Oscar Medrano at Waterstone Mortgage NMLS #1763251

Oscar Medrano at Waterstone Mortgage NMLS #1763251 Oscar Medrano is a home loan originator at Waterstone Mortgage in Albuquerque, New Mexico.

One of the biggest topics homebuyers have questions about? Credit. 📈Your credit score is one of several factors lenders ...
09/13/2026

One of the biggest topics homebuyers have questions about? Credit. 📈

Your credit score is one of several factors lenders consider during the mortgage process. While a higher score may help you qualify for more favorable loan options, there are loan programs available for a wide range of credit profiles.

A few ways to strengthen your credit:
✔ Pay bills on time.
✔ Keep credit card balances low.
✔ Avoid opening multiple new accounts before applying for a mortgage.
✔ Review your credit report regularly for accuracy.

Learn more about how your credit score impacts your mortgage here: https://bit.ly/4glDE9N

Today, we pause to remember the lives lost on September 11, 2001, and honor the courage of the first responders, service...
09/11/2026

Today, we pause to remember the lives lost on September 11, 2001, and honor the courage of the first responders, service members, and everyday heroes who stepped forward in a time of unimaginable tragedy.

We remember. We honor. We will never forget.

Breaking news! 📣 Waterstone Mortgage has increased its conventional loan limit to $845,000 (up from $832,750) for loans ...
09/10/2026

Breaking news! 📣 Waterstone Mortgage has increased its conventional loan limit to $845,000 (up from $832,750) for loans funded on or after September 10, 2026.

For qualified buyers, the higher limit may provide more financing flexibility when considering higher-priced homes. Ready to see what this could mean for your home search?

Get pre-approved: https://bit.ly/46Mwcjx

Think a down payment is what's standing between you and homeownership? The reality is, there are so many down payment as...
09/09/2026

Think a down payment is what's standing between you and homeownership?

The reality is, there are so many down payment assistance programs available, but many people never realize they're eligible because they don't know where to look.

Here’s an easy place to start. ⬇️ Just answer a few quick questions, and this tool will show you programs that match your situation.

If buying a home is on your radar — even if it's a "maybe someday" — it's definitely worth checking out.

Start your search for down payment assistance here: https://bit.ly/4wdoJ6G

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the ...
09/07/2026

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the comfort of home, have a safe and relaxing Labor Day!

5.0 star review received on Experience.com for Oscar Medrano by James S - Oscar and his team at Waterstone Mortgage Comp...
09/06/2026

5.0 star review received on Experience.com for Oscar Medrano by James S - Oscar and his team at Waterstone Mortgage Company were extremely helpful, professional, and responsive throughout the entire process. They provided excellent service and were attentive to my questions and needs. I would highly recommend Oscar and his team to my family, friends, and anyone seeking a reliable and knowledgeable mortgage team.

Read more: https://experience.com/reviews/oscar-medrano-405584/c3448064-d912-41dc-bf56-e701c17c7690?V=1788729196&utm_source=facebook&utm_medium=autopost&utm_content=13597613

Would qualifying based on your property's income instead of your personal income change your investing strategy?Watersto...
09/03/2026

Would qualifying based on your property's income instead of your personal income change your investing strategy?

Waterstone Mortgage’s Cashflow Pro for Investors focuses primarily on whether the property generates enough rental income to cover the mortgage — not your W-2 or tax returns.

For the right investor, that can open doors to growing a portfolio without the same hurdles as traditional financing.

Curious if it's a fit for your investment goals? Start here: https://bit.ly/4qGzGMm

Address

6733 Academy Road NE, Suite A
Albuquerque, NM
87109

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5:15pm
Friday 8am - 5pm

Telephone

+15056971598

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