'd rather have a professional manage your assets. Here are some symptoms to look for that may indicate it's time to go see a financial doctor (aka me) for professional help:
- You've had a major life change (divorce, retirement, marriage, inheritance, etc.)
- You don't have clear financial goals for the next 5, 10, 15 years
- Investing stresses you out and you'd rather have a professional manage your assets
- You're too busy to manage your finances on your own.

If any of these sound like you, send me a DM and let's schedule that new patient appointment!

10/06/2026

October is National Financial Planning Month!

That makes this the perfect time to take stock (pun intended) and really bond (pun intended, again) with a trustworthy financial advisor.

Ready to get that financial plan in order? DM me, and let's celebrate Financial Planning Month as a team!

10/02/2026

Achieving success requires a plan.

A plan to manage and grow assets in a way that ensures a secure future for my family.

A plan that will allow me the flexibility to ensure a better tomorrow for my children and my future grandchildren.

A financial plan, yes. But a financial plan that focuses on where my real wealth is: in my family.

Choose a financial planner who understands the value of family. Choose a financial planner who will champion your future. DM me for a free consultation.

09/29/2026

Autumn is a time for cutting back, winterizing your garden, and planting things that are lasting and can withstand tough weather.

Your finances are the same way! Some seasons require a more conservative approach, focusing on cutting back and establishing strong, reliable assets rather than filling your wealth with pretty flowers that will wilt with the first winter freeze.

Need a gardener to get your finances winterized? Send me a DM for a free consultation!

09/26/2026

DEBT MANAGEMENT: Three Methods for Paying Down Debts

1. Snowball Method - Smallest Debt First

PROS: It feels really satisfying when those debts get paid off, and then you can "snowball" those monthly payments into the next debt. The more debts you pay off, the larger the payments toward the next one!
CONS: Doesn't take interest rate into account. If you have a credit card with a 23% interest rate and a large balance, that's going to add up quickly. You'll end up paying more overall in interest.

2. Avalanche Method - Highest Interest Rate First

PROS: You'll knock out the ugliest interest rates fastest, meaning you'll pay less interest overall.
CONS: Less psychologically satisfying, as it may take longer to pay a loan off.

3. Consolidation Loan - Combining all loans into one (ideally with a lower interest rate)
PROS: Simplifies tracking several bills into one fixed payment. Instead, there's one fixed monthly payment and a fixed timeline on the debt. This can also boost your credit score when you take revolving credit card debt and move it to a loan balance.
CONS: You may risk accruing more debt or having a higher lifetime cost to your debt if you consolidate but stretch out the terms.

None of these methods are wrong - you're paying off debt either way! But taking into account the size of your debts and the varying interest rates can inform your strategy.

If you're struggling to get your debts in a row and need help coming up with a strong financial plan, the best approach is to - DM me to get a champion in your corner.

09/22/2026

Wishing those who are celebrating a blessed Yom Kippur.

While I am not personally Jewish, there are many powerful moral and ethical lessons in the scriptures that I apply to my business. One lesson I learned from Jewish history and culture is the idea of the "Shibboleth Bias," or the assumption that being well-spoken equates intelligence.

When it comes to financial planning, your go-to experts should be the ones who can explain things in simple, plain terms...not the ones confusing and misleading you with complex industry jargon!

It's all about creating unity and partnership in the process, similar to how Yom Kippur is a time of transparency and drawing close to God.

Read more about the Shibboleth Bias as it applies to financial planning here:
https://www.planwithchampion.com/post/the-shibboleth-bias-mistaking-complexity-for-competence-in-financial-planning

Choosing a competent, trustworth financial advisor.

09/19/2026

INVESTMENT ANALYSIS: What is it, why does it matter, and how do you do it?

Well, I could write a whole book on this. People have. But here's a little snippet:

Investment analysis involves a disciplined process of gathering information about the stocks and bonds in your various accounts (401(k), IRA, Brokerage, etc.) and projecting their returns against the potential risks of ownership. I call it determining whether the juice is worth the squeeze.

Investment analysis is a vital aspect of creating a strong, sustainable financial plan. Just like gardening, you have to remove the weeds that aren't serving you to help the valuable plants grow.

How do you perform an investment analysis of your current assets? Well...that's a bit more complicated, and best done with a professional who can bring an unbiased eye to your investment and a keen understanding of your specific goals.

If you're ready to take a more serious look at your investments alongside someone who knows how to interpret them in the grand scheme of things, DM me!

09/15/2026

Figuring out when you should take your RMD (required minimum distribution) as a retiree depends on many factors, such as your risk tolerance, financial plan, and retirement timeline.

Need a comprehensive guide to taking your RMD? Here's everything you need to know:
https://www.planwithchampion.com/post/when-should-i-take-my-rmd-a-guide-for-retirees

When to take RMDs is a question most retirees will ask at some point. What's the best strategy when the market is up? When it's down? Here's what retirees need to know.