Farm & Town Insurance

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Farm & Town Insurance Farm & Town Insurance is an independent insurance agency located in Gowrie, Iowa.

Here's a question worth asking before another busy season:How much liability coverage does your farm actually carry?Your...
10/16/2026

Here's a question worth asking before another busy season:

How much liability coverage does your farm actually carry?

Your equipment may be insured. Your buildings may be insured. Your vehicles may be insured.

But one serious liability claim can involve much more than property damage.

If you haven't looked at your farm liability limits in a while, it might be time to ask.

That's a conversation we're always happy to have.

Your equipment doesn't have to crash or burn to cost you a lot of money.What happens if a major piece of farm equipment ...
10/14/2026

Your equipment doesn't have to crash or burn to cost you a lot of money.

What happens if a major piece of farm equipment simply breaks down?

Is that covered by your farm policy?

Equipment breakdown coverage can be something worth discussing, especially when one piece of machinery can represent a pretty serious investment.

If you're not sure whether you have it, let's talk.

Some things change. Some things don't.The equipment gets newer. The technology gets better. The way we farm keeps evolvi...
10/12/2026

Some things change. Some things don't.

The equipment gets newer. The technology gets better. The way we farm keeps evolving.

But the commitment to the land, the family and the next generation stays the same.

We're proud to be part of an industry that keeps moving forward while staying rooted in where it came from.

The grain leaves the field.But your risk doesn't stop there.Grain in a bin, on a truck, at an elevator or temporarily st...
10/09/2026

The grain leaves the field.

But your risk doesn't stop there.

Grain in a bin, on a truck, at an elevator or temporarily stored somewhere else can create different insurance questions.

Where is your grain covered once it's no longer in the field?

If you're not sure, that's something worth asking your insurance agent before the bins start filling up.

The little things can cause big problems during harvest.PTOs. Augers. Moving equipment. Blind spots. Loose clothing. Kid...
10/07/2026

The little things can cause big problems during harvest.

PTOs. Augers. Moving equipment. Blind spots. Loose clothing. Kids or bystanders where they shouldn't be.

When things are moving fast, it's easy to get complacent.

Slow down. Shut it off. Look twice.

A few extra seconds can prevent a life-changing accident.

Let's finish harvest the same way we started it:

Everyone gets home safely.

We're proud to help protect the farms, families and hard work that keep our entire area moving.Here's to a safe harvest.
10/05/2026

We're proud to help protect the farms, families and hard work that keep our entire area moving.

Here's to a safe harvest.

You remembered to insure the tractor.You remembered the combine.But what about the trailer?Grain trailers, livestock tra...
10/02/2026

You remembered to insure the tractor.

You remembered the combine.

But what about the trailer?

Grain trailers, livestock trailers, flatbeds, equipment trailers—farms can have a lot of them.

And they don't all necessarily get treated the same way by your insurance.

If you've added a trailer, bought one used, or aren't sure how yours is covered, let's talk.

It's a lot better to know before you need it.

Do you farm ground you don't own?If you rent or lease ground, have you ever asked your insurance agent exactly how that ...
09/30/2026

Do you farm ground you don't own?

If you rent or lease ground, have you ever asked your insurance agent exactly how that property is handled under your farm policy?

It's easy to overlook because you're focused on farming it—not insuring it.

If you're not sure, let's talk.

When was the last time you walked through your farm and really thought about what's there—and whether your insurance sti...
09/28/2026

When was the last time you walked through your farm and really thought about what's there—and whether your insurance still reflects it?

If it's been a while, it might be worth a conversation.

Harvest means more farm equipment on our roads.If you're driving, slow down and give farm equipment plenty of room. Don'...
09/25/2026

Harvest means more farm equipment on our roads.

If you're driving, slow down and give farm equipment plenty of room. Don't assume the operator sees you, and don't try to squeeze around equipment when there's any doubt.

If you're operating equipment, make yourself as visible as possible and take your time.

We're all trying to get somewhere.

Let's make sure everyone gets there safely.

Address

1116 Market Street
Ames, IA
IOWA

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+15153523898

Website

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