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Kent Bachman Insurance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kent Bachman Insurance, Insurance Agent, 5307 Clemens Boulevard, Ames, IA.

10/05/2026

The Work Insurance Trap

🚨 Most people think their work life insurance has them covered…
Until they actually look at the number.

The average employer plan? Often just 1× your salary (or a flat $20k–$50k).
What experts recommend for real protection? Usually 7–15× your income.

That’s a massive gap. And the coverage usually disappears if you leave the job. 😬

Think that amount sounds excessive?
When you’re gone… ask your family if that money is “too much.”

If something happened tomorrow, how long could they actually keep the house, cover childcare, and pay the bills?

Drop a 👀 if this made you check your policy… or a 🤯 if you had no idea.

10/05/2026

Long before Under the Kitchen became a business, I was simply a Hawkeye fan who loved to paint.

That part has never changed.

See my artwork at https://underthekitchen.square.site/

09/30/2026

Tired of “get covered in minutes” life insurance ads that sound too good to be true? 😤

Here’s the reality: those instant quotes are usually built for the healthiest applicants. And “no medical exam” does **not** mean no health questions — you’ll still answer detailed questions, and the algorithm pulls your prescription history and other data. If you have (or ever had) something common like high blood pressure — or have taken common antidepressants, even if you’re no longer on them — it can still flag you. That often leads to a much higher premium, a different product, a decline… or worse — a decline that shows up in the Medical Information Bureau and makes it harder to get approved elsewhere later. ⚠️

That’s the classic bait-and-switch risk with many no-exam, algorithm-driven platforms. 🚨

Working with an independent agent changes the game. 💪
We shop multiple carriers (including ones that actually underwrite high blood pressure and past antidepressant use fairly), match you to the right product the first time, and help you avoid unnecessary declines or rate surprises. No more guessing. No more starting over. ✅

Ready for a straightforward process that actually gets it right?
Message me or comment below and let’s find the coverage that fits your real situation — not the one built for a perfect health profile. 📩

09/30/2026

I’m bringing Under the Kitchen to Coral Ridge Mall from October 9 to 11.

Stop by, check out the artwork in person, and talk Hawkeye sports with me. I’ll have pieces featuring Iowa athletes across football, basketball, and wrestling.

Come find Under the Kitchen at Coral Ridge Mall.

09/30/2026

Think life insurance is too expensive? 😮 You’re not alone — but you might be surprised! 💡

Surveys show the #1 reason many Americans skip (or underbuy) life insurance is the belief that it costs too much. 💸 In reality, about 3 out of 4 people overestimate the price — and younger adults often guess 5–12 times higher than the actual cost. 🤯

Here’s the truth:
✅ A healthy 30-year-old can often get $500,000 of 20-year term life insurance for roughly $20–$35 a month.
That’s less than many streaming subscriptions 📺 or a couple of takeout meals! 🍕

Term life insurance is designed to be straightforward and affordable protection for the years when your family needs it most (mortgage 🏠, kids 👨‍👩‍👧, income replacement 💰).

Don’t let a misconception leave your loved ones unprotected. 🛡️ Get a free quote and see the real numbers for yourself — you might be shocked at how doable it is! ✨

Have you ever looked into life insurance costs? What surprised you most? 👇



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09/23/2026

Approaching retirement and feeling uneasy about a potential market downturn? 😟📉

You’re not alone. Many people in their late 50s and early 60s worry that a big drop right before they stop working could shrink the nest egg they’ve spent decades building. 🛡️

Here’s something worth knowing: You may be able to do an **in-service rollover** — moving money from your current employer’s 401(k) (or similar plan) into an IRA *while you’re still working*. 🔄

✅ Often available once you reach age 59½ (for your own contributions)
✅ Sometimes available earlier for vested employer contributions or prior rollover money
✅ Gives you more control to prioritize safety and stability with your savings as retirement gets closer 🔒💪

The key? Your specific plan has to allow it. Check your Summary Plan Description or talk to your plan administrator. A direct rollover keeps it tax-free and avoids the usual 20% withholding. ✨

If protecting what you’ve built and adding a greater sense of security matters to you right now, this could be a useful option to explore. 🙏

Have you looked into whether your plan allows in-service distributions? Drop a comment or share this with someone who might need it. 👇💬

*This is general information, not personalized financial or tax advice. Rules vary by plan — always review your documents and consult a qualified advisor or tax professional.*



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09/14/2026

IS THERE AN AI Bubble

**There are clear signs of bubble-like conditions in AI-related valuations, investment levels, and market concentration as of mid-to-late 2026, but the underlying technology shows real progress and adoption—making it more analogous to a “productive” or “constructive” overbuild (like parts of the internet or railroads) than a pure speculative mania with no lasting value.** Experts and institutions are divided; many warn of risks of a correction or “rolling” deflations rather than a single catastrophic crash.

# # # Evidence pointing toward bubble characteristics

- **Scale and speed of investment exceed historical precedents.**
Global AI investment reached roughly $850 billion in 2026 (well above prior trends), with the top hyperscalers (e.g., Microsoft, Amazon, Alphabet/Google, Meta, Oracle) projected to spend over $1 trillion across 2025–2026 on data centers, chips, and infrastructure. Capex-to-revenue ratios have climbed sharply, free cash flow for some has compressed or is expected to turn negative, and debt issuance is rising. The Bank for International Settlements (BIS) has noted that the surge (roughly 4.5× in about three years) outpaces past booms in canals, railways, mass production, or the late-1990s internet buildout, and warned of financial stability risks from lofty valuations, concentration, and opaque/complex financing.

- **Valuations and market concentration are elevated.**
The largest tech/AI-linked firms account for a very high share of the S&P 500 (around 40% for the top 10 in some analyses, above the late-1990s peak). Metrics like the Shiller CAPE ratio have been near highs. Private valuations for pure AI players have soared (e.g., OpenAI in the high hundreds of billions). There are circular flows: hyperscalers invest in AI labs (OpenAI, Anthropic, etc.), which in turn spend heavily on their cloud/compute.

- **Expert and market warnings.**
Figures such as Jeremy Grantham, AllianceBernstein’s CEO, and analysts at firms like Macquarie and BCA Research have described bubble-like dynamics or “madness of crowds.” Macquarie frames it as potential “rolling bubbles” across the stack (models → infrastructure → applications) rather than one simultaneous pop. Some surveys of economists have found a majority viewing the investment boom as bubbly. Productivity and monetization gains for many adopters remain uneven or delayed relative to the capital deployed.

09/09/2026

🛡️ **When was the last time your life insurance agent actually reviewed your policy with you?**

Never? 😬
A long time ago? 📅
Or maybe… never at all?

Life changes. Families grow 👨‍👩‍👧, incomes shift 💰, mortgages get paid down, kids leave home, health evolves, and goals evolve with them. The policy that made perfect sense 5, 10, or 15 years ago may no longer be the right fit today.

A proper policy review isn’t just paperwork — it’s peace of mind ✨. It helps answer the real questions:

✅ Is your coverage still enough?
✅ Are you paying for protection you no longer need?
✅ Does the policy still align with your current goals and beneficiaries?
✅ Are there better options or updates available now?

Don’t leave something this important on autopilot 🔄.

**When was the last time yours was reviewed?**
If the answer is “never” or “I can’t remember,” it might be time to find out if it’s still right for you. 💬

09/09/2026

Hawkeye fans… gather around! Under the Kitchen booth is coming back to FRYFest!

Stop by on September 4 to explore signed prints, Hawkeye artwork, and pieces featuring some of your favorite Iowa athletes.

Which player will you be looking for?

09/03/2026

🚫 Not your grandfather’s insurance agent. 😎🔥

I’m licensed in multiple states and help people every day with:

🛡️ Life insurance that actually fits their life 💯
📈 Retirement rollovers (make that old 401(k) work harder) 💰🚀
❤️ Final expense coverage that protects their family without the stress 👨‍👩‍👧‍👦✨

I don’t do one-size-fits-all. I listen to your unique situation and build solutions that are tailored specifically to you and your goals. 🎯👂💡

No stuffy suits. No outdated advice. Just clear answers and real options that make sense in 2026. ✨🙌

Whether you’re protecting your family, planning for retirement, or making sure your loved ones aren’t left with a bill — I’ve got you. 💪❤️

Message me anytime. Let’s talk about what you actually need. 👇💬

Address

5307 Clemens Boulevard
Ames, IA
50014

Telephone

+15152036469

Website

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