Lesley Rahschulte, Mortgage Loan Originator - NMLS# 453292

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Lesley Rahschulte, Mortgage Loan Originator - NMLS# 453292

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Lesley Rahschulte, Mortgage Loan Originator NMLS # 453292. Member FDIC. Equal Housing Opportunity Lender. All loans subject to credit and underwriting approval.

10/28/2026

Buying a home comes with a lot of questions, but you don't have to navigate the process alone. From understanding mortgage options to preparing for closing day, having the right information can make all the difference.

You can explore helpful homeownership articles in our Resource Center: https://heartland.bank/resources/blog

If you're thinking about buying, building, refinancing, or simply have questions about the mortgage process, I'm here to help. Message me anytime. I'll be with you every step of the way!

Learn more or connect with me here: https://heartland.bank/lesleyrahschulte

10/21/2026

Buying your first home is exciting, but don't forget to plan for closing costs! 🏡

From lender fees and title insurance to taxes and prepaid expenses, closing costs are an important part of the homebuying journey. Understanding these costs ahead of time can help you budget with confidence and avoid surprises at the closing table.

If you have questions about closing costs, mortgage options, or getting started on your path to homeownership, message me anytime.

I'm here to help every step of the way: https://heartland.bank/lesleyrahschulte

10/19/2026

Every closing is meaningful, but helping people you've known for years achieve homeownership makes it even more special. It was an honor to be part of Cody and Maria's journey as they purchased their very first home.

Wishing them many happy memories and all the best as they begin this exciting new chapter! 🔑❤️🏡

10/16/2026

Where does the time go? I can't believe it's already been six years since I started at Heartland Bank, a division of German American Bank!

I wasn't able to get my awards photo taken this week, but I'm still incredibly thankful for the opportunity and the people I've met along the way. And while the little blue guy wasn't part of the award, he has earned a permanent spot on my desk because he always makes me smile. 💙

10/14/2026

Turn-the-Key Terminology: Appraisal 🔑

Buying a home involves more than agreeing on a purchase price. One important step is having a licensed professional evaluate the property's value based on factors like its condition, features, location, and recent sales of similar homes.

This helps lenders confirm the home's value supports the amount being borrowed and can help identify if the purchase price is higher than the property's estimated market value.

Want to learn more about other homebuying terms or how this applies to your situation? Send me a message anytime. I'm always happy to help!

10/07/2026

October is the perfect time to prep your home for colder weather and stay ahead on simple maintenance tasks that protect your home’s value.

Here are a few key items to check off your list:

🎃 Winterize your garden
Remove dead plants, add compost, and apply mulch to insulate roots and protect your beds through winter.

🎃 Prepare your HVAC system for heating
Replace filters, clean vents, and schedule maintenance so your system runs efficiently and avoids mid‑season breakdowns.

🎃 Reverse ceiling fans
Switch fans to rotate clockwise on low speed to help circulate warm air throughout your home.

🎃 Check for drafts and reseal windows and doors
Seal gaps with weatherstripping or caulk to improve comfort and reduce heating costs.

🎃 Inspect your emergency generator (if applicable)
Make sure it runs smoothly and check components for wear, especially with winter storms on the way.

Staying consistent with small tasks like these helps prevent bigger issues, improves comfort, and keeps your home ready for the season ahead!

09/30/2026

Something big is happening in today’s market, and buyers are the ones benefiting ✨

Right now, 42% of homes for sale have a price cut. That gives buyers more chances to find a home that fits their budget and opens the door for stronger negotiation on closing costs, repairs, and timing.

Inventory is also growing, which means more options to compare and more opportunities to move when the deal feels right.

Even with rates still elevated, buyers have more leverage than they’ve had in a while. If you’re thinking about a move or want to understand what this means for your buying power, I’m here to help.

Read more:
https://trst.in/WR6YYu

Learn more or apply now: https://heartland.bank/lesleyrahschulte

09/22/2026

Ever wonder how much control you actually have over your mortgage rate?
More than you might think. Here are three things that can make a real difference.

✨ Your credit score
Small improvements can help you qualify for a better rate and a lower monthly payment.

✨ Your loan type and term
Different loan programs and terms come with different rate possibilities. Exploring your options matters.

✨ The kind of home you buy
Many builders are offering rate buydowns that can lower your payment compared to existing homes.

Even with rates moving, you still have control over key parts of your homebuying journey. If you are thinking about a move or want to understand your options, I am here to help you navigate what matters most.

Apply now or reach out anytime with questions: https://heartland.bank/lesleyrahschulte

09/18/2026

Understanding what is happening in today’s housing market can help you make smarter homebuying decisions. 🏡

Inventory growth has slowed, but it has not stopped. Higher mortgage rates are actually helping more homes come onto the market. Listings have been rising for thirty three straight months, and experts expect inventory to reach historically normal levels by the end of the year.

More homes for sale means more choices, more negotiating room, and less pressure to rush your search.

Read more: https://trst.in/qHrMTT

If you are ready to apply now or want to learn more about your options, message me anytime: https://heartland.bank/lesleyrahschulte

09/14/2026

Today kicks off our Customer Appreciation Week of Smiles!

Stop by any Heartland Bank, a division of German American Bank, office this week to grab your Smiley Eye Guy and enter for a chance to win a 60 minute Hot Air Balloon Ride for 2 people.

Check our Week of Smiles page to see if an office near you is hosting a cookout this Friday: https://heartland.bank/customer-appreciation

We can’t wait to celebrate our customers all week long. Stay tuned for all the smiley fun 😁

Address

2500 Chamber Center Drive
#100
41017

Website

https://heartland.bank/lesleyrahschulte

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