Ruth the family insurance specialist

11/03/2026

The importance of medical insurance

1) Financial protection
It shields you from potentially large hospital, treatment and surgical bills.

2) Access to quality care
It enables you to seek timely treatment without worrying about costs, which can improve health outcomes.

3) Mitigating rising costs
With medical inflation rising, insurance ensures you can manage increasing healthcare expenses.

4) Income protection
Some policies provide cash payouts if you are unable to work due to illness or injury.

5) Peace of mind
Knowing you are covered allows you to focus on recovery rather than financial stress.

If you like what you see,like and follow for more!

24/09/2025

6 steps to make a Financial Plan
1) Set a financial goal
2) Have a budget
3) Save for retirement
4) Kickstart Estate Planning
5) Manage your Debt
6) Invest for the long tern

25/01/2025

Celebrating my 6th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

08/03/2024

Happy International Women's Day!

Dearest Woman,

If u see this, I want to say,

YOU ARE DOING GREAT.

You are doing great when u don't feel good about yourself.
You are doing great when you let emotions get the better of you.
You are doing great working mums when the day to day routine is exhausting. ( u r such a champion)!

No matter what u've been through.

YOU ARE DOING GREAT AND YOU ARE ENOUGH.

Because you are always thinking for others.
Because you feel and are wired to express yourself emotionally.

YOU ARE BEAUTIFUL AND ALL I SEE IS STRENGTH IN YOU.

WE CELEBRATE YOU, STRONG WOMAN!

U DESERVE NOTHING BUT THE BEST!

26/12/2023

I have reached 100 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

17/09/2023

21/01/2023

Happy Lunar New Year to all friends, clients and families! 🍊🍊

Blessings,
Ruth

22/11/2022

Do you set aside enough for emergency fund?

According to the latest OCBC Financial Wellness Index, Singaporeans were worst off in 2022 than 2021 and more have picked up bad habits, like rolling over credit card debt and spending beyond their means. Vasu Menon, executive director of investment strategy at OCBC Bank, shares tips on how you can....

17/11/2022

No 1. Priority: reducing inflation

25/10/2022

Change your thoughts and u can change e world

[SPC Motivational Monday] “Change your thoughts and you change your world.” - Norman Vincent Peale

Whether you are planning for a better future or career, you need to adjust your thoughts and take action even if it is just a small step.

Conquer the change with Summit Planners Cluster today! 💯

24/08/2022