David Lawrence, NMLS 653666

David Lawrence, NMLS 653666 I'm David Lawrence, NMLS 653666, Senior Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease.

We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. PrimeLending NMLS ID: 13649

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808-359-2874

If you like your neighborhood more than your home, it might be time for a renovation. With a renovation refinance, you c...
03/27/2026

If you like your neighborhood more than your home, it might be time for a renovation. With a renovation refinance, you can roll the costs of your home improvement project into your mortgage. You get to keep your address and have a the home of your dreams.

Explore your renovation loan options at https://www.primelending.com/renovate/

You chose the entrepreneur path for a reason. Freedom. Ownership. The ability to build something that's yours. But you d...
03/26/2026

You chose the entrepreneur path for a reason. Freedom. Ownership. The ability to build something that's yours. But you deserve more than just a workspace. It's time you put the 'home' in 'home office.'

Buying a home when you're self-employed might feel different, but it's totally doable when you have a lender who knows how to look at the full picture of what you've built.

You've built the business. Now let's talk about building the life around it. Visit https://www.primelending.com/about-us/contact to start a conversation.

Forty years in this business teaches you a lot.The team behind me has seen rates climb, drop, stall out, and swing back ...
03/25/2026

Forty years in this business teaches you a lot.

The team behind me has seen rates climb, drop, stall out, and swing back again. They've worked through competitive markets and slower ones. That kind of history means we don't panic when headlines do.

When we talk about your options, it's not just about what's happening this week. It's about what's worked through different cycles and how to position you smartly right now.

Buying or refinancing is too important to wing it. If you want to talk through your situation and get a steady take on it, we're here. https://www.primelending.com/about-us/contact

Buying a house is an investment. What are you doing with your ROI? You could make that "someday" dream-vacation, car, sc...
03/24/2026

Buying a house is an investment. What are you doing with your ROI?

You could make that "someday" dream-vacation, car, school-happen now with the lump sum payout from a home equity loan.* It's a portion of your home's equity that you can use however you want.

See what a home equity loan could do for you at https://www.primelending.com/home-equity-loans

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

02/27/2026

Big News for Buyers & Homeowners 👀

Average mortgage rates have dropped to their lowest point in almost 4 years🎉with 30-year fixed rates now under 6%.* Whether you're looking to purchase a new home or refinance your current mortgage, this shift could mean more buying power, lower monthly payments, or improved loan terms. If you've been waiting for the right moment, this could be it. 🏡
Let's talk strategy and see what makes the most sense for you.

*Source: https://www.freddiemac.com/pmms

The holidays have a way of shining a light on the spaces we want to update.Whether it’s a kitchen that feels too cramped...
10/17/2025

The holidays have a way of shining a light on the spaces we want to update.
Whether it’s a kitchen that feels too cramped, a living room that could use a refresh, or a guest space that needs finishing touches, a renovation loan can help you tackle those projects without putting your plans on hold. By rolling the cost of improvements into your mortgage, you can make changes now and enjoy them for years to come.
A few upgrades today could mean more comfort, more value, and a home that’s ready to welcome everyone this season.
If you’d like to see what’s possible, let’s connect and talk through your options.

Life changes fast — and sometimes your home can’t keep up.If your family is growing, toys are spilling into every corner...
10/16/2025

Life changes fast — and sometimes your home can’t keep up.
If your family is growing, toys are spilling into every corner, or you’ve simply outgrown the space you once thought was enough, it may be time to think bigger. Upsizing gives you room to spread out, create balance, and enjoy a home that fits the way you live today.
Moving into a larger space isn’t just about extra square footage. It’s about comfort, functionality, and making sure your home supports every stage of life.
If your current place feels a little too tight, let’s talk about how you can take the next step toward a home that truly fits.
DM me to get started.

Outdated or unfinished spaces don’t have to hold you back.A renovation loan makes it possible to finance home improvemen...
10/15/2025

Outdated or unfinished spaces don’t have to hold you back.
A renovation loan makes it possible to finance home improvements and include the cost in your mortgage, giving you one simple monthly payment.
Here’s what that means for you:
• Upgrade kitchens, bathrooms, or living spaces without draining savings
• Combine purchase and renovation costs into one loan if you’re buying
• Build value in your home while creating spaces that truly fit your lifestyle
A renovation loan can be the difference between “just okay” and the home you’ve always wanted.
If you’re ready to stop settling, let’s talk about the updates that could finally make your home feel like yours.

A little preparation goes a long way when you’re buying your first home. Before you start touring, here are five smart q...
10/14/2025

A little preparation goes a long way when you’re buying your first home. Before you start touring, here are five smart questions to ask yourself:
• How much can I comfortably afford each month?
• What funds do I have for a down payment and closing costs?
• How strong is my credit and do I know my score?
• What loan programs might fit my situation?
• Am I pre-approved* so I can make an offer with confidence?
Asking these upfront can save time, reduce stress, and put you in a stronger position when the right home comes along.
Start your home search on solid ground. Connect with me today and I’ll help you answer these key questions so you can move forward with confidence.
*Pre-approval means credit has been pulled and an AUS has returned eligible. A pre-approval does not signify that underwriting requirements have been met. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

Sometimes all it takes is the right update to make your home feel completely new again. Think brighter, more open spaces...
09/20/2025

Sometimes all it takes is the right update to make your home feel completely new again. Think brighter, more open spaces, a kitchen that’s ready for holiday baking, or a bathroom that feels like a retreat. A renovation loan can help you bring those ideas to life now, so you can start enjoying them sooner while keeping your savings right where they are.
Benefits of a renovation loan:
• Roll the cost of updates into your mortgage for one convenient payment
• Start your projects now instead of waiting years to save up
• Increase your home’s comfort, functionality, and potential value
Let’s turn your home upgrade ideas into a plan you can start right away. Send me a message and we’ll make it happen.

Your home could be holding the key to your next big goal. With a cash-out refinance*, you can tap into the equity you’ve...
09/19/2025

Your home could be holding the key to your next big goal. With a cash-out refinance*, you can tap into the equity you’ve built and turn it into cash you can use now.
Here’s how it works: you replace your current mortgage with a new one for more than you owe, and you pocket the difference. That extra cash comes from your equity and can help you:
• Tackle home projects that make your space more functional and enjoyable
• Consolidate high-interest debt into one manageable payment
• Cover big-ticket expenses like tuition or medical bills without juggling multiple loans
It’s one way to make your home work harder for you while keeping everything under one mortgage payment.
Let’s talk about your options and see how much equity you could unlock this fall.
*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Address

98-211 Pali Momi Street, Suite 608
Honolulu, HI
96701

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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